Terms of Use

These Terms of Use apply to tickerguard.com, including all subpages, tools, and email publications. TickerGuard is operated by TM Internetmarketing GmbH, Seestraße 16, 71638 Ludwigsburg, Germany ("we", "us"). By accessing or using the site, you agree to these Terms. If you do not agree, please do not use the site.

TickerGuard is an editorial research publication. We publish deep dives, articles, and market overviews, and we provide tools such as a stock screener, a watchlist, and an email newsletter. There is no entitlement to any particular feature or scope of service; we may change, restrict, or discontinue any part of the offering at any time.

Below every published analysis we also offer a free PDF delivery: enter your email address and, once you confirm it (double opt-in), we send you that analysis as a PDF file by email, one time. The same entry also adds your address, free of charge, to the Stock Watch list for the stock covered by the analysis; we say so in the form. Both are free and revocable at any time with one click — every email carries an unsubscribe link and a management link. The PDF reflects the analysis as of the moment it was sent; the version on the website is always the current and authoritative one. There is no entitlement to delivery within any particular time frame, nor to the PDF offer remaining available.

Some features require a user account. Information provided during registration must be truthful. Keep your login credentials secret and do not share them with third parties. You can delete your account at any time in the account settings.

Large parts of TickerGuard are free to use. Where we offer paid products, their price, term, renewal, and payment terms are shown clearly at the product before the contract is concluded, and a payment obligation arises only through an explicit order. No retroactive payment obligation arises for offerings that are free today.

The Buy Signals subscription is a paid subscription priced as shown on the order page. It requires a user account and automatically renews monthly unless cancelled. Cancellation is possible monthly, effective at the end of the current billing period, via the customer portal in your account. Subscribers receive scientifically backtested buy signals with rationale by e-mail, along with later sell/exit signals for the relevant stocks, access to the "My Signals" area, and access to content that non-subscribers only see 30 days later. Like all TickerGuard content, the Buy Signals subscription is for informational purposes only; it is not investment advice, not a financial analysis in the regulatory sense, and not a recommendation to act. No particular outcome — such as a specific return or the absence of losses — is owed or promised. The underlying methodology has been backtested against historical price data; past results are not a reliable indicator of future results.

The Stock Check is a paid one-time service priced as shown on the order page and requires a user account. The customer names a stock; we typically create a detailed analysis within 24–48 hours of payment, publish it on TickerGuard, and send the customer a link by e-mail. If the named stock cannot be analyzed (e.g. because it is delisted or the company is insolvent), we cancel the order and refund the full amount. Like all TickerGuard content, the Stock Check is for informational purposes only; it is not investment advice, not a financial analysis in the regulatory sense, and not a recommendation to act.

The In-Depth Analysis is a paid one-time product available at one of the two prices shown on the order page (each price is the amount you pay; no separate tax is added at checkout) and requires a user account, which is created or linked when you complete your purchase.

At the "In-Depth Analysis" tier ($49), a single payment gives you access to a complete, already-finished research report on the stock — as a page in your account and as a PDF file. Access unlocks within 24 hours after your payment is confirmed; you reach it through your account or a link we send you. The report is dated and reflects the state of our research as of that date. This tier carries no obligation for us to update the report afterward.

At the "In-Depth Analysis with 12 Months of Follow-Up" tier ($89), you get everything in the $49 tier plus, for twelve months from the confirmation of your payment: a refreshed report after each quarterly earnings report the company publishes during that period (typically four refreshes), an e-mail notice whenever we change our rating of the stock, and a running change log inside the report showing what has changed since your purchase. The follow-up service ends automatically twelve months after your payment is confirmed, with no cancellation needed on your part, and does not renew on its own. Access to the report itself continues after the twelve months end.

Like all TickerGuard content, the In-Depth Analysis — at either tier — is for informational purposes only; it is not investment advice, not a financial analysis in the regulatory sense, and not a recommendation to act.

For the Buy Signals subscription and the Stock Check, the separate withdrawal notice at tickerguard.com/withdrawal applies and is also shown to you during the order process before the contract is concluded. For both products you can expressly consent to early performance before the withdrawal period expires; for the Stock Check this extinguishes the right of withdrawal once the analysis is fully delivered, while for the Buy Signals subscription the right continues to exist, but withdrawal then triggers a proportionate compensation obligation for the service already provided.

