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Backtested Scanners

Debt Paydown Turnaround

Read the study: Debt Paydown Turnaround Backtest: It Is Not THAT Debt Falls That Matters — It Is HOW It Was Paid Down

41 Hits · last calculated August 9, 2026 Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Methodology & criteria

The turn in a company's debt, in the form we back-tested for you: net debt (financial debt minus cash) first rose for three consecutive fiscal years, at the peak it exceeded either one year of EBITDA or one fifth of total assets — and since then it has been falling for at least two consecutive years, cumulatively by at least 10%. Only debt cut under the company's own steam is shown: anyone who retired debt by issuing new shares (share count up more than 10% since the peak) or by selling off half the business (total assets down more than 20%) is missing from this list. Banks, insurers and financial services companies are excluded — there, debt is the business model, not a burden. In the backtest from April 2005 to July 2026, on a data set that keeps stocks which have since disappeared from the market: 582 signals, resulting in 537 purchases. Held for as long as the paydown continued, that produced 12.20% per year against 11.24% for the S&P 500 including dividends. Held for a fixed twelve months it was only 10.42% — more than the equal-weighted universe at 8.44%, but less than the index. The edge therefore rests on the holding rule, and that is exactly what this scanner reproduces: a stock stays listed only for as long as its net debt keeps falling in the latest fiscal year; once the company takes on debt again, it drops off the list. An honest caveat: the largest interim drawdown was 55%. Source: fundamental data.

Global filters: market cap of $50B or less (mega caps are cut from every scanner); 10- and 30-day ADR must be ≥ 1% (too little movement gets cut); names after a reverse split (distorted price history) and names with a red Stress RS (rating ≤ 30 — weak on stress days) are excluded.

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Terms in This Scanner Explained

(16)
ADR (Average Daily Range)
The average daily swing of a stock in percent - measured over 10 or 30 trading days (columns "ADR 10D/30D"). An ADR of 5% means: on a normal day the gap between the intraday low and high runs about 5%. Traders look for movement - that is why stocks with an ADR under 1% are filtered out globally. Scanners that run without the global filters still include them; that is noted below their hit list. Not to be confused with ADR meaning "American Depositary Receipt" (a US certificate for foreign shares) - here ADR always means the daily swing.
AI Classification
Our company-by-company assessment of the AI boom based on SEC filings (the last four quarterly 10-Q reports and two annual 10-K reports): "Sells AI" (AI is a revenue source), "Threatened" (AI is a concrete business risk), "Uses AI" (operational use), or "Neutral" (no material AI exposure). Every classification requires at least two direct quote citations - otherwise the column shows "-". Not a quality judgment or a buy recommendation; the full file is on the stock page, methodology at /stocks/ai-rating-methodology.
Analysis (Full Company Analysis)
If the Analysis column shows "Read," there is an in-depth TickerGuard company analysis for this stock: business model, scanner findings, quarterly results, evidence from SEC filings, plus opportunities and risks. One click opens it directly.
Avg/Yr 3Y (Average Annual Return)
The stock's average annual return over the past 3 years. Shows at a glance whether a stock delivers over the long run or just had a short hot streak.
Earnings Date
The date of the next quarterly earnings report. Price gaps in either direction are common around this date - that is why we color it red when it is 7 days away or less, and yellow when it is 14 days away or less: elevated risk for fresh positions.
EPS (Earnings per Share)
Quarterly earnings divided by the number of shares outstanding. The most important growth metric: if EPS rises strongly over several quarters, the company is earning more money per share.
Free Cash Flow (FCF)
Operating cash flow minus capital expenditures - the money left over for everything else (debt paydown, acquisitions, or buybacks). Consistently positive free cash flow is one of the most honest signs of a healthy business model.
Funda Rating (Fundamental Rating A+ to F)
Our proprietary fundamental rating from 0 to 100 points with a school-grade rank from A+ to F. 50 points is the average across the universe, 100 the best possible score. Every stock is scored against all others by percentile: growth in earnings and revenue, earnings surprises, analyst estimates, and quality criteria such as margins, cash flow, and balance-sheet strength. Grades: A+ from 95, A from 75, B from 55, C from 45, D from 25, E from 5, F below — A/A+ are the fundamentally strongest stocks in the universe.
Long / Short
Long = betting on rising prices (buying the stock). Short = betting on falling prices (selling borrowed shares to buy them back cheaper later). Our short scanners are warning or watch lists - not buy candidates.
Market Capitalization (Mkt Cap)
The market value of the company: share price x total shares outstanding, shown here in billions of dollars. Micro caps (< $0.3B) are small and volatile, mega caps (> $200B) are heavyweights. Our scanner universe is deliberately capped at $50B - we look for stocks with room to run. The cap does not apply to scanners that run without the global filters; that is noted below their hit list.
Net Margin
How much of revenue is left as profit? Net income divided by revenue, in percent. A 20% margin means: out of every dollar of revenue, 20 cents is left as profit. Rising margins are a strong quality signal.
Operating Cash Flow (OCF)
The cash that actually flows into the company from day-to-day operations - without accounting effects such as depreciation. A company can report book profits while still burning cash; operating cash flow reveals that.
Piotroski F-Score
A balance-sheet health check developed by Joseph Piotroski: 9 yes/no criteria covering earnings, cash flow, leverage, and efficiency produce a score from 0 to 9. Scores of 7 or higher are considered financially very solid, scores under 3 a warning sign.
Sector & Industry
Two levels of industry classification: sector is broad (e.g., Technology), industry is narrow (e.g., Semiconductors). Many strategies watch industry strength, because strong stocks are almost always found in strong industries.
Stage (Weinstein Stages 1-4)
Stan Weinstein divides every price chart into four stages: Stage 1 = basing (sideways after a downtrend), Stage 2 = uptrend (the only buying stage), Stage 3 = topping, Stage 4 = downtrend (avoid, or short candidate). Measured against the 30-week line (150-day moving average) and its slope.
Stress RS (Strength on Stress Days)
A stress day is a day on which both the overall market and the stock's own sector fell at least 0.5%. Stress RS counts on how many of these days the stock still closed green (shown as "g/n" = green days out of n stress days) and turns that into a rating from 1 to 99. High values point to buyers stepping in even on weak days - often a sign of institutional accumulation.

