Employers Holdings Inc
🔔 Watch stock
Stock Watch
Stock Watch will tell you what changes at Employers Holdings Inc.
Later $1 a month per stock — signing up is free, and you'll be the first to know when it launches.
Price history
Chart
Interactive price chart (TradingView).
52-week range: 36.10 $ to 51.90 $ · Last price: 49.40 $ (As of: September 17, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 09/18/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Insurance - Specialty
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Employers Holdings Inc EIG | 0.9 | – | 0.0 | 1.2 | – | -2.6 | 20.6 |
| Fidelity National Financial Inc FNF | 11.4 | 15.6 | 0.0 | 54.1 | 19.3 | 8.6 | -20.6 |
| Ryan Specialty Group Holdings Inc RYAN | 10.5 | 49.0 | 0.0 | 41.5 | 17.4 | 21.3 | -24.1 |
| AXIS Capital Holdings Ltd AXS | 7.2 | 7.9 | 0.0 | 30.7 | 19.0 | 9.1 | 7.2 |
| First American Corporation FAF | 7.2 | 11.2 | 0.0 | 64.0 | 11.1 | 21.6 | 11.3 |
| Enact Holdings Inc ACT | 6.8 | – | 0.0 | 73.2 | 72.3 | 2.4 | 31.2 |
| MGIC Investment Corp MTG | 6.2 | 9.7 | 0.0 | 92.6 | 72.6 | 0.5 | 8.4 |
| Essent Group Ltd ESNT | 6.1 | 10.0 | 0.0 | 76.0 | 63.7 | -0.5 | 8.6 |
| Radian Group Inc RDN | 4.6 | 8.3 | 0.0 | 69.3 | 46.6 | -3.4 | 3.2 |
| Median of companies shown | 6.8 | 10.0 | 0.0 | 64.0 | 32.9 | 2.4 | 8.4 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 780 | 141 | 107 | 3.24 | 123 | 841 | 3,773 |
| 2017 | 799 | 144 | 101 | 3.06 | 142 | 948 | 3,840 |
| 2018 | 800 | 170 | 141 | 4.24 | 180 | 1,018 | 3,919 |
| 2019 | 836 | 194 | 157 | 4.83 | 123 | 1,166 | 4,004 |
| 2020 | 711 | 148 | 120 | 3.97 | 33 | 1,213 | 3,923 |
| 2021 | 703 | 147 | 119 | 4.17 | 11 | 1,213 | 3,783 |
| 2022 | 714 | 56 | 48 | 1.75 | 100 | 944 | 3,717 |
| 2023 | 851 | 148 | 118 | 4.45 | 49 | 1,014 | 3,550 |
| 2024 | 881 | 147 | 119 | 4.71 | 76 | 1,069 | 3,541 |
| 2025 | 858 | 12 | 11 | 0.45 | 45 | 956 | 3,437 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.13 | -35.90 | 217 | -4.00 | 13.10 | 13 | 11 |
| 2025: Q1 | 0.51 | -53.80 | 203 | -9.20 | 6.30 | 15 | 14 |
| 2025: Q2 | 1.23 | -1.50 | 246 | 13.50 | 12.10 | 15 | -1 |
| 2025: Q3 | -0.34 | -128.40 | 239 | 6.80 | -3.50 | 29 | 29 |
| 2025: Q4 | -0.97 | -185.60 | 170 | -21.40 | -13.70 | 1 | 1 |
| 2026: Q1 | 0.52 | 2.00 | 208 | 2.50 | 4.90 | 2 | 1 |
| 2026: Q2 | 1.59 | 29.30 | 220 | -10.60 | 13.20 | -10 | -10 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 9 of our scanner strategies — each hit links to the scanner.
Quality & Balance Sheet
Breakout & Setup
Momentum & Trend
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 2.40 | 2.30 – 2.50 | 806 | 158.1% | 3 |
| 12/31/2027 | 2.55 | 2.25 – 3.00 | 733 | 6.3% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly 17.6% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $21.2M |
|---|---|
| Market cap | $876.0M |
| Free cash flow in year ten | $107.1M |
| Terminal value as a share of market value | 64.4% |
For comparison: over the past five years free cash flow grew by 8.9% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 6.4%
- More than 10% revenue growth is expected for the coming year -2.8%
- Share count grows by less than 3% a year -4.5%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 2.4%
- Gross margin at 40% or higher and without meaningful erosion 32.2%
- Goodwill from acquisitions does not grow faster than revenue 1.1%
- Net debt below twice EBITDA 1,166 m net cash
- Operating cash flow covers the profits of the last three years -77 m
- Return on capital at 15% or higher, or up versus two years ago 1.1%
- Insiders hold at least 10% or are net buyers 2.4%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
4/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 1.1%
- Exp. sales growth 3Y > 5% -7.6%
- EBIT growth 10Y > 5% -23.9%
- Exp. EBIT growth 3Y > 5% 138.7%
- Net debt < 4x EBIT -97.1x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 93.8%
- Return on equity > 15% 1.3%
- ROCE > 15% 1.1%
- Expected return > 10% 150.3%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Aug 17, 2026 | Pollak Matthew Robert | Principal Accounting Officer | Other | 155 | 48.09 | 7,454 |
| Jul 30, 2026 | Bush Stephanie C | Director | Other | 1,841 | 0.00 | – |
| Jul 30, 2026 | Lisenby Jeffrey Patton | EVP, General Counsel | Other | 3,392 | 0.00 | – |
The company
About the Company
Employers Holdings, Inc. bietet über seine Tochtergesellschaften Arbeitsunfallversicherungen und -dienstleistungen in den USA an.
- Employees
- 623
- Headquarters
- Reno, NV
- Address
- 5340 Kietzke Lane,, 89511 Reno, United States
- Phone
- 888 682 6671
- Website
- employers.com
- IPO Date
- 01/31/2007
- ISIN
- US2922181043
Management
| Name | Title | Birth Year |
|---|---|---|
| Katherine Holt Antonello FCAS, FSA, MAAA | President, CEO & Director | 1964 |
| Michael Aldo Pedraja | Executive VP & CFO | 1968 |
| John Michael Mutschink | Executive VP & Chief Administrative Officer | 1973 |
| Ann Marie Smith | Senior VP, Chief Actuarial & Underwriting Officer | 1971 |
| Matthew H. Hendricksen | Senior Vice President of Treasury & Investments | 1980 |
| Matthew Robert Pollak | VP, Corporate Controller & Principal Accounting Officer | 1966 |
| Kelley Foster Kage | Senior VP & Chief Information Officer | 1985 |
| Jeffrey P. Lisenby | Executive Vice President & General Counsel | – |
| Kimberly Eye | Vice President of Marketing & Communications | – |
| Ty Vukelich | Vice President of Corporate Marketing | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Filings
Company Filings (8-K)
An 8-K is the filing a US company must use to disclose material events immediately — takeovers, changes at the top, major contracts or payment troubles, for instance. The links open the original document at the US Securities and Exchange Commission (SEC).
- 07/29/2026 Employers Holdings, Inc. (EIG): Results of Operations and Financial Condition; Other Events; Financial Statements and Exhibits SEC ↗
Data as of: September 17, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.