Customers Bancorp, Inc.
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Price history
Chart
Interactive price chart (TradingView).
52-week range: 60.50 $ to 83.70 $ · Last price: 77.60 $ (As of: September 18, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 09/18/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Banks - Regional
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Customers Bancorp, Inc. CUBI | 2.6 | 9.9 | 0.0 | 100.0 | 48.7 | 3.9 | 16.4 |
| Mizuho Financial Group Inc. MFG | 133.3 | 17.1 | 0.0 | 100.0 | 46.7 | 10.4 | 70.4 |
| HDFC Bank Limited HDB | 119.1 | 16.1 | 0.0 | 100.0 | 33.3 | 24.3 | -31.8 |
| ICICI Bank Limited IBN | 101.0 | 17.5 | 0.0 | 100.0 | 38.5 | 6.0 | -11.5 |
| PNC Financial Services Group Inc PNC | 92.8 | 13.7 | 0.0 | 100.0 | 36.7 | -7.0 | 16.8 |
| U.S. Bancorp USB | 92.3 | 12.8 | 0.0 | 100.0 | 37.8 | 0.4 | 24.4 |
| Itau Unibanco Banco Holding SA ITUB | 90.4 | 9.9 | 0.0 | 100.0 | 39.1 | 18.0 | 26.3 |
| Deutsche Bank AG DB | 71.5 | 10.0 | 0.0 | 100.0 | 33.4 | -8.3 | 12.6 |
| Nu Holdings Ltd NU | 66.8 | 21.6 | 0.0 | 100.0 | 48.2 | 43.0 | -14.6 |
| Median of companies shown | 92.3 | 13.7 | 0.0 | 100.0 | 38.5 | 6.0 | 16.4 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 377 | 125 | 79 | 2.62 | 91 | 856 | 9,383 |
| 2017 | 449 | 124 | 79 | 2.42 | 62 | 921 | 9,840 |
| 2018 | 475 | 91 | 72 | 2.22 | 97 | 957 | 9,833 |
| 2019 | 496 | 108 | 79 | 2.51 | 78 | 1,053 | 11,521 |
| 2020 | 601 | 190 | 133 | 4.18 | 133 | 1,117 | 18,439 |
| 2021 | 845 | 441 | 315 | 9.34 | 271 | 1,366 | 19,575 |
| 2022 | 895 | 291 | 228 | 6.80 | -21 | 1,403 | 20,896 |
| 2023 | 1,367 | 331 | 250 | 7.78 | 125 | 1,638 | 21,316 |
| 2024 | 1,361 | 224 | 181 | 5.55 | 145 | 1,837 | 22,308 |
| 2025 | 1,415 | 311 | 224 | 6.33 | 495 | 2,116 | 24,896 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.72 | -59.80 | 314 | -13.10 | 8.60 | 133 | 101 |
| 2025: Q1 | 0.29 | -79.30 | 286 | -18.10 | 4.50 | 94 | 77 |
| 2025: Q2 | 1.73 | 4.20 | 354 | -2.20 | 17.20 | 162 | 139 |
| 2025: Q3 | 2.26 | 58.70 | 388 | 15.00 | 19.50 | 117 | 57 |
| 2025: Q4 | 2.10 | 191.70 | 388 | 23.70 | 19.20 | 122 | 64 |
| 2026: Q1 | 1.97 | 579.30 | 371 | 29.70 | 18.80 | 35 | 35 |
| 2026: Q2 | 2.05 | 18.50 | – | – | – | 107 | 106 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 16 of our scanner strategies — each hit links to the scanner.