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Debt Paydown Turnaround
Symbol Debt Paid Down Years of Paydown Earnings Avg/Y 3Y Stress RS Stage Funda Rating Piotroski MktCap Industry AI Rating Deep Dive Deep-Dive Report Sector Price YTD 6 Mo. 1 Year Off High Price Target RS EPS Rating ADR 10D ADR 30D Beta P/E P/E (f) P/S P/B P/FCF PEG EV/EBITDA EBIT Margin Gross Margin Net Margin ROE ROA Debt/Eq Equity Ratio Sales +/Y Growth Score Div. Yield Payout Ratio Altman Z Inst. % Short % Analysts
OESX Orion Energy Systems Inc 46,891.2 % 2 79 6/23 B 70 6 of 9 0.1 $ Electrical Equipment & Parts Neutral Industrials 19.70 $ +28.1 % +49.0 % 0 % +37.1 % 0.79 95.2 0.8 3.5 240.0 1.62 28.9 8.2 % 33.6 % 0.0 % 0.3 % 1.8 % 0.40 32.2 % +8.3 % 2 0.0 % 0.0 % -0.2 50.2 % 0.7 % 4.5 (2)
INVA Innoviva Inc 210.3 % 2 08/05 +29 % 40 2/16 Stage 2 B 67 6 of 9 1.5 $ Biotechnology Uses AI Healthcare 20.50 $ +17.8 % +17.0 % +11.1 % −7.1 % +73.2 % 54 95 2.8 % 2.8 % 0.34 10.6 3.3 7.7 0.30 1.9 40.1 % 72.4 % 81.2 % 50.7 % 6.9 % 73.1 % +18.5 % 7 0.0 % 0.0 % 11.8 108.0 % 12.8 % 4.0 (1)
MCRI Monarch Casino & Resort Inc 142.7 % 5 07/15 +32 % 86 8/25 Stage 2 B 66 9 of 9 2.2 $ Resorts & Casinos Neutral Consumer Cyclical 124.40 $ +35.3 % +36.9 % +29.5 % −2.7 % +3.9 % 77 76 3.1 % 2.7 % 1.35 21.6 19.0 4.0 4.0 14.3 1.07 11.0 25.8 % 68.0 % 20.4 % 20.1 % 12.9 % 0.02 75.8 % +4.4 % 6 1.0 % 19.0 % 10.6 65.1 % 4.9 % 3.0 (5)
EXPE Expedia Group Inc. 111.7 % 5 08/06 +46 % 80 7/25 Stage 1 B 66 7 of 9 36.2 $ Travel Services Consumer Cyclical 310.70 $ -13.1 % -7.0 % +66.9 % −17.4 % -6.7 % 49 21 4.7 % 4.1 % 1.25 28.7 15.0 2.3 64.7 7.2 0.97 11.1 7.1 % 90.3 % 9.8 % 71.5 % 5.8 % -0.73 2.2 % +7.6 % 6 0.6 % 13.2 % 2.7 104.4 % 9.1 % 3.8 (37)
JKHY Jack Henry & Associates Inc 107.9 % 2 08/18 -7 % 98 8/17 Stage 4 B 65 9 of 9 10.9 $ Information Technology Services Technology 156.00 $ -30.8 % -25.6 % -3.5 % −33.5 % +18.6 % 12 60 3.7 % 3.3 % 0.55 22.8 21.3 4.3 5.4 15.0 2.08 12.4 24.4 % 44.1 % 20.6 % 24.9 % 13.7 % 0.07 70.0 % +7.2 % 6 1.5 % 46.9 % 11.6 106.8 % 7.9 % 3.3 (19)
