Third Coast Bancshares, Inc. (TCBX)
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This stock currently matches 10 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 43.80 $ — 93% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 31.8% passed
- More than 10% revenue growth is expected for the coming year 8.7% failed
- Share count grows by less than 3% a year 6.0% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 21.7% failed
- Gross margin at 40% or higher and without meaningful erosion 55.3% failed
- Goodwill from acquisitions does not grow faster than revenue 0.4% passed
- Net debt below twice EBITDA 262 m net cash passed
- Operating cash flow covers the profits of the last three years -22 m failed
- Return on capital at 15% or higher, or up versus two years ago 12.7% passed
- Insiders hold at least 10% or are net buyers 8.2% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 2.4% below the current price.
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Next Reporting Date
- Expected Earnings per Share
- 1.00 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.79 | 37.60 | 88 | 11.50 | 15.60 | -4 | -4 |
| 2025: Q1 | 0.78 | 27.30 | 84 | 3.20 | 16.30 | 11 | 10 |
| 2025: Q2 | 0.96 | 51.40 | 91 | 8.40 | 18.40 | 14 | 14 |
| 2025: Q3 | 1.03 | 38.60 | 96 | 13.10 | 18.80 | 21 | 20 |
| 2025: Q4 | 1.09 | 38.50 | 96 | 9.20 | 18.60 | 6 | 5 |
| 2026: Q1 | 1.00 | 28.30 | 101 | 21.30 | 16.10 | -39 | -53 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
About the Company
| Employees | 463 |
|---|---|
| Headquarters | Humble, TX |
| Website | thirdcoast.bank |
| IPO Date | 9. Nov 2021 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Bart O. Caraway CPA | Founder, Chairman, President & CEO | 1971 |
| R. John McWhorter | Senior EVP & CFO | 1965 |
| William Bobbora | Executive VP & Chief Banking Officer | 1968 |
| Liz Eber | Chief Legal Officer & Company Secretary | 1984 |
| Audrey A. Spaulding | Senior EVP & Chief Credit Officer | 1965 |
| Andrew Novarini | Executive VP & President of Community Banking | – |
| Christopher S. Peacock | Executive VP & Chief Retail Officer | 1965 |
| Eva Pawelek | Regional President & Head of Houston Corporate Banking | – |
| Laura Rau | EVP & Chief Risk Officer | 1975 |
| Sarah Natho | Treasurer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.