Essent Group Ltd (ESNT)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 66.00 $ — 83% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 7.4% failed
- More than 10% revenue growth is expected for the coming year 7.0% failed
- Share count grows by less than 3% a year -2.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 66.8% passed
- Gross margin at 40% or higher and without meaningful erosion 88.2% failed
- Goodwill from acquisitions does not grow faster than revenue 1.1% passed
- Net debt below twice EBITDA 5,732 m net cash passed
- Operating cash flow covers the profits of the last three years 365 m passed
- Return on capital at 15% or higher, or up versus two years ago 13.2% failed
- Insiders hold at least 10% or are net buyers 5.6% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 4.1% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 8
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 7.22 | 6.91 – 7.45 | 1,382 | 4.6% | 6 |
| 12/31/2027 | 7.67 | 7.29 – 8.20 | 1,464 | 6.3% | 6 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.77 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.58 | -3.60 | 339 | 14.10 | 49.50 | 227 | 216 |
| 2025: Q1 | 1.69 | -0.80 | 324 | 6.60 | 54.10 | 222 | 221 |
| 2025: Q2 | 1.93 | 1.40 | 326 | 2.30 | 59.90 | 190 | 189 |
| 2025: Q3 | 1.62 | -1.80 | 319 | 0.70 | 51.50 | 216 | 211 |
| 2025: Q4 | 1.60 | 1.30 | 312 | -7.90 | 49.60 | 229 | 228 |
| 2026: Q1 | 1.82 | 7.60 | 330 | 1.70 | 52.10 | 192 | 191 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 458 | 312 | 223 | 2.41 | 273 | 1,344 | 1,883 |
| 2017 | 577 | 399 | 380 | 3.99 | 369 | 1,940 | 2,674 |
| 2018 | 719 | 547 | 467 | 4.77 | 625 | 2,366 | 3,150 |
| 2019 | 868 | 659 | 556 | 5.66 | 590 | 2,985 | 3,873 |
| 2020 | 955 | 490 | 413 | 3.88 | 728 | 3,863 | 5,203 |
| 2021 | 1,029 | 822 | 682 | 6.11 | 709 | 4,236 | 5,722 |
| 2022 | 1,018 | 988 | 831 | 7.72 | 589 | 4,462 | 5,724 |
| 2023 | 1,131 | 823 | 696 | 6.50 | 763 | 5,103 | 6,427 |
| 2024 | 1,267 | 855 | 729 | 6.85 | 862 | 5,604 | 7,112 |
| 2025 | 1,261 | 822 | 690 | 6.90 | 856 | 5,757 | 7,441 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Essent Group Ltd. bietet über ihre Tochtergesellschaften private Hypothekenversicherungen und Rückversicherungen sowie Titelversicherungs- und Abwicklungsdienstleistungen für Hypothekengeber, Kreditnehmer und Investoren in den USA an.
| Employees | 520 |
|---|---|
| Headquarters | Hamilton, Bermuda |
| Address | Clarendon House, HM11 Hamilton, Bermuda |
| Phone | 441 297 9901 |
| Website | ir.essentgroup.com |
| IPO Date | 31. Oct 2013 |
| ISIN | BMG3198U1027 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Mark Anthony Casale | Founder, Chairman, CEO & President | 1965 |
| David Bruce Weinstock | CFO & Senior VP | 1966 |
| Mary Lourdes Gibbons J.D. | Senior VP, Chief Legal Officer & Assistant Secretary | 1962 |
| Vijay Bhasin Ph.D. | Chief Risk Officer & Senior VP | 1965 |
| Christopher G. Curran | President of Essent Guaranty, Inc. | – |
| Theodore Gray | Senior VP & Chief Information Officer | – |
| Philip Michael Stefano | Vice President of Investor Relations | – |
| Wei Ding | Senior Vice President of Corporate Development | – |
| Paul C. Wollmann ARe, ARm, C.P.C.U., M.B.A. | President & Chief Underwriting Officer of Essent Reinsurance Ltd | 1967 |
| William P. Higgins | President of Essent Title Insurance Inc | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 17. Jul 2026 | Gibbons Mary Lourdes | SVP and Chief Legal Officer | Sell | 4,678 | 67.04 | 313,613 |
| 14. Jul 2026 | Casale Mark | Chairman, CEO and President | Sell | 78,699 | 65.23 | 5,133,536 |
| 13. Jul 2026 | Casale Mark | Chairman, CEO and President | Sell | 23,900 | 65.07 | 1,555,173 |
| 7. Jul 2026 | Casale Mark | Chairman, CEO and President | Sell | 29,329 | 65.35 | 1,916,650 |
| 6. Jul 2026 | Casale Mark | Chairman, CEO and President | Sell | 1,245 | 65.08 | 81,025 |
| 20. Apr 2026 | Mary Lourdes Gibbons | SVP | Sell | 7,628 | 63.01 | 480,640 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.