OMCL Omnicell Inc 102.5 % 3 07/30 -15 % 41 2/16 Stage 1 B 63 9 of 9 1.7 $ Health Information Services Healthcare 36.80 $ -15.2 % -10.6 % +18.6 % −28.1 % +57.2 % 53 18 4.6 % 4.2 % 0.97 82.5 29.5 1.3 1.3 11.8 15.40 11.1 5.4 % 45.3 % 3.1 % 1.6 % 2.0 % 0.16 62.7 % +6.5 % 5 0.0 % 0.0 % 6.6 106.0 % 9.6 % 3.9 (8)
MEC Mayville Engineering Co Inc 86.7 % 2 08/04 +51 % 51 4/23 Stage 2 C 48 3 of 9 0.6 $ Metal Fabrication Industrials 24.20 $ +82.5 % +96.1 % +69.8 % −3.3 % +37.2 % 94 1 5.2 % 6.5 % 1.22 22.1 1.1 2.8 30.3 10.7 % -2.9 % -6.8 % -0.7 % 0.10 -6.0 % 5 0.0 % 0.0 % 4.6 60.8 % 6.8 % 4.3 (3)
TPB Turning Point Brands Inc 72.6 % 3 08/05 +85 % 43 2/15 Stage 4 B 62 3 of 9 1.7 $ Tobacco Consumer Defensive 86.90 $ -25.9 % -21.2 % -7.4 % −42.9 % +41.5 % 22 22 5.6 % 4.5 % 0.93 57.8 3.3 74.5 0.05 17.1 59.2 % 8.8 % 22.5 % 6.8 % +28.4 % 6 0.4 % 10.3 % 9.0 96.7 % 13.7 % 4.8 (4)
TILE Interface Inc 69.0 % 6 08/07 +98 % 32 3/25 Stage 2 B 59 5 of 9 2.2 $ Furnishings, Fixtures & Appliances Neutral Consumer Cyclical 38.30 $ +16.3 % +26.4 % +54.5 % −8.2 % +15.1 % 71 83 3.5 % 3.6 % 1.91 17.4 16.1 1.5 3.4 18.0 1.07 10.7 9.5 % 38.9 % 8.9 % 22.1 % 8.9 % 0.16 68.1 % +5.4 % 4 0.3 % 6.6 % 3.7 103.2 % 10.8 % 4.5 (2)
SENEA Seneca Foods Corp A 64.0 % 2 08/06 +107 % 99 10/15 Stage 2 B 68 9 of 9 0.0 $ Packaged Foods Consumer Defensive 178.80 $ +45.5 % +56.2 % +74.1 % −7.3 % +18.7 % 80 50 5.8 % 5.2 % -0.07 10.9 39.4 1.6 0.83 7.0 6.5 % 13.9 % 6.9 % 16.5 % 8.1 % 0.37 60.6 % +5.1 % 6 0.0 % 0.0 % 11.2 75.0 % 3.4 %
G Genpact Limited 59.0 % 6 08/06 -6 % 95 7/17 Stage 4 C 53 2 of 9 5.8 $ Information Technology Services Technology 34.30 $ -38.9 % -41.5 % -16.3 % −43.1 % +11.3 % 9 64 4.4 % 4.2 % 0.58 10.8 18.3 1.1 2.4 10.2 1.16 7.4 15.4 % 36.3 % 11.0 % 23.1 % 9.2 % 2.49 44.1 % +6.6 % 5 2.1 % 24.5 % 7.0 109.3 % 10.5 % 3.9 (11)
WAT Waters Corporation 55.9 % 2 08/03 +13 % 42 2/16 Stage 3 C 50 2 of 9 40.0 $ Diagnostics & Research Healthcare 406.90 $ -6.0 % -4.1 % +46.4 % −9.0 % +4.3 % 49 30 3.1 % 3.3 % 1.18 51.4 26.4 10.6 2.6 151.3 1.69 42.6 2.8 % 55.2 % 11.9 % 5.2 % 3.3 % 0.93 62.3 % +7.0 % 6 0.0 % 0.0 % 7.0 99.7 % 3.7 % 3.6 (22)
TASK TaskUs, Inc. 53.7 % 2 72 4/17 C 51 7 of 9 0.6 $ Information Technology Services Sells AI Technology 7.30 $ -45.0 % -40.6 % -34.2 % −64.4 % +48.4 % 2.06 5.8 4.4 0.5 2.2 5.3 4.2 11.5 % 39.2 % 8.7 % 26.5 % 9.9 % 0.43 57.1 % +19.0 % 6 55.8 % 3.1 % 2.8 83.3 % 13.1 % 3.2 (6)