The following applies to the In-Depth Analysis, depending on the tier you choose: at the "In-Depth Analysis" tier ($49), the report is digital content not supplied on a physical medium. Your right of withdrawal expires once we have begun making the report available — which happens within 24 hours after your payment is confirmed — provided you expressly agreed during checkout that we may begin before the withdrawal period ends, and you acknowledged at the same time that doing so ends your right of withdrawal. We collect that consent through a checkbox that is never pre-checked; you have to select it yourself. At the "In-Depth Analysis with 12 Months of Follow-Up" tier ($89), this same rule applies to the report. The twelve-month follow-up service (refreshes, rating-change notices, change log), however, is not digital content but a service; your right of withdrawal for it remains in force for the full 14 days. If you expressly request — again through a separate checkbox that is never pre-checked — that the follow-up service also begin before the withdrawal period ends, then if you later withdraw you owe an amount proportionate to the part of the follow-up service already provided. The report itself is unaffected by this and follows the rule above.

All content on TickerGuard — including deep dives, ratings, screener results, metrics, newsletters, and tools — is journalistic information and general education only. It is not investment advice, not a recommendation to buy, sell, or hold any security, and not a solicitation of any transaction. We are not a broker-dealer or registered investment adviser, and we do not know your personal circumstances (goals, risk tolerance, time horizon, taxes) — so we cannot and do not take them into account. Our research is meant to prompt your own work, not replace it. Every analysis ends the way we mean it: the decision is yours.

We disclose our own positions in covered companies on the page "Our Ratings Explained", and every affected deep dive carries a clearly visible notice at the top.

Investing in securities carries risk, up to and including total loss. Small-cap stocks in particular can be illiquid and highly volatile. Past performance is not a reliable indicator of future results. You alone are responsible for your investment decisions and for any losses that result from them.

Metrics, prices, and company data come from external sources (fundamental data services and SEC filings such as annual reports (10-K) and quarterly reports (10-Q)). This data can be delayed, incomplete, or erroneous. We do not guarantee the accuracy, timeliness, or completeness of any data, analysis, or calculation on this site.

To the fullest extent permitted by applicable law, TickerGuard is provided "as is" and "as available", without warranties of any kind, whether express or implied — including, without limitation, warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, and uninterrupted availability.

We are liable without limitation for intent and gross negligence, for injury to life, body, or health, and wherever liability cannot be excluded or limited under applicable law.

Otherwise, to the fullest extent permitted by applicable law, we are not liable for any losses arising from the use of this site or from reliance on its content, data, or analyses — in particular not for investment losses. In cases of simple negligence, we are liable only for the breach of essential obligations (obligations whose fulfillment makes proper use of the service possible in the first place and on whose observance you may rely), limited to the foreseeable damage typical for a service of this kind.

We receive no compensation from covered companies or from third parties for producing research or for its slant; we choose which companies to cover on purely editorial grounds. Individual authors may hold positions in covered companies — we disclose these on the page "Our Ratings Explained" and with a visible notice at the top of every affected deep dive. Should we ever use labeled partner links, they have no influence on our research or ratings.

All content, deep dives, data compilations, and tools on this site are protected by copyright or database rights. Personal, non-commercial use is permitted. Not permitted are, in particular, systematic or automated extraction (scraping), the reproduction of substantial parts of the datasets, and their transfer or resale to third parties.

We strive for high availability but do not owe uninterrupted accessibility; maintenance, development work, or outages can lead to temporary restrictions.

You may stop using the service at any time, delete your account, and unsubscribe from any email publication via the link it contains. We may terminate user relationships with 7 days' notice by email and may suspend or terminate accounts immediately in cases of abuse.

We may change these Terms with effect for the future, for instance when new features or products are added. The current version, with its date, is always available on this page; we archive older versions and provide them on request. By continuing to use the site after a change takes effect, you accept the updated Terms.

These Terms are governed by the laws of the Federal Republic of Germany. If you use this site as a consumer, mandatory consumer-protection provisions of the place where you habitually reside remain unaffected. Should individual provisions of these Terms be invalid, the validity of the remaining provisions remains unaffected.