Customers Bancorp, Inc. (CUBI)
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Appears in These Scanners
This stock currently matches 4 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 80.60 $ — 97% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 15.8%
- Exp. sales growth 3Y > 5% -20.7%
- EBIT growth 10Y > 5% 10.7%
- Exp. EBIT growth 3Y > 5% 23.1%
- Net debt < 4x EBIT 5.3x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 49.1%
- Return on equity > 15% 10.6%
- ROCE > 15% 3.4%
- Expected return > 10% 38.2%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 16.5% passed
- More than 10% revenue growth is expected for the coming year 10.0% passed
- Share count grows by less than 3% a year 1.8% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.5% failed
- Gross margin at 40% or higher and without meaningful erosion 51.6% failed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 4.7 x EBITDA failed
- Operating cash flow covers the profits of the last three years 109 m passed
- Return on capital at 15% or higher, or up versus two years ago 3.4% failed
- Insiders hold at least 10% or are net buyers 9.5% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 16.6% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 8
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 8.42 | 8.28 – 8.55 | 802 | 10.7% | 10 |
| 12/31/2027 | 9.60 | 8.76 – 10.02 | 889 | 14.0% | 10 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 2.16 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.83 | -56.70 | 314 | -13.10 | 8.60 | 133 | 101 |
| 2025: Q1 | 0.40 | -73.70 | 286 | -18.10 | 4.50 | 94 | 77 |
| 2025: Q2 | 1.88 | 6.00 | 354 | -2.20 | 17.20 | 162 | 139 |
| 2025: Q3 | 2.26 | 58.70 | 388 | 15.00 | 19.50 | 117 | 57 |
| 2025: Q4 | 2.10 | 154.50 | 388 | 23.70 | 19.20 | 122 | 64 |
| 2026: Q1 | 1.97 | 396.30 | 371 | 29.70 | 18.80 | 35 | 35 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 377 | 125 | 79 | 2.62 | 91 | 856 | 9,383 |
| 2017 | 449 | 124 | 79 | 2.42 | 62 | 921 | 9,840 |
| 2018 | 475 | 91 | 72 | 2.22 | 97 | 957 | 9,833 |
| 2019 | 496 | 108 | 79 | 2.51 | 78 | 1,053 | 11,521 |
| 2020 | 601 | 190 | 133 | 4.18 | 133 | 1,117 | 18,439 |
| 2021 | 845 | 441 | 315 | 9.34 | 271 | 1,366 | 19,575 |
| 2022 | 895 | 291 | 228 | 6.80 | -21 | 1,403 | 20,896 |
| 2023 | 1,367 | 331 | 250 | 7.78 | 125 | 1,638 | 21,316 |
| 2024 | 1,361 | 224 | 181 | 5.55 | 145 | 1,837 | 22,308 |
| 2025 | 1,415 | 311 | 224 | 6.33 | 495 | 2,116 | 24,896 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Customers Bancorp, Inc. ist die Bankholdinggesellschaft der Customers Bank, die Bankprodukte und -dienstleistungen anbietet.
| Employees | 885 |
|---|---|
| Headquarters | West Reading, PA |
| Address | 701 Reading Avenue, 19611 West Reading, United States |
| Phone | 610 933 2000 |
| Website | customersbank.com |
| IPO Date | 21. Feb 2012 |
| ISIN | US23204G1004 |
| Stock Split | 11:10 on 05/22/2014 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Jay S. Sidhu | Founder & Executive Chairman | 1952 |
| Samvir S. Sidhu | President, CEO & Vice Chairman | – |
| Mark R. McCollom | Executive VP & CFO | 1964 |
| Philip S. Watkins | EVP, Head of Corporate Development & Investor Relations | 1985 |
| Lyle P. Cunningham | Executive VP & Chief Banking Officer | 1965 |
| Thomas Kasulka | Executive VP & Chief Credit Officer | 1962 |
| Timothy D. Romig | Executive VP, Head of Middle Market and Community Banking & Member of Management Board | – |
| Daniel B. Park | Executive VP, Treasurer & Member of Management Board | – |
| Lisa Walsh | Executive VP, Chief People Officer & Member of Management Board | – |
| Carlos Coto | Executive VP of Bank Operations & Member of Management Board | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 30. Jul 2026 | Sidhu Jay S | Chairman | Sell | 835 | 79.00 | 65,965 |
| 29. Jul 2026 | Sidhu Jay S | Chairman | Sell | 30,344 | 79.20 | 2,403,169 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.