BWA BorgWarner Inc 42.1 % 3 08/05 +28 % 47 4/25 Stage 2 C 52 7 of 9 14.4 $ Auto Parts Consumer Cyclical 68.40 $ +57.3 % +45.8 % +81.5 % −11.9 % +22.0 % 87 80 3.7 % 4.4 % 1.11 39.0 15.8 1.0 2.5 11.0 0.54 10.6 9.9 % 18.8 % 2.5 % 7.3 % 6.2 % 1.19 40.1 % +1.7 % 5 1.1 % 17.8 % 7.7 107.6 % 5.1 % 4.1 (18)
ESI Element Solutions Inc 41.5 % 2 07/29 +54 % 44 3/20 Stage 2 D 40 2 of 9 0.0 $ Specialty Chemicals Basic Materials 37.90 $ +84.3 % +80.8 % +61.7 % −3.1 % +24.0 % 90 50 5.3 % 4.6 % 1.27 73.9 20.6 4.3 21.3 14.0 % 38.6 % 5.7 % 5.6 % 4.7 % 0.79 47.7 % +3.8 % 5 0.9 % 19.3 % 5.0 105.6 % 5.3 % 4.6 (11)
PENG Penguin Solutions, Inc. 40.1 % 2 07/07 +53 % 72 4/17 Stage 2 B 69 7 of 9 0.0 $ Information Technology Services Sells AI Technology 58.40 $ +242.3 % +236.2 % +155.8 % −13.7 % +41.2 % 98 50 11.5 % 11.1 % 2.83 106.1 12.5 9.5 16.8 7.8 % 27.9 % 6.5 % 9.6 % 3.9 % 0.94 34.2 % +16.9 % 4 0.0 % 0.0 % 6.7 117.0 % 26.9 % 4.3 (8)
GNRC Generac Holdings Inc 35.3 % 2 07/29 +38 % 79 6/23 Stage 2 B 67 9 of 9 13.5 $ Specialty Industrial Machinery Industrials 212.20 $ +101.3 % +101.6 % +9.7 % −0.4 % +31.2 % 89 82 5.7 % 5.7 % 1.93 62.6 22.9 3.0 4.4 35.5 0.81 20.8 11.1 % 39.5 % 5.8 % 7.4 % 4.7 % 1.11 47.8 % -2.0 % 3 0.0 % 0.0 % 7.8 94.0 % 3.3 % 4.0 (23)
AVO Mission Produce Inc 35.1 % 2 -1 % 64 3/15 Stage 4 D 35 2 of 9 1.1 $ Food Distribution Consumer Defensive 13.20 $ +0.9 % +2.6 % +6.0 % −23.7 % +25.0 % 25 30 4.7 % 4.6 % 0.48 42.4 14.8 0.9 2.1 33.2 15.6 12.2 % 1.8 % 4.0 % 3.6 % 0.38 +12.7 % 7 0.0 % 0.0 % 7.1 32.6 % 8.7 % 4.5 (2)
MRCY Mercury Systems Inc 33.9 % 2 08/10 +73 % 51 4/23 Stage 2 B 63 6 of 9 6.5 $ Aerospace & Defense Neutral Industrials 108.60 $ +41.5 % +3.8 % +106.5 % −18.2 % -3.4 % 88 19 5.4 % 5.7 % 1.00 64.9 6.7 4.5 92.6 2.79 69.6 3.2 % 28.7 % -1.5 % -1.0 % 0.5 % 0.40 60.5 % +9.2 % 2 0.0 % 0.0 % 4.7 113.3 % 9.3 % 3.6 (9)
BSY Bentley Systems Inc 33.7 % 3 08/05 -15 % 90 6/17 Stage 4 B 61 8 of 9 10.9 $ Software - Application Technology 35.20 $ -25.3 % -23.3 % -33.8 % −51.5 % +24.1 % 8 56 3.9 % 4.1 % 0.98 40.4 24.8 6.8 8.7 21.8 1.57 26.6 30.4 % 81.6 % 18.1 % 24.3 % 7.1 % -0.93 34.8 % +11.0 % 8 0.8 % 34.2 % 3.6 53.5 % 8.2 % 4.0 (16)
