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Buy Day today: Good (67) Broad market participation · no major macro event

Alerus Financial Corp (ALRS)

Financial Services Banks - Regional
34.10 $
+2.6% vs. previous close
Closing price · As of: 3. Aug 2026
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Appears in These Scanners

This stock currently matches 15 of our scanner strategies — each hit links to the scanner.

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Trading Day

Previous Close
33.30$
Open
33.70$
Day High
34.30$
Day Low
33.60$
Volume
283,124shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
20.50 $ 34.10 $
08/07/2025 08/03/2026

Current price 34.10 $ — 100% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.0$B
Shares Outstanding
25Mio.
Float
92.0%
Beta
0.7

Performance

Perf. 1M
7.40%
Perf. 3M
31.70%
Perf. 6M
43.10%
YTD Performance (%)
36.10%
52-Week-High Distance
-1.0%
Perf. 1Y
72.83%
Perf. 3Y
94.72%
Perf. 5Y
44.04%
Perf. 10Y
163.51%
Perf. Since Inception
3,387.68%

Technical Indicators

MA 38 Days
31.30$
MA 50 Days
30.70$
MA 200 Days
25.50$
RSI (14)
74.1
Volatility 30 Days
19.3%
Volatility 250 Days
24.1%

Calculated from the price history · as of 08/04/2026

Valuation

P/E
30.6
Forward P/E
0.0
PEG
P/B
1.4
P/S
EV/EBITDA
0.0
Price/FCF

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
11.5%
Return on Equity
5.0%
Return on Assets
0.5%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.5
Altman Z″
3.54
very solid
Piotroski
8 out of 9

Growth

Sales Growth Last Quarter
0.00%
EPS Growth Last Quarter
Sales Growth (Year)
-3.08%
Forward Sales Growth
2.83%
Forward EPS Growth
-12.10%

Dividend

Dividend Yield
2.73%
Dividend Per Share (TTM)
0.85$
Payout Ratio
26.8%
Years Without a Cut
21Years
Increase Streak
21Years

Quality & Screener

Stage
2
RS Rating
77
EPS Rating
50
very solid
Piotroski
8 out of 9
Fundamental Rating
B (61 out of 100)
Altman Z″
3.54

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

2 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 13.4% failed
  • More than 10% revenue growth is expected for the coming year 2.8% failed
  • Share count grows by less than 3% a year 10.8% failed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 14.9% failed
  • Gross margin at 40% or higher and without meaningful erosion 67.2% passed
  • Goodwill from acquisitions does not grow faster than revenue 1.6% failed
  • Net debt below twice EBITDA 9.3 x EBITDA failed
  • Operating cash flow covers the profits of the last three years 79 m passed
  • Return on capital at 15% or higher, or up versus two years ago 0.5% failed
  • Insiders hold at least 10% or are net buyers 8.4% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 34.10 $
Price Target (average) 29.75 $

The price target sits 12.8% below the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 96.7 $M Q4 2025: Q1 · 95.3 $M Q1 2025: Q2 · 101.2 $M Q2 2025: Q3 · 99.0 $M Q3 2025: Q4 · 32.3 $M Q4 2026: Q1 · 97.8 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.00 97 114.90 -0.10 10 5
2025: Q1 0.52 61.30 95 28.90 14.00 8 6
2025: Q2 0.79 155.00 101 26.70 20.00 11 8
2025: Q3 0.66 153.80 99 24.00 17.10 33 38
2025: Q4 -1.30 32 -66.60 -102.40 16 15
2026: Q1 0.90 74.30 98 2.70 23.50 28 26
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Alerus Financial Corporation ist die Bankholding der Alerus Financial, National Association, die verschiedene Finanzdienstleistungen für Unternehmen und Verbraucher in den USA anbietet. Das Unternehmen ist in drei Segmenten tätig: Banking, Retirement and Benefit Services und Wealth.

Employees821
HeadquartersGrand Forks, ND
Websitealerus.com
IPO Date2. Jan 2001

Management

Management
Name Title Birth Year
Daniel Edmund Coughlin Executive Chairman 1963
Katie A. Lorenson CPA President, CEO & Member of Board of Directors 1981
Alan A. Villalon Executive VP & CFO 1974
Karin M. Taylor Executive VP & COO 1968
Jim R. Collins Executive VP and Chief Banking & Revenue Officer 1972
Forrest Rexford Wilson Executive VP & Chief Retirement Services Officer 1970
Kari Koob Director of Accounting 1985
Missy S. Keney Executive VP & Chief Engagement Officer 1982
Joseph Birkholz Chief Risk Officer
Becky Walen CFP Senior VP & Director of Wealth Advisory Services

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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