Bridgewater Bancshares Inc (BWB)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 20.80 $ — 77% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 20.8%
- Exp. sales growth 3Y > 5% -21.0%
- EBIT growth 10Y > 5% 12.5%
- Exp. EBIT growth 3Y > 5% 14.5%
- Net debt < 4x EBIT 1.0x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 40.4%
- Return on equity > 15% 9.3%
- ROCE > 15% 5.7%
- Expected return > 10% 18.8%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 19.9% passed
- More than 10% revenue growth is expected for the coming year 12.0% passed
- Share count grows by less than 3% a year 0.0% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 23.5% failed
- Gross margin at 40% or higher and without meaningful erosion 47.2% passed
- Goodwill from acquisitions does not grow faster than revenue 0.2% failed
- Net debt below twice EBITDA 0.9 x EBITDA passed
- Operating cash flow covers the profits of the last three years -15 m failed
- Return on capital at 15% or higher, or up versus two years ago 5.7% failed
- Insiders hold at least 10% or are net buyers 20.6% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 11.2% above the current price.
- Consensus
- Strong Sell
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 1.83 | 1.80 – 1.86 | 163 | 20.6% | 4 |
| 12/31/2027 | 2.11 | 2.05 – 2.15 | 182 | 15.0% | 4 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.47 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.29 | -6.90 | 65 | 12.70 | 12.50 | 35 | 31 |
| 2025: Q1 | 0.31 | 29.20 | 67 | 12.70 | 14.30 | 8 | 7 |
| 2025: Q2 | 0.41 | 40.50 | 73 | 16.60 | 15.90 | 4 | 3 |
| 2025: Q3 | 0.41 | 33.10 | 75 | 17.50 | 15.40 | 9 | 8 |
| 2025: Q4 | 0.43 | 48.30 | 77 | 16.90 | 17.40 | 7 | 4 |
| 2026: Q1 | 0.58 | 87.10 | 79 | 17.90 | 21.90 | 16 | 14 |
| 2026: Q2 | 0.45 | 9.80 | – | – | – | 10 | 9 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 53 | 21 | 13 | 0.44 | 15 | 115 | 1,260 |
| 2017 | 69 | 27 | 17 | 0.58 | 25 | 137 | 1,617 |
| 2018 | 88 | 32 | 27 | 0.91 | 29 | 221 | 1,974 |
| 2019 | 108 | 38 | 31 | 1.05 | 40 | 245 | 2,269 |
| 2020 | 121 | 36 | 27 | 0.93 | 23 | 265 | 2,927 |
| 2021 | 134 | 62 | 46 | 1.58 | 54 | 379 | 3,478 |
| 2022 | 169 | 72 | 53 | 1.86 | 85 | 394 | 4,346 |
| 2023 | 227 | 53 | 40 | 1.41 | 30 | 426 | 4,612 |
| 2024 | 251 | 43 | 33 | 1.17 | 46 | 458 | 5,066 |
| 2025 | 292 | 61 | 46 | 1.61 | 28 | 517 | 5,407 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Bridgewater Bancshares, Inc. ist die Bankholding der Bridgewater Bank, die Bankprodukte und -dienstleistungen in den USA anbietet.
| Employees | 355 |
|---|---|
| Headquarters | Saint Louis Park, MN |
| Address | 4450 Excelsior Boulevard, 55416 Saint Louis Park, United States |
| Phone | 952 893 6868 |
| Website | bridgewaterbankmn.com |
| IPO Date | 14. Mar 2018 |
| ISIN | US1086211034 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Gerald John Baack | CEO, Founder & Non Independent Executive Chairman | 1967 |
| Joseph M. Chybowski | President & CFO | 1987 |
| Jeffrey D. Shellberg | Co-Founder, EVP, Secretary & Non Independent Executive Director | 1962 |
| Lisa M. Salazar | Chief Operating Officer | 1973 |
| Nicholas L. Place | Chief Banking Officer | 1985 |
| Laura Espeseth | Chief Administrative Officer | 1982 |
| Justin Horstman | Director of Investor Relations | – |
| Ben M. Klocke J.D. | General Counsel | – |
| Daniel D. Poppe | Senior VP of Commercial Banking | 1948 |
| Tony Ferraro | Managing Director of Banking | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 29. Jul 2026 | Baack Jerry J. | CEO | Sell | 11,334 | 20.91 | 236,979 |
| 27. Jul 2026 | Baack Jerry J. | CEO | Sell | 15,900 | 20.80 | 330,785 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.