VNT Vontier Corp 31.9 % 3 07/30 0 % 55 3/17 Stage 4 C 45 6 of 9 5.0 $ Scientific & Technical Instruments Technology 35.10 $ -19.0 % -24.4 % -12.8 % −37.0 % +18.2 % 14 60 3.1 % 3.1 % 1.14 12.4 9.5 1.6 3.9 13.0 0.95 8.9 18.0 % 47.2 % 13.4 % 34.8 % 8.5 % 1.54 30.5 % +3.2 % 4 0.3 % 4.1 % 6.6 105.1 % 10.5 % 4.0 (12)
CHRW CH Robinson Worldwide Inc 31.5 % 3 07/29 +37 % 84 7/23 Stage 2 B 56 7 of 9 17.6 $ Integrated Freight & Logistics Industrials 149.30 $ +12.0 % +12.8 % +28.8 % −11.3 % +29.1 % 74 59 3.1 % 3.4 % 0.95 30.0 25.1 1.0 10.3 26.3 2.18 20.6 4.9 % 8.5 % 3.7 % 34.8 % 10.0 % 6.72 32.6 % -8.4 % 4 1.7 % 44.9 % 10.1 107.4 % 7.3 % 4.1 (24)
CBT Cabot Corporation 27.5 % 3 08/03 +15 % 74 5/20 Stage 2 D 40 5 of 9 4.7 $ Specialty Chemicals Basic Materials 87.60 $ +33.5 % +38.2 % +15.4 % −0.6 % +8.2 % 69 22 3.5 % 3.3 % 0.84 16.6 10.6 1.3 2.9 16.7 1.00 7.4 15.3 % 25.2 % 8.0 % 20.0 % 9.5 % 0.91 40.2 % -7.0 % 4 2.1 % 28.3 % 7.4 102.3 % 9.2 % 3.6 (5)
ATMU Atmus Filtration Technologies Inc. 27.2 % 2 08/14 +43 % 47 4/25 Stage 1 B 60 5 of 9 4.4 $ Auto Parts Consumer Cyclical 51.30 $ -3.2 % -4.3 % +33.0 % −18.5 % +21.8 % 39 58 4.2 % 3.8 % 1.19 20.0 0.0 2.3 10.3 22.9 14.7 15.7 % 29.3 % 11.6 % 63.1 % 12.2 % 10.63 21.9 % +5.7 % 4 0.4 % 10.8 % 7.5 105.2 % 4.1 % 4.3 (7)
ICFI ICF International Inc 26.0 % 3 08/06 -15 % 89 8/23 Stage 4 D 39 5 of 9 1.6 $ Consulting Services Industrials 95.00 $ -20.4 % -13.5 % +3.7 % −36.0 % +10.8 % 19 22 5.4 % 4.3 % 0.52 12.2 0.9 8.1 1.81 11.0 37.2 % 4.7 % 8.5 % 4.3 % -7.3 % 4 0.7 % 8.6 % 6.9 97.9 % 4.1 % 4.0 (5)
GEHC GE HealthCare Technologies Inc. 25.4 % 2 07/29 -7 % 57 3/16 Stage 4 D 44 4 of 9 31.1 $ Medical Devices Healthcare 71.80 $ -22.2 % -21.9 % +1.1 % −27.7 % +17.4 % 19 20 3.0 % 2.9 % 0.82 17.4 13.8 1.5 3.1 20.5 1.88 10.6 11.1 % 39.5 % 9.3 % 19.5 % 5.1 % -2.41 28.7 % +4.8 % 3 0.2 % 3.0 % 4.9 93.9 % 4.6 % 4.3 (21)
EHC Encompass Health Corp 25.2 % 4 08/03 +19 % 57 3/16 Stage 4 B 61 8 of 9 12.4 $ Medical Care Facilities Uses AI Healthcare 125.20 $ -5.5 % -5.4 % +8.3 % −22.1 % +27.1 % 26 71 3.0 % 3.0 % 0.60 21.5 18.6 2.0 4.9 19.6 0.41 9.4 19.0 % 43.5 % 10.0 % 25.2 % 9.7 % 2.32 34.5 % +10.5 % 6 0.8 % 17.7 % 5.8 101.8 % 4.5 % 4.8 (12)