Growth
Quality & Balance Sheet
Breakout & Setup
Momentum & Trend
Value & GARP
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 8.41 | 8.28 – 8.54 | 802 | 10.6% | 10 |
| 12/31/2027 | 9.61 | 8.89 – 10.02 | 892 | 14.2% | 9 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly -1.8% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $262.5M |
|---|---|
| Market cap | $2.63B |
| Free cash flow in year ten | $217.8M |
| Terminal value as a share of market value | 43.7% |
For comparison: over the past five years free cash flow grew by 26.2% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 16.5%
- More than 10% revenue growth is expected for the coming year 10.0%
- Share count grows by less than 3% a year 1.8%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.5%
- Gross margin at 40% or higher and without meaningful erosion 51.6%
- Goodwill from acquisitions does not grow faster than revenue 0.0%
- Net debt below twice EBITDA 4.7 x EBITDA
- Operating cash flow covers the profits of the last three years 109 m
- Return on capital at 15% or higher, or up versus two years ago 3.4%
- Insiders hold at least 10% or are net buyers 9.5%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 15.8%
- Exp. sales growth 3Y > 5% -20.6%
- EBIT growth 10Y > 5% 10.7%
- Exp. EBIT growth 3Y > 5% 23.2%
- Net debt < 4x EBIT 5.3x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 49.1%
- Return on equity > 15% 10.6%
- ROCE > 15% 3.4%
- Expected return > 10% 38.9%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 15, 2026 | Sirmans Dalton Talley | Director | Other | 736 | 78.91 | 58,078 |
| Sep 15, 2026 | Krasne Robert Morris | Director | Other | 847 | 78.91 | 66,837 |
| Sep 15, 2026 | Looney Susan Dianne | Director | Other | 625 | 78.91 | 49,319 |
| Sep 15, 2026 | Banks Bernard Bennett | Director | Other | 879 | 78.91 | 69,362 |
| Sep 15, 2026 | Gill Mike | Director | Other | 625 | 78.91 | 49,319 |
| Sep 15, 2026 | Allon Andrea R. | Director | Other | 625 | 78.91 | 49,319 |
| Sep 15, 2026 | Zuckerman Steven J | Director | Other | 1,053 | 78.91 | 83,092 |
| Sep 15, 2026 | Way T Lawrence | Director | Other | 847 | 78.91 | 66,837 |
| Sep 15, 2026 | Buford Robert J | Director | Other | 847 | 78.91 | 66,837 |
| Sep 3, 2026 | Robinson Nicholas John | Chief Risk Officer | Other | 479 | 79.64 | 38,148 |
The company
About the Company
Customers Bancorp, Inc. ist die Bankholdinggesellschaft der Customers Bank, die Bankprodukte und -dienstleistungen anbietet.
- Employees
- 885
- Headquarters
- West Reading, PA
- Address
- 701 Reading Avenue, 19611 West Reading, United States
- Phone
- 610 933 2000
- Website
- customersbank.com
- IPO Date
- 02/21/2012
- ISIN
- US23204G1004
- Stock Split
- 11:10 on 05/22/2014
Management
| Name | Title | Birth Year |
|---|---|---|
| Jay S. Sidhu | Founder & Executive Chairman | 1952 |
| Samvir S. Sidhu | President, CEO & Vice Chairman | – |
| Mark R. McCollom | Executive VP & CFO | 1964 |
| Philip S. Watkins | EVP, Head of Corporate Development & Investor Relations | 1985 |
| Lyle P. Cunningham | Executive VP & Chief Banking Officer | 1965 |
| Thomas Kasulka | Executive VP & Chief Credit Officer | 1962 |
| Timothy D. Romig | Executive VP, Head of Middle Market and Community Banking & Member of Management Board | – |
| Daniel B. Park | Executive VP, Treasurer & Member of Management Board | – |
| Samuel H. Smith III | Member of Management Board & President of Customers Commercial Finance LLC | – |
| Andrew B. Sachs Esq. | Executive VP, General Counsel, Corporate Secretary & Member of Management Board | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Filings
Company Filings (8-K)
An 8-K is the filing a US company must use to disclose material events immediately — takeovers, changes at the top, major contracts or payment troubles, for instance. The links open the original document at the US Securities and Exchange Commission (SEC).
- 07/27/2026 Customers Bancorp, Inc. (CUBI): Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers; Financial Statements and Exhibits SEC ↗
- 07/23/2026 Customers Bancorp, Inc. (CUBI): Results of Operations and Financial Condition; Regulation FD Disclosure; Financial Statements and Exhibits SEC ↗
- 07/08/2026 Customers Bancorp, Inc. (CUBI): Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers; Financial Statements and Exhibits SEC ↗
Data as of: September 18, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.