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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

F.N.B. Corp (FNB)

Financial Services Banks - Regional
18.90 $
-0.5% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 5 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
19.00$
Open
19.10$
Day High
19.10$
Day Low
18.80$
Volume
3,855,591shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
14.70 $ 19.50 $
10/16/2025 07/16/2026

Current price 18.90 $ — 88% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
6.5$B
Shares Outstanding
356Mio.
Float
97.6%
Beta
0.9

Performance

Perf. 1M
10.00%
Perf. 3M
19.40%
Perf. 6M
10.50%
YTD Performance (%)
11.30%
52-Week-High Distance
-0.9%
Perf. 1Y
27.02%
Perf. 3Y
63.18%
Perf. 5Y
96.92%
Perf. 10Y
131.98%
Perf. Since Inception
1,068.83%

Technical Indicators

MA 38 Days
18.80$
MA 50 Days
18.50$
MA 200 Days
17.40$
RSI (14)
51.1
Volatility 30 Days
20.8%
Volatility 250 Days
25.1%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
11.7
Forward P/E
9.7
PEG
1.0
P/B
1.0
P/S
2.4
EV/EBITDA
0.0
Price/FCF
14.0

Profitability

Gross Margin
100.0%
EBIT Margin
41.9%
Net Margin
34.6%
Return on Equity
8.9%
Return on Assets
1.2%

Balance Sheet & Safety

Equity Ratio
13.4%
Debt/Equity
0.6
Altman Z″
3.44
very solid
Piotroski
8 out of 9

Growth

Sales Growth Last Quarter
9.60%
EPS Growth Last Quarter
18.80%
Sales Growth (Year)
4.94%
Forward Sales Growth
8.04%
Forward EPS Growth
13.30%

Dividend

Dividend Yield
2.75%
Dividend Per Share (TTM)
0.49$
Payout Ratio
29.2%
Years Without a Cut
16Years
Increase Streak
0Years

Quality & Screener

Stage
2
RS Rating
62
EPS Rating
65
very solid
Piotroski
8 out of 9
Fundamental Rating
B (62 out of 100)
Altman Z″
3.44

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

6 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 18.8% passed
  • More than 10% revenue growth is expected for the coming year 8.0% failed
  • Share count grows by less than 3% a year 0.7% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 18.9% failed
  • Gross margin at 40% or higher and without meaningful erosion 62.3% failed
  • Goodwill from acquisitions does not grow faster than revenue 4.9% passed
  • Net debt below twice EBITDA 2,307 m net cash passed
  • Operating cash flow covers the profits of the last three years 32 m passed
  • Return on capital at 15% or higher, or up versus two years ago 7.1% passed
  • Insiders hold at least 10% or are net buyers 1.5% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 18.90 $
Price Target (average) 20.94 $

The price target sits 10.8% above the current price.

Consensus
Strong Sell
Analyst Ratings
9
Distribution of Recommendations
Strong Buy 6
Buy 3
Hold 0
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 1.69 1.65 – 1.70 1,878 6.1% 8
12/31/2027 1.89 1.80 – 1.95 2,008 11.8% 8

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

15. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.43 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 620.0 $M Q4 2025: Q1 · 647.2 $M Q1 2025: Q2 · 674.0 $M Q2 2025: Q3 · 694.0 $M Q3 2025: Q4 · 679.8 $M Q4 2026: Q1 · 660.3 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.30 120.50 620 13.80 17.70 326 278
2025: Q1 0.32 -4.90 647 2.50 18.00 64 43
2025: Q2 0.36 5.80 674 4.50 19.30 123 85
2025: Q3 0.41 36.60 694 3.30 21.60 167 149
2025: Q4 0.47 55.20 680 9.70 24.80 128 99
2026: Q1 0.38 18.90 660 2.00 20.80 151 133
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 880 246 171 0.82 293 2,572 21,845
2017 1,232 356 199 0.65 279 4,409 31,418
2018 1,446 452 373 1.15 611 4,608 33,102
2019 1,541 471 387 1.19 259 4,883 34,615
2020 1,441 343 286 0.88 113 4,959 37,354
2021 1,335 503 405 1.25 530 5,150 39,513
2022 1,608 553 439 1.24 1,218 5,653 43,725
2023 2,227 584 485 1.34 423 6,050 46,158
2024 2,568 555 465 1.28 642 6,302 48,625
2025 2,695 669 565 1.56 482 6,759 50,229

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

F. N.

Employees4,128
HeadquartersPittsburgh, PA
Address626 Washington Place, 15219 Pittsburgh, United States
Phone800 555 5455
Websitefnb-online.com
IPO Date4. Mar 1993
ISINUS3025201019
Stock Split105:100 on 05/13/2003

Management

Management
Name Title Birth Year
Vincent J. Delie Jr. Chairman, President & CEO 1965
Vincent J. Calabrese Jr. Chief Financial Officer 1963
Gary Lee Guerrieri Chief Credit Officer 1960
Alfred D. Cho Chief Consumer Banking Officer 1978
James L. Dutey Principal Accounting Officer, Corporate Controller & Senior VP 1974
Craig A. Wolfanger MD & Head of Investment Banking 1959
Jennifer M. Reel Chief Communications Officer
James G. Orie Esq. Chief Legal Officer & Corporate Secretary 1958
Thomas M. Whitesel Chief Risk Officer
Brad Jones EVP of Commercial Banking of Carolinas & Charlotte Regional President

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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