HLLY Holley Inc 24.9 % 3 08/05 -11 % 31 3/25 Stage 4 D 38 5 of 9 0.4 $ Auto Parts Consumer Cyclical 3.20 $ -41.2 % -37.9 % +8.9 % −47.3 % +62.2 % 18 90 4.7 % 5.2 % 1.34 16.4 7.0 0.6 0.9 11.6 0.25 7.6 43.3 % 3.9 % 5.4 % 4.5 % 1.28 +1.9 % 4 0.0 % 0.0 % 5.8 88.5 % 4.2 % 4.2 (9)
RRX Regal Beloit Corporation 24.1 % 2 08/04 +17 % 52 4/23 Stage 2 B 58 5 of 9 12.0 $ Specialty Industrial Machinery Industrials 178.00 $ +55.8 % +52.2 % +27.3 % −3.9 % +19.4 % 81 60 4.8 % 4.9 % 1.07 41.5 19.2 2.0 1.7 25.8 1.92 15.2 11.3 % 37.6 % 4.8 % 4.3 % 3.2 % 21.29 49.4 % -1.7 % 4 0.7 % 19.5 % 5.9 106.4 % 4.7 % 4.5 (12)
SRI Stoneridge Inc 23.7 % 2 08/05 -20 % 49 4/25 Stage 2 D 30 3 of 9 0.2 $ Auto Parts Consumer Cyclical 7.50 $ +18.7 % +33.7 % -10.6 % −27.3 % +93.3 % 49 90 5.2 % 5.5 % 1.85 20.3 0.3 1.4 0.26 17.6 19.7 % -14.1 % -53.6 % -1.8 % 1.04 -5.2 % 2 0.0 % 0.0 % 5.7 84.3 % 4.4 % 4.5 (2)
PEB Pebblebrook Hotel Trust 20.4 % 3 07/29 +15 % 63 4/20 Stage 2 B 55 6 of 9 2.1 $ REIT - Hotel & Motel Real Estate 18.20 $ +62.3 % +67.6 % +87.2 % −3.6 % -2.5 % 88 11 3.4 % 3.2 % 1.41 24.6 1.4 0.9 8.3 3.21 15.3 4.6 % 25.3 % -3.1 % -1.8 % 1.3 % 0.99 46.0 % +1.5 % 4 0.2 % 5.5 % 2.7 131.3 % 18.9 % 3.0 (14)
GDDY Godaddy Inc 19.1 % 2 08/06 +2 % 91 6/17 Stage 4 B 61 8 of 9 12.2 $ Software - Infrastructure Sells AI Technology 91.10 $ -38.7 % -33.0 % -39.4 % −56.3 % +17.6 % 8 55 5.1 % 5.1 % 0.92 14.4 8.7 2.4 50.8 7.2 0.68 9.7 24.7 % 63.8 % 17.8 % 39.8 % 9.9 % -1.14 2.9 % +8.3 % 6 0.0 % 0.0 % 2.3 104.8 % 6.7 % 3.9 (16)
RUSHA Rush Enterprises A Inc 17.7 % 2 07/29 +28 % 59 5/25 Stage 2 B 56 7 of 9 6.3 $ Auto & Truck Dealerships Consumer Cyclical 80.10 $ +29.7 % +29.6 % +46.9 % −4.9 % +7.3 % 63 55 3.5 % 3.0 % 0.89 24.0 14.5 0.9 2.7 33.6 3.42 16.5 4.9 % 19.9 % 3.7 % 11.9 % 5.0 % 0.79 50.2 % -4.8 % 2 0.7 % 22.9 % 7.3 105.9 % 19.2 % 5.0 (2)
RUSHB Rush Enterprises B Inc 17.7 % 2 07/29 +23 % 49 4/25 Stage 2 C 49 7 of 9 6.2 $ Auto & Truck Dealerships Consumer Cyclical 79.00 $ +28.6 % +30.8 % +47.1 % −3.9 % 69 55 3.0 % 3.0 % 0.89 23.8 15.3 0.9 2.7 49.8 3.09 17.1 19.9 % 3.7 % 11.9 % 5.0 % 0.63 -4.8 % 3 0.7 % 22.9 % 7.3 41.9 % 3.6 %
