Southern Missouri Bancorp Inc (SMBC)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 78.80 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 18.0%
- Exp. sales growth 3Y > 5% -16.3%
- EBIT growth 10Y > 5% 16.8%
- Exp. EBIT growth 3Y > 5% 5.2%
- Net debt < 4x EBIT -4.3x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 17.4%
- Return on equity > 15% 13.8%
- ROCE > 15% 10.8%
- Expected return > 10% 14.5%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
7 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 16.0% passed
- More than 10% revenue growth is expected for the coming year 6.2% failed
- Share count grows by less than 3% a year -0.6% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") no data
- Gross margin at 40% or higher and without meaningful erosion 59.7% passed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 376 m net cash passed
- Operating cash flow covers the profits of the last three years no data
- Return on capital at 15% or higher, or up versus two years ago 10.8% passed
- Insiders hold at least 10% or are net buyers 14.6% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 6.2% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 2
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 06/30/2027 | 6.73 | 6.55 – 6.90 | 211 | 4.6% | 2 |
| 06/30/2028 | 7.15 | 7.15 – 7.15 | 222 | 6.3% | 1 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.65 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.30 | 20.60 | 76 | 13.50 | 19.20 | 20 | 18 |
| 2025: Q1 | 1.39 | 38.70 | 77 | 10.00 | 20.40 | 24 | 23 |
| 2025: Q2 | 1.40 | 16.80 | 78 | 7.60 | 20.30 | 27 | 26 |
| 2025: Q3 | 1.39 | 25.30 | 80 | 6.80 | 19.70 | 16 | 15 |
| 2025: Q4 | 1.62 | 24.80 | 79 | 3.60 | 23.00 | 21 | 20 |
| 2026: Q1 | 1.60 | 15.70 | 78 | 1.80 | 22.80 | 29 | 29 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2017 | 71 | 22 | 16 | 2.07 | 26 | 173 | 1,708 |
| 2018 | 90 | 29 | 21 | 2.39 | 31 | 201 | 1,886 |
| 2019 | 111 | 36 | 29 | 3.14 | 39 | 238 | 2,214 |
| 2020 | 122 | 34 | 28 | 2.99 | 40 | 258 | 2,542 |
| 2021 | 130 | 60 | 47 | 5.24 | 52 | 283 | 2,701 |
| 2022 | 138 | 60 | 47 | 5.23 | 67 | 321 | 3,215 |
| 2023 | 203 | 49 | 39 | 3.46 | 62 | 446 | 4,360 |
| 2024 | 273 | 63 | 50 | 4.44 | 70 | 489 | 4,604 |
| 2025 | 305 | 74 | 58 | 5.18 | 82 | 545 | 5,020 |
| 2026 | 317 | 87 | 72 | 6.46 | – | 591 | 5,235 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Southern Missouri Bancorp, Inc. ist die Bankholding der Southern Bank, die Bank- und Finanzdienstleistungen für Privat- und Firmenkunden in den USA anbietet.
| Employees | 696 |
|---|---|
| Headquarters | Poplar Bluff, MO |
| Address | 2991 Oak Grove Road, 63901 Poplar Bluff, United States |
| Phone | 573 778 1800 |
| Website | bankwithsouthern.com |
| IPO Date | 12. Apr 1994 |
| ISIN | US8433801060 |
| Stock Split | 2:1 on 02/02/2015 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Greg A. Steffens | Chairman & CEO | 1967 |
| Matthew T. Funke | President & Chief Administrative Officer | 1976 |
| Stefan Chkautovich | Executive VP & Chief Financial Officer | 1986 |
| Justin G. Cox | Executive Vice President & Regional President | 1981 |
| Daniel L. Jones CPA | Market Chairman & Director | 1966 |
| Charles R. Love CPA | Independent Director & Secretary | 1951 |
| Richard A. Windes | Executive VP & Chief Lending Officer | 1965 |
| Kimberly A. Capps | Executive VP & COO | 1967 |
| Jane Butler | VP, Financial Reporting Officer & Principal Accounting Officer | – |
| Lorna Brannum | Investor Relations Contact & Executive Secretary | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 29. Jul 2026 | Hecker Mark E | EVP-CHIEF CREDIT OFFICER | Other | 1,830 | 78.31 | 143,307 |
| 29. Jul 2026 | Hecker Mark E | EVP-CHIEF CREDIT OFFICER | Other | 2,000 | 34.35 | 68,700 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.