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Buy Day today: Neutral (56) Mixed market breadth · no major macro event
IBN

ICICI Bank Limited

Financial Services · Banks - Regional · listed since 1999

27.90$ +0.1% vs. previous close Closing price · As of: Sep 25, 2026
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Price history

Chart

Interactive price chart (TradingView).

52-week range: 25.20 $ to 32.90 $ · Last price: 27.90 $ (As of: September 25, 2026)

Key figures

Key figures at a glance

Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.

Basics

Market Cap ?The value of the entire company on the market: share price times total shares outstanding. 100.0$B
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 3,589m
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 99.5%
Beta ?Volatility versus the overall market: 1 = moves like the market, 2 = twice as much, under 1 = calmer than the market. 0.3

Performance

Perf. 1M ?Price performance over the last month. 2.10%
Perf. 3M ?Price performance over the last 3 months. 14.40%
Perf. 6M ?Price performance over the last 6 months. -2.80%
YTD Performance (%) ?Price performance since the start of the year (Year to Date). 0.23%
52-Week-High Distance ?How far the price sits below its highest point over the last 52 weeks. 0% means the stock is at its year high. -10.4%
Perf. 1Y ?Price performance over the last 12 months. -9.22%
Perf. 3Y ?Price performance over the last 3 years. 24.99%
Perf. 5Y ?Price performance over the last 5 years. 47.89%
Perf. 10Y ?Price performance over the last 10 years. 308.43%
Perf. Since Inception ?Price performance since the first available trading day (03/28/2000) — with a complete history, that is since the IPO. 1,438.21%

Technical Indicators

MA 38 Days ?Moving average of the last 38 trading days: the smoothed price path. A price above it signals short-term strength. 29.50$
MA 50 Days ?Moving average of the last 50 trading days — the most widely watched medium-term trend line. 29.60$
MA 200 Days ?Moving average of the last 200 trading days — the dividing line between a long-term uptrend and downtrend. 28.70$
RSI (14) ?Relative Strength Index over 14 days, scale 0 to 100: above 70 counts as overbought, below 30 as oversold. A hint on timing, not a verdict on the company. 33.4
Volatility 30 Days ?Price swings over the last 30 trading days, annualized. The higher the value, the more the price fluctuates. 19.3%
Volatility 250 Days ?Price swings over the last 250 trading days (roughly one market year), annualized. 22.0%

Calculated from the price history · as of 09/25/2026

Valuation

P/E ?Price-to-earnings ratio: how many years of profit does the stock cost? The lower, the cheaper the valuation. No earnings means no P/E. 17.3
Forward P/E ?P/E based on expected earnings for the next 12 months instead of past earnings — analysts' bet on the future. 16.7
PEG ?P/E divided by expected earnings growth: puts valuation in relation to growth. Around 1 is considered fair, well above that is pricey. 0.5
P/B ?Price-to-book ratio: market value relative to book equity. 2.5
P/S ?Price-to-sales ratio: market value divided by annual sales. Important for companies that aren't (yet) profitable. 3.2
EV/EBITDA ?Enterprise value including debt (EV) relative to operating profit before depreciation and amortization (EBITDA) — more comparable than P/E because debt counts too. Extreme values arise when EBITDA is near zero. 0.0
Price/FCF ?Market value divided by free cash flow: how many years of freely available cash does the stock cost? More honest than P/E because cash flow is harder to dress up. –

Profitability

Gross Margin ?Gross margin: what's left of sales after only direct production costs are deducted — the product's pricing power. 100.0%
EBIT Margin ?EBIT margin: operating profit as a percentage of sales — the earning power of the core business before interest and taxes. 38.5%
Net Margin ?Net margin: what's left of sales as profit after ALL costs, interest, and taxes. 27.5%
Return on Equity ?Return on equity: how much profit does the company generate per year on shareholders' equity? 16.1%
Return on Assets ?Return on assets: how much profit the company generates from its total assets (equity and debt combined). 2.1%