NGVC Natural Grocers by Vitamin Cottage, Inc. 17.4 % 3 08/06 +66 % 80 4/15 Stage 3 C 51 7 of 9 0.7 $ Grocery Stores Consumer Defensive 28.40 $ +29.8 % +21.4 % -21.8 % −31.5 % +39.6 % 50 54 3.7 % 4.1 % 1.28 13.9 13.4 0.5 2.8 11.5 1.44 10.9 33.6 % 3.6 % 22.7 % 5.9 % 1.40 +7.2 % 5 1.9 % 36.1 % 5.3 39.1 % 7.0 % 5.0 (3)
DG Dollar General Corporation 16.9 % 2 -10 % 64 3/15 Stage 1 B 56 7 of 9 27.6 $ Discount Stores Uses AI Consumer Defensive 126.60 $ -12.9 % -12.5 % +11.7 % −25.7 % +3.2 % 31 60 3.7 % 4.0 % 0.24 18.3 17.4 0.6 3.2 9.5 1.82 12.8 5.9 % 30.8 % 3.6 % 18.9 % 4.6 % 3.51 27.9 % +5.2 % 3 1.9 % 33.4 % 4.9 102.2 % 4.2 % 3.6 (31)
AXGN Axogen Inc 16.2 % 2 08/04 +132 % 38 2/16 Stage 2 C 52 4 of 9 2.5 $ Medical Devices Healthcare 46.40 $ +36.5 % +37.0 % +230.0 % −3.3 % +17.7 % 95 42 5.2 % 4.9 % 1.14 5,000.0 9.9 10.2 298.9 99.04 4,083.5 -4.6 % 74.6 % -13.4 % -18.0 % -3.2 % 0.08 84.6 % +20.2 % 4 0.0 % 0.0 % 8.5 94.7 % 11.7 % 4.7 (7)
NSA National Storage Affiliates Trust 15.2 % 3 08/03 +20 % 49 3/19 Stage 2 C 54 7 of 9 6.5 $ REIT - Industrial Real Estate 43.40 $ +64.4 % +68.5 % +47.9 % −3.5 % +1.7 % 81 91 2.3 % 2.3 % 1.06 74.1 8.6 21.7 1.66 15.0 35.8 % 76.8 % 10.5 % 7.9 % 3.4 % 18.1 % -2.3 % 2 5.3 % 3.1 % 2.8 94.9 % 0.0 % 2.5 (15)
LIND Lindblad Expeditions Holdings Inc 12.8 % 2 08/03 +50 % 58 5/25 Stage 2 B 65 8 of 9 2.2 $ Travel Services Consumer Cyclical 34.00 $ +78.7 % +94.4 % +175.3 % −1.1 % +7.6 % 91 94 5.8 % 5.4 % 2.25 227.3 2.7 190.0 18.6 24.5 7.5 % 46.7 % -2.1 % -1,946.9 % 4.1 % -3.50 -19.3 % +19.6 % 6 0.0 % 0.0 % 1.3 75.0 % 11.6 % 4.3 (3)
GPN Global Payments Inc 11.5 % 2 08/05 -11 % 79 6/23 Stage 4 D 40 2 of 9 23.5 $ Specialty Business Services Industrials 86.10 $ -16.4 % -11.8 % +6.4 % −24.8 % +6.7 % 18 12 3.8 % 4.1 % 0.78 31.6 6.1 2.3 1.0 22.2 0.24 12.2 12.5 % 67.4 % -8.0 % 2.9 % 2.4 % -7.17 37.0 % -23.8 % 4 1.2 % 10.6 % 3.9 103.2 % 8.8 % 3.6 (33)
SPWH Sportsmans 11.2 % 2 -29 % 32 3/25 Stage 4 D 38 4 of 9 0.0 $ Specialty Retail Consumer Cyclical 1.20 $ -15.1 % -3.6 % -67.6 % −68.5 % +143.1 % 9 7 6.3 % 6.4 % 0.41 333.3 0.0 0.3 3.6 0.88 281.0 30.7 % -4.2 % -26.5 % -0.9 % 2.89 +1.0 % 2 0.0 % 0.0 % 4.0 60.3 % 1.5 % 5.0 (3)

