Nu Holdings Ltd (NU)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 14.30 $ — 38% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Analysts & Price Target
The price target sits 25.7% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 20
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 0.81 | 0.63 – 0.89 | 22,320 | 39.6% | 14 |
| 12/31/2027 | 1.07 | 0.70 – 1.30 | 27,255 | 30.6% | 14 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.20 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.11 | 41.30 | 2,989 | 36.90 | 18.50 | 1,370 | 1,444 |
| 2025: Q1 | 0.11 | 46.90 | 3,247 | 23.10 | 17.20 | 1,085 | 1,003 |
| 2025: Q2 | 0.13 | 30.20 | 3,683 | 33.90 | 17.30 | 2,555 | 2,484 |
| 2025: Q3 | 0.16 | 40.90 | 4,173 | 46.10 | 18.70 | -971 | -1,096 |
| 2025: Q4 | 0.18 | 60.90 | 4,704 | 57.40 | 19.00 | 831 | 1,102 |
| 2026: Q1 | 0.18 | 55.90 | 4,982 | 53.40 | 17.50 | -1,214 | -1,289 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2018 | 253 | -33 | -29 | -0.01 | -5 | 297 | 2,786 |
| 2019 | 469 | -129 | -93 | -0.49 | 276 | 612 | 6,760 |
| 2020 | 737 | -92 | -171 | -0.78 | 975 | 438 | 10,154 |
| 2021 | 1,698 | -170 | -165 | -0.04 | -2,924 | 4,443 | 19,859 |
| 2022 | 4,792 | -309 | -365 | -0.08 | 756 | 4,891 | 29,935 |
| 2023 | 7,669 | 1,539 | 1,031 | 0.21 | 1,266 | 6,406 | 43,345 |
| 2024 | 11,104 | 2,795 | 1,972 | 0.40 | 2,399 | 7,646 | 49,931 |
| 2025 | 15,879 | 3,868 | 2,869 | 0.58 | 3,500 | 11,291 | 74,894 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Nu Holdings Ltd. bietet eine digitale Banking-Plattform in Brasilien, Mexiko, Kolumbien, den Kaimaninseln und den USA an.
| Headquarters | São Paulo, SP |
|---|---|
| Address | Rua Capote Valente, 39, 05409-000 São Paulo, Brazil |
| Website | nubank.com.br |
| IPO Date | 9. Dec 2021 |
| ISIN | KYG6683N1034 |
Management
| Name | Title | Birth Year |
|---|---|---|
| David Velez-Osomo | Founder, Chairman & CEO | – |
| Roberto de Oliveira Campos Neto | Executive Vice-Chairman and Global Head of Public Policy | 1969 |
| Eric Cristhopher Young | Chief Technology Officer | 1978 |
| Guilherme Souto | Investor Relations Officer & Director of Market Intelligence | – |
| Suzana Kubric | Chief of Human Resources Officer | 1981 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 23. Jul 2026 | Fragelli Henrique Camossa Saldanha | Chief Risk Officer | Other | 13,496 | 13.39 | 180,711 |
| 23. Jul 2026 | Velez Osorno David | Chairman and CEO | Other | 45,690 | 13.39 | 611,789 |
| 23. Jul 2026 | Junqueira Cristina Helena Zingaretti | US CEO & Chief Growth Off. | Other | 8,048 | 13.39 | 107,763 |
| 13. Jul 2026 | Livingston Robert Philip | Chief Financial Officer | Other | 2,194,587 | 0.00 | – |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.