Orrstown Financial Services Inc (ORRF)
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This stock currently matches 2 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 43.70 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 21.6%
- Exp. sales growth 3Y > 5% -22.1%
- EBIT growth 10Y > 5% 33.0%
- Exp. EBIT growth 3Y > 5% -4.6%
- Net debt < 4x EBIT -6.4x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 38.2%
- Return on equity > 15% 16.7%
- ROCE > 15% 2.2%
- Expected return > 10% 3.3%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 38.1% passed
- More than 10% revenue growth is expected for the coming year 3.5% failed
- Share count grows by less than 3% a year 16.1% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 44.5% passed
- Gross margin at 40% or higher and without meaningful erosion 70.6% failed
- Goodwill from acquisitions does not grow faster than revenue 1.3% failed
- Net debt below twice EBITDA 658 m net cash passed
- Operating cash flow covers the profits of the last three years 15 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.2% failed
- Insiders hold at least 10% or are net buyers 4.0% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 3.5% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 5
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 4.31 | 4.24 – 4.42 | 215 | 0.8% | 4 |
| 12/31/2027 | 4.39 | 4.28 – 4.50 | 215 | 1.8% | 5 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.09 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.71 | -3.30 | 91 | 95.80 | 15.10 | 8 | 7 |
| 2025: Q1 | 0.93 | 14.80 | 87 | 76.70 | 20.90 | 11 | 9 |
| 2025: Q2 | 1.01 | 37.10 | 87 | 73.90 | 22.30 | 25 | 24 |
| 2025: Q3 | 1.13 | – | 90 | -5.30 | 24.40 | 23 | 22 |
| 2025: Q4 | 1.28 | 80.90 | 91 | 0.20 | 23.70 | 17 | 16 |
| 2026: Q1 | 1.12 | 20.30 | 90 | 4.00 | 24.20 | 26 | 25 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 61 | 8 | 7 | 0.81 | 16 | 135 | 1,415 |
| 2017 | 71 | 12 | 8 | 0.98 | 16 | 145 | 1,559 |
| 2018 | 86 | 14 | 13 | 1.50 | 22 | 173 | 1,934 |
| 2019 | 121 | 20 | 17 | 1.61 | 9 | 223 | 2,383 |
| 2020 | 127 | 33 | 26 | 2.40 | 30 | 246 | 2,751 |
| 2021 | 122 | 41 | 33 | 2.96 | 41 | 272 | 2,835 |
| 2022 | 134 | 27 | 22 | 2.06 | 36 | 229 | 2,922 |
| 2023 | 174 | 45 | 36 | 3.42 | 44 | 265 | 3,064 |
| 2024 | 284 | 28 | 22 | 1.48 | 35 | 517 | 5,442 |
| 2025 | 354 | 103 | 81 | 4.83 | 75 | 592 | 5,542 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Orrstown Financial Services, Inc. ist die Finanzholding der Orrstown Bank, die Geschäftsbank- und Finanzberatungsdienstleistungen für Privat-, Geschäfts-, gemeinnützige und staatliche Kunden in den USA anbietet.
| Employees | 627 |
|---|---|
| Headquarters | Harrisburg, PA |
| Address | 4750 Lindle Road, 17111 Harrisburg, United States |
| Phone | 717 532 6114 |
| Website | orrstown.com |
| IPO Date | 13. May 1999 |
| ISIN | US6873801053 |
| Stock Split | 105:100 on 05/23/2007 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Adam L. Metz | President, CEO & Director | 1972 |
| Neelesh Kalani CPA | Executive VP, CFO & Head of Investor Relations | 1975 |
| Amy L. Doll | Executive VP & Chief Administrative Officer | 1980 |
| Christopher D. Holt | Executive VP & Market President for the Maryland Region | 1964 |
| Benjamin Colvard IV | Executive VP & Chief Operations Officer | – |
| Sean P. Mulcahy CPA | Senior VP & Chief Accounting Officer | 1983 |
| Christopher J. Orr | Executive VP & Chief Information Officer | 1984 |
| Matthew Dyckman Esq. | Executive VP & General Counsel | 1969 |
| Heather K. Knisely | Executive VP & Chief Human Resources Officer | 1984 |
| Philip E. Fague CPA | Executive VP & Chief Trust Officer of Orrstown Bank | 1960 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 27. Jul 2026 | Doll Amy | EVP, Chief Admin. Officer | Sell | 3,002 | 41.61 | 124,913 |
| 24. Jul 2026 | Doll Amy | EVP, Chief Admin. Officer | Other | 574 | 29.92 | 17,174 |
| 24. Jul 2026 | Doll Amy | EVP, Chief Admin. Officer | Other | 879 | 25.99 | 22,845 |
| 24. Jul 2026 | Doll Amy | EVP, Chief Admin. Officer | Other | 1,549 | 21.23 | 32,885 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.