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Quarterly Figures

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Frequently Asked Questions

The turn in a company's debt, in the form we back-tested for you: net debt (financial debt minus cash) first rose for three consecutive fiscal years, at the peak it exceeded either one year of EBITDA or one fifth of total assets — and since then it has been falling for at least two consecutive years, cumulatively by at least 10%.

All scanners are recalculated daily across the entire stock universe — most recently on August 9, 2026. The data basis is fundamental data and SEC filings (10-K annual reports and 10-Q quarterly reports).

Currently, 41 stocks pass this scanner's criteria (as of August 9, 2026).

Global filters: market cap of $50B or less (mega caps are cut from every scanner); 10- and 30-day ADR must be ≥ 1% (too little movement gets cut); names after a reverse split (distorted price history) and names with a red Stress RS (rating ≤ 30 — weak on stress days) are excluded.

The scanner looks for the point at which an over-indebted company genuinely starts paying its debt down. What is measured is net debt — financial debt minus cash — on the basis of annual accounts. Three things have to come together. First a build-up: at least three consecutive fiscal years of rising net debt — three increases, and therefore four reporting dates, not three. Second a peak at which the burden is real: net debt is above zero and exceeds either one year of EBITDA or one fifth of total assets. If no EBITDA figure is reported, the balance-sheet branch decides on its own, otherwise every company without that figure would quietly drop out. And third the turn: at least two consecutive fiscal years of falling net debt, cumulatively at least 10% of the peak value. What matters is WHERE the money came from. Debt can also be retired by issuing new shares or selling off half the business — that is something different from a paydown financed out of operations. This scanner therefore shows only debt cut under the company's own steam: the share count may have risen by no more than 10% since the peak, and total assets may have fallen by no more than 20%. If the share count is not reported at all, the question cannot be answered, and an unanswerable question does not count as a yes here. Banks, insurers and financial services companies are excluded entirely: there, debt is the business model, and a "paydown" would mean a shrinking balance sheet. Only accounts that genuinely follow one another are compared, too — between 0.7 and 1.5 years apart. A wider gap means a year is missing, and the jump across that gap would look like a powerful turn while being nothing but a hole in the data. We back-tested the rule from April 2005 to July 2026 on a data set that includes stocks which have since disappeared from the market: 582 signals, resulting in 537 purchases across 534 different stocks. Held for as long as the paydown continued, that produced 12.20% per year against 11.24% for the S&P 500 including dividends and 8.44% for the equal-weighted universe. Held for a fixed twelve months it was only 10.42% — better than the universe, but worse than the index. The edge therefore does not come from the signal alone but from the holding rule, and that is what this scanner reproduces: a stock stays listed only for as long as its net debt keeps falling in the latest fiscal year. Once the company takes on debt again, it disappears from the list. Two caveats belong to this honestly: the largest interim drawdown was 55%, and the sector classification is static, meaning today's classification applied backwards. All figures and caveats are in the study. A hit is a find, not a buy signal. Source: fundamental data and SEC filings (annual reports 10-K and quarterly reports 10-Q).

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Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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