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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

ServisFirst Bancshares Inc (SFBS)

Financial Services Banks - Regional
89.50 $
+0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
89.20$
Open
89.30$
Day High
89.80$
Day Low
88.30$
Volume
250,594shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
67.80 $ 89.90 $
11/20/2025 07/28/2026

Current price 89.50 $ — 98% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
4.9$B
Shares Outstanding
55Mio.
Float
93.4%
Beta
0.9

Performance

Perf. 1M
12.30%
Perf. 3M
20.80%
Perf. 6M
19.40%
YTD Performance (%)
16.80%
52-Week-High Distance
-3.8%
Perf. 1Y
15.99%
Perf. 3Y
58.31%
Perf. 5Y
36.88%
Perf. 10Y
310.65%
Perf. Since Inception
644.67%

Technical Indicators

MA 38 Days
85.30$
MA 50 Days
83.40$
MA 200 Days
78.10$
RSI (14)
61.5
Volatility 30 Days
25.2%
Volatility 250 Days
31.3%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
14.3
Forward P/E
22.6
PEG
P/B
2.2
P/S
4.8
EV/EBITDA
0.0
Price/FCF
13.2

Profitability

Gross Margin
100.0%
EBIT Margin
69.9%
Net Margin
54.8%
Return on Equity
16.6%
Return on Assets
1.8%

Balance Sheet & Safety

Equity Ratio
10.5%
Debt/Equity
0.8
Altman Z″
3.31
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
18.50%
EPS Growth Last Quarter
31.10%
Sales Growth (Year)
4.13%
Forward Sales Growth
11.61%
Forward EPS Growth
12.10%

Dividend

Dividend Yield
1.70%
Dividend Per Share (TTM)
0.74$
Payout Ratio
12.4%
Years Without a Cut
1Years
Increase Streak
1Years

Quality & Screener

Stage
2
RS Rating
50
EPS Rating
71
Piotroski
6 out of 9
Fundamental Rating
B (63 out of 100)
Altman Z″
3.31

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

7 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 20.6% passed
  • More than 10% revenue growth is expected for the coming year 11.6% passed
  • Share count grows by less than 3% a year 0.1% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 38.5% failed
  • Gross margin at 40% or higher and without meaningful erosion 51.8% failed
  • Goodwill from acquisitions does not grow faster than revenue 0.1% passed
  • Net debt below twice EBITDA 1.0 x EBITDA passed
  • Operating cash flow covers the profits of the last three years 95 m passed
  • Return on capital at 15% or higher, or up versus two years ago 2.5% passed
  • Insiders hold at least 10% or are net buyers 6.6% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 89.50 $
Price Target (average) 97.00 $

The price target sits 8.4% above the current price.

Consensus
Hold
Analyst Ratings
3
Distribution of Recommendations
Strong Buy 0
Buy 0
Hold 3
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 6.43 6.37 – 6.47 683 22.5% 3
12/31/2027 7.27 7.15 – 7.40 764 13.0% 3

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

19. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
1.63 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 248.6 $M Q4 2025: Q1 · 249.4 $M Q1 2025: Q2 · 247.1 $M Q2 2025: Q3 · 254.1 $M Q3 2025: Q4 · 267.1 $M Q4 2026: Q1 · 252.3 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.19 54.60 249 12.20 26.20 67 68
2025: Q1 1.16 26.60 249 5.80 25.40 48 47
2025: Q2 1.12 17.70 247 4.50 24.90 68 66
2025: Q3 1.20 9.40 254 -0.90 25.80 141 144
2025: Q4 1.58 32.50 267 7.40 32.30 99 94
2026: Q1 1.52 30.80 252 1.20 32.90 70 67
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 223 111 81 1.52 99 523 6,370
2017 275 137 93 1.72 118 608 7,082
2018 343 169 137 2.53 168 715 8,007
2019 411 187 149 2.76 164 843 8,948
2020 414 214 170 3.13 191 993 11,933
2021 437 253 208 3.82 266 1,152 15,449
2022 580 309 252 4.61 273 1,297 14,596
2023 813 3 207 3.79 197 1,440 16,130
2024 977 279 227 4.16 253 1,616 17,352
2025 1,017 342 277 5.06 355 1,850 17,727

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

ServisFirst Bancshares, Inc. ist die Bankholdinggesellschaft der ServisFirst Bank, die Bankdienstleistungen für Privat- und Firmenkunden in den USA anbietet.

Employees663
HeadquartersBirmingham, AL
Address2500 Woodcrest Place, 35209 Birmingham, United States
Phone205 949 0302
Websiteservisfirstbank.com
IPO Date14. May 2014
ISINUS81768T1088
Stock Split2:1 on 12/21/2016

Management

Management
Name Title Birth Year
Thomas Ashford Broughton III Chairman, President & CEO 1955
David A. Sparacio Executive VP & CFO 1971
Rodney Eldon Rushing Executive VP & COO 1958
James H. Harper Senior VP & Chief Credit Officer of ServisFirst Bank 1978
Edison K. Woodie III Senior VP & Controller 1968
Davis S. Mange CPA Senior VP of Corporate Treasury & Investor Relations and Accounting Manager
Michael Lindsey Chief Information & Operations Officer of ServisFirst Bank
Buford Harrison Morris III Regional Chief Executive Officer of Dothan 1977

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
31. Jul 2026 Cashio J. Richard Director Sell 11,500 89.43 1,028,445

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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