Ally Financial Inc (ALLY)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 43.30 $ — 65% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 9.2% failed
- More than 10% revenue growth is expected for the coming year 6.6% failed
- Share count grows by less than 3% a year -0.5% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -31.1% failed
- Gross margin at 40% or higher and without meaningful erosion 52.0% passed
- Goodwill from acquisitions does not grow faster than revenue 0.1% passed
- Net debt below twice EBITDA 4.8 x EBITDA failed
- Operating cash flow covers the profits of the last three years 10,236 m passed
- Return on capital at 15% or higher, or up versus two years ago 3.2% passed
- Insiders hold at least 10% or are net buyers 10.2% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 24.4% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 18
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 5.25 | 5.00 – 5.58 | 9,035 | 37.7% | 16 |
| 12/31/2027 | 6.44 | 6.14 – 6.91 | 9,607 | 22.6% | 16 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.45 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.26 | 136.40 | 4,039 | -3.80 | 2.70 | 620 | -297 |
| 2025: Q1 | -0.82 | -321.60 | 3,430 | -16.70 | -6.60 | 940 | 121 |
| 2025: Q2 | 1.04 | 67.70 | 3,876 | -3.80 | 9.10 | 947 | -134 |
| 2025: Q3 | 1.18 | 114.50 | 3,948 | -5.50 | 10.10 | 1,202 | -282 |
| 2025: Q4 | 0.96 | 269.20 | 3,941 | -2.40 | 8.30 | 652 | -239 |
| 2026: Q1 | 0.93 | – | 3,887 | 13.30 | 8.20 | 1,371 | 666 |
| 2026: Q2 | 1.18 | 13.50 | 2,286 | -41.00 | 17.90 | 1,353 | 1,353 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 9,817 | 1,581 | 1,067 | 2.21 | 4,567 | 13,317 | 163,728 |
| 2017 | 9,852 | 1,507 | 929 | 2.04 | 4,079 | 13,494 | 167,148 |
| 2018 | 10,421 | 1,622 | 1,263 | 2.95 | 4,150 | 13,268 | 178,869 |
| 2019 | 11,558 | 1,967 | 1,715 | 4.34 | 4,050 | 14,416 | 180,644 |
| 2020 | 7,638 | 4,656 | 1,085 | 2.88 | 3,739 | 14,703 | 182,165 |
| 2021 | 8,912 | 6,455 | 3,060 | 8.38 | 4,042 | 17,050 | 182,350 |
| 2022 | 9,342 | 5,611 | 1,714 | 5.38 | 6,247 | 12,859 | 191,826 |
| 2023 | 15,967 | 1,103 | 957 | 3.14 | 4,557 | 13,703 | 196,329 |
| 2024 | 16,369 | 836 | 668 | 2.15 | 4,528 | 13,903 | 191,836 |
| 2025 | 12,154 | 1,051 | 852 | 2.71 | 3,628 | 15,498 | 196,002 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Ally Financial Inc. ist ein digitales Finanzdienstleistungsunternehmen, das diverse digitale Finanzprodukte und -dienste in den USA und Kanada anbietet.
| Employees | 10,300 |
|---|---|
| Headquarters | Detroit, MI |
| Address | Ally Detroit Center, 48226 Detroit, United States |
| Phone | 866 710 4623 |
| Website | ally.com |
| IPO Date | 28. Jan 2014 |
| ISIN | US02005N1000 |
| Stock Split | 310:1 on 04/10/2014 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Michael G. Rhodes | CEO & Director | 1966 |
| Russell E . Hutchinson | Chief Financial Officer | 1975 |
| Douglas R. Timmerman | President of Dealer Financial Services | 1963 |
| William C. Hall Jr. | President of Corporate Finance | 1960 |
| Stephanie N. Richard | Chief Risk Officer | 1973 |
| Austin T. McGrath | VP, Chief Accounting Officer & Corporate Controller | 1983 |
| Sean Leary | Chief Financial Planning & Investor Relations Officer | – |
| Daniel Soto | Chief Compliance Officer | – |
| Hope D. Mehlman | Chief Legal & Corporate Affairs Officer and Corporate Secretary | 1965 |
| Andrea C. Brimmer | Chief Marketing & Public Relations Officer | 1966 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 21. Jul 2026 | Hutchinson Russell E. | Chief Financial Officer | Other | 12,614 | 44.43 | 560,440 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.