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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

PayPal Holdings Inc (PYPL)

Financial Services Credit Services
57.20 $
-0.8% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
57.70$
Open
57.10$
Day High
57.60$
Day Low
56.60$
Volume
9,746,556shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
39.10 $ 76.10 $
02/12/2026 10/08/2025

Current price 57.20 $ — 49% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
51.2$B
Shares Outstanding
862Mio.
Float
99.0%
Beta
1.3

Performance

Perf. 1M
0.10%
Perf. 3M
2.10%
Perf. 6M
-25.60%
YTD Performance (%)
-28.10%
52-Week-High Distance
-46.7%
Perf. 1Y
-16.08%
Perf. 3Y
-23.89%
Perf. 5Y
-79.06%
Perf. 10Y
54.96%
Perf. Since Inception
57.19%

Technical Indicators

MA 38 Days
48.00$
MA 50 Days
47.00$
MA 200 Days
52.10$
RSI (14)
72.0
Volatility 30 Days
52.7%
Volatility 250 Days
42.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
10.7
Forward P/E
11.0
PEG
1.0
P/B
2.5
P/S
1.5
EV/EBITDA
7.0
Price/FCF
9.3

Profitability

Gross Margin
40.5%
EBIT Margin
18.0%
Net Margin
14.4%
Return on Equity
25.1%
Return on Assets
4.6%

Balance Sheet & Safety

Equity Ratio
24.9%
Debt/Equity
1.0
Altman Z″
6.50
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
7.20%
EPS Growth Last Quarter
-6.20%
Sales Growth (Year)
4.32%
Forward Sales Growth
4.25%
Forward EPS Growth
8.50%

Dividend

Dividend Yield
0.98%
Dividend Per Share (TTM)
0.42$
Payout Ratio
7.9%
Years Without a Cut
0Years
Increase Streak
0Years

Quality & Screener

Stage
4
RS Rating
12
EPS Rating
28
Piotroski
6 out of 9
Fundamental Rating
B (56 out of 100)
Altman Z″
6.50

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Analysts & Price Target

Current Price 57.20 $
Price Target (average) 58.31 $

The price target sits 1.9% above the current price.

Consensus
Sell
Analyst Ratings
47
Distribution of Recommendations
Strong Buy 16
Buy 7
Hold 22
Sell 0
Strong Sell 2

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 5.37 5.22 – 5.53 34,679 1.2% 40
12/31/2027 5.79 5.31 – 6.08 36,136 7.8% 42

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

4. Aug 2026

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 8,366.0 $M Q4 2025: Q1 · 7,791.0 $M Q1 2025: Q2 · 8,288.0 $M Q2 2025: Q3 · 8,417.0 $M Q3 2025: Q4 · 8,676.0 $M Q4 2026: Q1 · 8,353.0 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.11 -14.50 8,366 4.20 13.40 2,394 2,191
2025: Q1 1.29 55.50 7,791 1.20 16.50 1,160 964
2025: Q2 1.29 19.80 8,288 5.10 15.20 898 692
2025: Q3 1.28 29.40 8,417 7.30 14.80 1,974 1,718
2025: Q4 1.53 38.40 8,676 3.70 16.60 2,384 2,190
2026: Q1 1.21 -6.10 8,353 7.20 13.30 1,134 911
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 10,842 1,586 1,401 1.15 3,158 14,712 33,103
2017 13,094 2,127 1,795 1.47 2,531 15,994 40,774
2018 15,451 2,194 2,057 1.71 5,483 15,386 43,332
2019 17,772 2,719 2,459 2.07 4,561 16,929 51,333
2020 21,454 3,289 4,202 3.54 6,219 20,063 70,379
2021 25,371 4,262 4,169 3.52 5,797 21,727 75,803
2022 27,518 3,837 2,419 2.09 5,813 20,274 78,717
2023 29,771 5,028 4,246 3.84 4,843 21,051 82,166
2024 31,797 5,325 4,147 3.99 7,450 20,417 81,611
2025 33,172 6,065 5,233 5.41 6,416 20,256 80,173

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

PayPal Holdings, Inc. betreibt eine Technologieplattform, die weltweit digitale Zahlungen für Händler und Verbraucher ermöglicht.

Employees23,800
HeadquartersSan Jose, CA
Address2211 North First Street, 95131 San Jose, United States
Phone408 967 7000
Websitepaypal.com
IPO Date1. Feb 2002
ISINUS70450Y1038

Management

Management
Name Title Birth Year
Enrique J. Lores President, CEO & Director 1966
Jamie S. Miller Chief Financial & Operating Officer and Executive VP 1969
Frank Keller President of Checkout Solutions & PayPal 1974
Suzan Bulyaba Kereere President of Global Markets 1966
Christopher Natali Senior VP & Chief Accounting Officer 1978
Srinivasan Venkatesan Chief Technology Officer 1971
Steven Eric Winoker Chief Investor Relations Officer
Bimal Patel Chief Legal Officer
Amy Bonitatibus Chief Corporate Affairs & Communications Officer
Antonio J. Lucio Chief Marketing & Corporate Affairs Officer 1959

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
29. Jul 2026 Keller Frank Pres., Checkout Sol. & PayPal Sell 732 58.10 42,529
29. Jul 2026 Natali Chris SVP, Chief Accounting Officer Sell 1,337 58.10 77,680
15. Jul 2026 Keller Frank Pres., Checkout Sol. & PayPal Other 907 47.37 42,965
15. Jul 2026 Keller Frank Pres., Checkout Sol. & PayPal Other 1,639 0.00
15. Jul 2026 Natali Chris SVP, Chief Accounting Officer Other 943 47.37 44,670
15. Jul 2026 Natali Chris SVP, Chief Accounting Officer Other 2,726 0.00
15. Jul 2026 Webster Aaron EVP, Global Chief Risk Officer Other 3,883 47.37 183,938
15. Jul 2026 Webster Aaron EVP, Global Chief Risk Officer Other 2,622 0.00
15. Jul 2026 Webster Aaron EVP, Global Chief Risk Officer Other 5,901 0.00

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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