Republic Bancorp Inc (RBCAA)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 99.50 $ — 97% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 18.1% passed
- More than 10% revenue growth is expected for the coming year 2.9% failed
- Share count grows by less than 3% a year -0.2% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 35.2% failed
- Gross margin at 40% or higher and without meaningful erosion 74.0% passed
- Goodwill from acquisitions does not grow faster than revenue 0.6% failed
- Net debt below twice EBITDA 2.3 x EBITDA failed
- Operating cash flow covers the profits of the last three years 103 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.5% failed
- Insiders hold at least 10% or are net buyers 51.6% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 1.5% below the current price.
- Consensus
- Hold
- Analyst Ratings
- 1
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 6.97 | 6.97 – 6.97 | 417 | 5.0% | 1 |
| 12/31/2027 | 6.90 | 6.90 – 6.90 | 434 | -1.0% | 1 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.63 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.96 | -3.80 | 116 | 10.80 | 16.40 | 24 | 23 |
| 2025: Q1 | 2.39 | 52.10 | 161 | 5.70 | 29.30 | 93 | 92 |
| 2025: Q2 | 1.59 | 23.20 | 118 | 3.20 | 26.60 | 8 | 5 |
| 2025: Q3 | 1.50 | 11.70 | 118 | 1.20 | 25.20 | 33 | 31 |
| 2025: Q4 | 1.15 | 19.90 | 119 | 2.60 | 19.20 | 33 | 34 |
| 2026: Q1 | 2.15 | -10.10 | 139 | -13.80 | 30.60 | 73 | 68 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 227 | 69 | 46 | 2.19 | 48 | 604 | 4,816 |
| 2017 | 273 | 78 | 46 | 2.17 | 78 | 632 | 5,085 |
| 2018 | 315 | 94 | 78 | 3.70 | 119 | 690 | 5,240 |
| 2019 | 343 | 113 | 92 | 4.38 | 97 | 764 | 5,620 |
| 2020 | 335 | 103 | 83 | 3.99 | 68 | 823 | 6,168 |
| 2021 | 310 | 111 | 88 | 4.26 | 99 | 834 | 6,094 |
| 2022 | 316 | 117 | 91 | 4.58 | 155 | 857 | 5,835 |
| 2023 | 422 | 113 | 90 | 4.55 | 109 | 913 | 6,595 |
| 2024 | 500 | 128 | 101 | 5.19 | 149 | 992 | 6,847 |
| 2025 | 521 | 166 | 131 | 6.63 | 168 | 1,102 | 7,042 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Republic Bancorp, Inc. ist die Bankholding der Republic Bank & Trust Company, die verschiedene Bankprodukte und -dienstleistungen in den USA anbietet.
| Employees | 958 |
|---|---|
| Headquarters | Louisville, KY |
| Address | 601 West Market Street, 40202 Louisville, United States |
| Phone | 502 584 3600 |
| Website | republicbank.com |
| IPO Date | 22. Jul 1998 |
| ISIN | US7602812049 |
| Stock Split | 105:100 on 03/21/2007 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Steven E. Trager J.D. | Executive Chairman & CEO | 1961 |
| A. Scott Trager | Vice Chairman & President | 1953 |
| Kevin Sipes | Executive VP, CFO, Chief Accounting Officer & Treasurer | 1972 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.