Balance Sheet & Safety

Equity Ratio ?Equity ratio: equity as a share of total assets. The higher, the more resilient the balance sheet. 12.5%
Debt/Equity ?Leverage ratio: financial debt divided by equity. Under 1 is generally seen as solid; negative values mean negative equity. 0.6
Altman Z″ ?Edward Altman's bankruptcy early-warning score. We use the Z″ variant, built from four balance-sheet ratios — it is designed for service companies and non-manufacturers and uses book value instead of market value. On that scale: below 1.1 = danger zone, 2.6 and up = safe zone, in between a grey area. Because the classic Altman Z is calculated differently, the two numbers are not directly comparable. The formula does not fit banks, insurers, or real-estate stocks. –
Piotroski ?Balance-sheet health check by Joseph Piotroski: 9 yes/no criteria on profit, cash flow, leverage, and efficiency. 7+ is very solid, under 3 is a red flag. 5 out of 9

Growth

Sales Growth Last Quarter ?Sales growth in the most recently reported quarter versus the same quarter a year ago (YoY). 11.40%
EPS Growth Last Quarter ?Growth in earnings per share in the most recently reported quarter versus the same quarter a year ago (YoY). 13.80%
Sales Growth (Year) ?Sales growth in the last fiscal year versus the year before. 5.95%
Forward Sales Growth ?Sales growth analysts expect over the next 12 months — an estimate, not a guarantee. -89.14%
Forward EPS Growth ?Earnings-per-share growth analysts expect over the next 12 months — an estimate, not a guarantee. 11.00%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage ?Weinstein phases 1 through 4: 1 = basing, 2 = uptrend (the only buy phase), 3 = topping, 4 = downtrend. Measured against the 30-week line. –
RS Rating ?Relative strength from 1 to 99: an RS of 95 means the stock has outperformed 95% of all stocks. –
EPS Rating ?Earnings growth rating from 1 to 99 versus all stocks — high values mean above-average earnings growth. –
Fundamental Rating ?Our own Fundamental Rating: 0 to 100 points with an A+ to F grade. 50 points is the average across the universe, 100 the best possible score. It scores growth, earnings surprises, analyst estimates, margins, cash flow, and balance-sheet safety — every stock percentile-ranked against all others. Grades: A+ from 95, A from 75, B from 55, C from 45, D from 25, E from 5, F below. C (48 out of 100)

Comparison

Industry comparison

The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.

Industry: Banks - Regional

Industry comparison
Company Market cap ($B) P/E EV/EBITDA Gross Margin % EBIT Margin % Sales Growth (Year) % Perf. 1Y %
ICICI Bank Limited IBN 100.0 17.3 0.0 100.0 38.5 6.0 -9.2
Mizuho Financial Group Inc. MFG 135.7 17.4 0.0 100.0 46.7 10.4 59.4
HDFC Bank Limited HDB 118.1 16.0 0.0 100.0 33.3 24.3 -30.5
U.S. Bancorp USB 91.0 12.6 0.0 100.0 37.8 0.4 25.8
PNC Financial Services Group Inc PNC 89.8 13.3 0.0 100.0 36.7 -7.0 15.0
Itau Unibanco Banco Holding SA ITUB 89.3 9.8 0.0 100.0 39.1 18.0 23.4
Deutsche Bank AG DB 68.8 9.6 0.0 100.0 33.4 -8.3 5.6
Nu Holdings Ltd NU 66.3 21.4 0.0 100.0 48.2 43.0 -15.3
Truist Financial Corp TFC 59.4 11.9 0.0 100.0 39.0 25.5 7.2
Median of companies shown 89.8 13.3 0.0 100.0 38.5 10.4 7.2

Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →

Fiscal years

Annual Figures

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

Revenue, operating income and net income per fiscal year INR m

Revenue Operating income Net income

2017 · Revenue: 1,133,991 INR m 2017 · Operating income: 113,403 INR m 2017 · Net income: 101,884 INR m 2018 · Revenue: 1,189,662 INR m 2018 · Operating income: 90,995 INR m 2018 · Net income: 77,122 INR m 2019 · Revenue: 1,313,087 INR m 2019 · Operating income: 56,892 INR m 2019 · Net income: 42,542 INR m 2020 · Revenue: 1,496,107 INR m 2020 · Operating income: 112,255 INR m 2020 · Net income: 95,663 INR m 2021 · Revenue: 1,611,985 INR m 2021 · Operating income: 203,640 INR m 2021 · Net income: 183,843 INR m 2022 · Revenue: 1,163,697 INR m 2022 · Operating income: 747,342 INR m 2022 · Net income: 251,101 INR m 2023 · Revenue: 1,847,328 INR m 2023 · Operating income: 472,548 INR m 2023 · Net income: 340,366 INR m 2024 · Revenue: 2,353,184 INR m 2024 · Operating income: 615,081 INR m 2024 · Net income: 442,564 INR m 2025 · Revenue: 2,945,860 INR m 2025 · Operating income: 730,042 INR m 2025 · Net income: 510,292 INR m 2026 · Revenue: 3,121,184 INR m 2026 · Operating income: 773,202 INR m 2026 · Net income: 542,077 INR m
2017201820192020202120222023202420252026
Annual Figures
Fiscal Year Revenue (INR m) EBIT (INR m) Net Income (INR m) EPS (INR) Operating Cash Flow (INR m) Equity (INR m) Total Assets (INR m)
2017 1,133,991 113,403 101,884 31.69 376,498 1,094,973 9,860,427
2018 1,189,662 90,995 77,122 23.78 299,353 1,166,323 12,409,134
2019 1,313,087 56,892 42,542 13.06 465,982 1,208,339 12,387,939
2020 1,496,107 112,255 95,663 29.37 486,711 1,208,339 12,387,939
2021 1,611,985 203,640 183,843 53.74 795,648 1,575,875 15,738,122
2022 1,163,697 747,342 251,101 73.40 1,380,153 1,671,758 15,738,122
2023 1,847,328 472,548 340,366 96.08 581,114 1,880,334 17,526,374
2024 2,353,184 615,081 442,564 124.10 1,572,845 2,561,438 23,640,630
2025 2,945,860 730,042 510,292 142.28 822,197 3,139,059 26,422,414
2026 3,121,184 773,202 542,077 149.54 673,254 3,630,604 29,144,980

Quarters

Quarterly Figures

Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter (INR m)
2024: Q3 · 729,425.5 INR m Q3 2024: Q4 · 746,265.6 INR m Q4 2025: Q1 · 797,468.3 INR m Q1 2025: Q2 · 745,760.3 INR m Q2 2025: Q3 · 761,465.9 INR m Q3 2025: Q4 · 774,904.5 INR m Q4 2026: Q1 · 846,136.6 INR m Q1 2026: Q2 · 614,294.6 INR m Q2

Source: fundamental data

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales (INR m) Sales YoY (%) Net Margin (%) OCF (INR m) FCF (INR m)
2024: Q3 0.39 11.40 729,426 27.30 17.80 450,991 423,095
2024: Q4 0.38 8.60 746,266 25.50 17.30 – –
2025: Q1 0.41 13.90 797,468 20.00 16.90 1,228,053 1,180,353
2025: Q2 0.41 10.80 745,760 10.90 18.20 – –
2025: Q3 0.39 0.00 761,466 4.40 17.50 -173,610 -194,047
2025: Q4 0.34 -10.50 774,905 3.80 16.30 – –
2026: Q1 0.41 0.00 846,137 6.10 17.40 – –
2026: Q2 0.43 4.90 614,295 -17.60 25.10 – –

What Do These Terms Mean?

EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Compare with other stocks →

Outlook

Analysts & Price Target

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Consensus Strong Sell 1 = Strong buy … 5 = Strong sell
Analyst Ratings 4
Price Target (average) 36.33$
Distance to price 30.2% The price target sits 30.2% above the current price.

Distribution of Recommendations

Strong Buy 3
Buy 1
Hold 0
Sell 0
Strong Sell 0

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate (INR) EPS Range (INR) Revenue Estimate (INR m) Expected Growth Analysts
03/31/2027 1.64 1.60 – 1.68 1,367,048 9.6% 2
03/31/2028 1.88 1.88 – 1.88 1,573,178 14.6% 1

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

AI classification

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.

How the Rating Is Built

Growth

Growth Score

Ten checks against the annual reports — each one passed counts a point.

6 of 10 Solid growth
  • Revenue grows by more than 15% a year over three years 19.1%
  • More than 10% revenue growth is expected for the coming year -89.1%
  • Share count grows by less than 3% a year 0.8%
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 26.3%
  • Gross margin at 40% or higher and without meaningful erosion 69.7%
  • Goodwill from acquisitions does not grow faster than revenue 0.4%
  • Net debt below twice EBITDA 447,164 m net cash
  • Operating cash flow covers the profits of the last three years 1,573,364 m
  • Return on capital at 15% or higher, or up versus two years ago 7.1%
  • Insiders hold at least 10% or are net buyers 0.2%

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Quality check

AAQS

6/10

The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).

