MetroCity Bankshares (MCBS)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 35.40 $ — 86% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 13.5% failed
- More than 10% revenue growth is expected for the coming year 2.6% failed
- Share count grows by less than 3% a year 0.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 58.6% passed
- Gross margin at 40% or higher and without meaningful erosion 62.0% failed
- Goodwill from acquisitions does not grow faster than revenue 1.2% passed
- Net debt below twice EBITDA 1.3 x EBITDA passed
- Operating cash flow covers the profits of the last three years 98 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.0% failed
- Insiders hold at least 10% or are net buyers 20.9% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 7.3% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 1
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.25 | 3.25 – 3.25 | 203 | 17.3% | 1 |
| 12/31/2027 | 3.27 | 3.27 – 3.27 | 207 | 0.6% | 1 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.84 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.63 | 42.30 | 56 | 5.30 | 28.80 | 19 | 19 |
| 2025: Q1 | 0.63 | 10.70 | 58 | 0.20 | 28.10 | 12 | 12 |
| 2025: Q2 | 0.65 | -1.20 | 60 | 0.20 | 28.10 | 15 | 14 |
| 2025: Q3 | 0.67 | 3.20 | 60 | -0.40 | 28.70 | 17 | 16 |
| 2025: Q4 | 0.68 | 8.00 | 61 | 8.00 | 30.10 | 0 | 0 |
| 2026: Q1 | 0.77 | 21.20 | 71 | 22.40 | 31.40 | 35 | 35 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 64 | 32 | 20 | 0.86 | -141 | 107 | 1,100 |
| 2017 | 93 | 50 | 32 | 1.32 | 152 | 135 | 1,289 |
| 2018 | 107 | 56 | 41 | 1.69 | -161 | 169 | 1,433 |
| 2019 | 121 | 61 | 45 | 1.81 | 32 | 217 | 1,632 |
| 2020 | 103 | 49 | 36 | 1.41 | 143 | 245 | 1,897 |
| 2021 | 139 | 83 | 62 | 2.39 | 65 | 290 | 3,106 |
| 2022 | 162 | 91 | 63 | 2.44 | 135 | 349 | 3,427 |
| 2023 | 116 | 72 | 52 | 2.02 | 82 | 382 | 3,503 |
| 2024 | 234 | 87 | 65 | 2.52 | 64 | 421 | 3,594 |
| 2025 | 237 | 93 | 69 | 2.64 | 137 | 544 | 4,768 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
MetroCity Bankshares, Inc. ist die Bankholding der Metro City Bank, die Bankprodukte und -dienstleistungen in den USA anbietet.
| Employees | 317 |
|---|---|
| Headquarters | Doraville, GA |
| Address | 5114 Buford Highway, 30340 Doraville, United States |
| Phone | 770 455 4989 |
| Website | metrocitybank.bank |
| IPO Date | 19. Oct 2017 |
| ISIN | US59165J1051 |
| Stock Split | 2:1 on 09/03/2019 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Nack Young Paek | Chairman & CEO | 1943 |
| Farid Tan | Interim CFO, Principal Financial & Accounting Officer, President and Director | 1958 |
| Howard Hwasaeng Kim | Executive VP, Chief Lending Officer, COO & Director | 1957 |
| Abdul Mohdnor | Executive VP & Chief Compliance Officer | 1970 |
| Sion Nyen Lai | Secretary & Director | 1955 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.