SoFi Technologies Inc. (SOFI)
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This stock currently matches 9 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 16.30 $ — 7% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 39.3% passed
- More than 10% revenue growth is expected for the coming year 22.6% passed
- Share count grows by less than 3% a year 11.6% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -1.0% failed
- Gross margin at 40% or higher and without meaningful erosion 75.1% failed
- Goodwill from acquisitions does not grow faster than revenue 2.8% passed
- Net debt below twice EBITDA 5,426 m net cash passed
- Operating cash flow covers the profits of the last three years -12,769 m failed
- Return on capital at 15% or higher, or up versus two years ago 4.3% passed
- Insiders hold at least 10% or are net buyers 1.4% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 21.9% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 24
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 0.59 | 0.55 – 0.65 | 4,880 | 58.3% | 10 |
| 12/31/2027 | 0.81 | 0.78 – 0.89 | 5,930 | 37.1% | 9 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.29 | 520.50 | 1,008 | 17.70 | 33.00 | -200 | -244 |
| 2025: Q1 | 0.06 | -29.00 | 1,037 | 22.10 | 6.90 | 22 | -33 |
| 2025: Q2 | 0.08 | 402.70 | 1,130 | 31.20 | 8.60 | -1,467 | -1,533 |
| 2025: Q3 | 0.11 | 96.30 | 1,268 | 28.60 | 11.00 | 73 | 10 |
| 2025: Q4 | 0.13 | -55.40 | 1,335 | 32.50 | 13.00 | -991 | -1,059 |
| 2026: Q1 | 0.12 | 101.70 | 1,408 | 35.80 | 11.80 | 119 | 50 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2017 | 825 | 58 | 50 | 1.35 | 77 | – | – |
| 2018 | 600 | -253 | -252 | -0.54 | 1,023 | -6,700 | 28 |
| 2019 | 443 | -240 | -240 | -0.52 | -55 | 2,101 | 7,289 |
| 2020 | 751 | -329 | -224 | -0.48 | -479 | 3,054 | 8,564 |
| 2021 | 1,088 | -481 | -484 | -0.92 | -1,350 | 4,698 | 9,176 |
| 2022 | 1,763 | -319 | -320 | -0.36 | -7,256 | 5,528 | 19,008 |
| 2023 | 2,051 | -300 | -301 | -0.32 | -7,227 | 5,555 | 30,075 |
| 2024 | 2,612 | 860 | 499 | 0.45 | -1,120 | 6,525 | 36,251 |
| 2025 | 4,770 | 526 | 481 | 0.38 | -3,742 | 10,490 | 50,660 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
SoFi Technologies, Inc. bietet diverse Finanzdienste in den USA, Lateinamerika, Kanada und Hongkong an.
| CEO Insider Trades (12 Mo.) | buying own stock |
|---|---|
| Employees | 6,100 |
| Headquarters | San Francisco, CA |
| Address | 234 1st Street, 94105 San Francisco, United States |
| Phone | 855 456 7634 |
| Website | sofi.com |
| IPO Date | 30. Nov 2020 |
| ISIN | US83406F1021 |
Management
| Name | Title | Birth Year |
|---|---|---|
| George Thompson Hutton | Independent Non Executive Chairman | 1956 |
| Anthony J. Noto | CEO & Director | 1969 |
| Christopher Lapointe | Chief Financial Officer | 1984 |
| Jeremy Rishel | Chief Technology Officer | 1973 |
| Kelli A. Keough | Executive VP and Group Business Unit Leader for Spend, Invest, Protect & Save | 1970 |
| Arun Pinto | Chief Risk Officer | 1979 |
| Tom Karinshak | EVP & Head of Global Operations | – |
| Robert Steven Lavet J.D. | General Counsel | 1949 |
| Lauren Stafford Webb | Chief Marketing Officer | 1986 |
| William F. Tanona C.F.A. | Senior Vice President of Corporate Development & Strategic Partnerships | 1973 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 20. Jul 2026 | Keough Kelli | EVP, GBUL, SIPS | Sell | 10,954 | 17.19 | 188,291 |
| 21. Apr 2026 | Kelli Keough | EVP | Sell | 9,742 | 19.25 | 187,534 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.