  • Sales growth 10Y > 5% 11.9%
  • Exp. sales growth 3Y > 5% -29.0%
  • EBIT growth 10Y > 5% 23.8%
  • Exp. EBIT growth 3Y > 5% -88.8%
  • Net debt < 4x EBIT -0.6x
  • EBIT positive, 10Y straight 10
  • Max. EBIT decline < 50% 49.8%
  • Return on equity > 15% 15.4%
  • ROCE > 15% 7.1%
  • Expected return > 10% -88.0%

View stocks with the full AAQS score · Read the methodology at AlleAktien

Source: fundamental data

Insiders

Insider Transactions

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

Insider Transactions
Date Person Role Type Shares Price Value
Apr 23, 2026 Rakesh Jha Director Sell 45,000 14.49 652,050
Apr 21, 2026 Rakesh Jha Director Sell 90,000 14.94 1,344,600
Apr 21, 2026 Sandeep Bakhshi CEO Sell 24,999 14.95 373,735

View all insider transactions →

The company

About the Company

ICICI Bank Limited erbringt zusammen mit seinen Tochtergesellschaften verschiedene Bank- und Finanzdienstleistungen für Firmen- und Privatkunden in Indien und international. Das Unternehmen ist in den Segmenten Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance und Others tätig. Es bietet Vermögensverwaltung, Wertpapiermaklergeschäft, Private Equity, Devisen, Agrar- und ländliches Banking, Aktien-Underwriting, Depositary-Share-Konten, Konsumgüterfinanzierung, Firmengehalts- und Girokonten, Spar- und Staatsgoldanleihen, Versicherungspolicen, öffentliche Angebote, Investment-, Kredit- und Schutzprodukte, Retail-Inward-Überweisungen, Einlagenzertifikate sowie Zahlungs- und Transaktionsbankprodukte und -dienstleistungen. Es ist zudem in gebühren- und provisionsbasierten Tätigkeiten, im Vertrieb von Finanzprodukten, im Venture-Capital- und Immobilienfondsmanagement, in Treasury- und ländlichen Bankgeschäften, bei Finanzlösungen, Betriebsmittelfinanzierung, I-Process-Diensten, Investmentfonds, Investmentbanking und Pensionsfonds sowie in Beratungstätigkeiten tätig. Zudem bietet das Unternehmen Spar-, Gehalts-, Kapitalgewinn-, Hindu-Undivided-Family-Spar-, Immobilienregulierungsbehörden-, Government-e-Marketplace-, Giro-, Handels-, Treuhand- und Fremdwährungskonten. Ferner bietet es Privat-, Wohnungsbau-, Auto-, Bildungs-, Gold-, Automobil- und Gewerbekredite sowie Kredite gegen Festgeld, Wertpapiere und Immobilien; und Betriebsmittelkredite sowie Kredit-, Debit-, Prepaid-, Reise-, Devisen-, Gewerbe- und Firmenkarten. Zusätzlich bietet das Unternehmen festverzinsliche Produkte; Anlageprodukte; Zahlungsverkehr; allgemeine, Unfall-, Lebens-, Kranken-, Fahrzeug- und Reiseversicherungsprodukte; Cash-Management und Händlerdienste; Kapitalmarkt- und Wertpapiermarktdienste; sowie Devisen-, Derivate-, Edelmetall- und Anleihegeschäfte. Das Unternehmen wurde 1955 gegründet und hat seinen Hauptsitz in Mumbai, Indien.

Employees
124,029
Headquarters
Mumbai, India
Address
ICICI Bank Towers, 400051 Mumbai, India
Phone
91 22 4008 8900
IPO Date
09/22/1999
ISIN
US45104G1040
Stock Split
11:10 on 06/19/2017
Stock Split
5:1 on 12/09/2014

Management

Management
Name Title Birth Year
Sandeep Bakhshi B.E. MD, CEO & Executive Director 1960
Rakesh Jha BE, PGDM Executive Director 1972
Sandeep Batra A.C.S., B.Com., CA, CS, F.C.A. Executive Director 1966
Ajay Kumar Gupta B.Com, CA Executive Director 1967
Anindya Banerjee Group CFO & Head of Investor Relations 1977
Laxminarayan Achar Chief Accountant –
Anish Madhavan Group Chief Compliance Officer –
Soumendra Mattagajasingh Group Chief Human Resources Officer –
Akshay Chaturvedi Country Head of USA –
Rajendra Khandelwal Chief Internal Auditor –

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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