Merchants Bancorp (MBIN)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 55.20 $ — 99% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 31.4% passed
- More than 10% revenue growth is expected for the coming year 4.2% failed
- Share count grows by less than 3% a year 2.0% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -18.1% failed
- Gross margin at 40% or higher and without meaningful erosion 41.3% failed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 11.1 x EBITDA failed
- Operating cash flow covers the profits of the last three years -2,159 m failed
- Return on capital at 15% or higher, or up versus two years ago 1.7% failed
- Insiders hold at least 10% or are net buyers 46.0% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 2.4% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 5.44 | 5.23 – 5.55 | 723 | 44.0% | 3 |
| 12/31/2027 | 5.99 | 5.84 – 6.10 | 767 | 10.0% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 2.08 | 16.80 | 380 | 9.90 | 25.20 | -10 | -16 |
| 2025: Q1 | 1.27 | -36.70 | 310 | -12.40 | 18.80 | 148 | 141 |
| 2025: Q2 | 0.83 | -51.60 | 354 | -1.40 | 10.70 | -121 | -126 |
| 2025: Q3 | 1.19 | -10.80 | 344 | -3.10 | 15.90 | 30 | 11 |
| 2025: Q4 | 1.48 | -29.20 | 355 | -6.60 | 19.10 | -193 | -196 |
| 2026: Q1 | 1.47 | 16.10 | 317 | 2.30 | 21.40 | -780 | -782 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 97 | 55 | 33 | 1.04 | -150 | 206 | 2,719 |
| 2017 | 138 | 77 | 55 | 1.62 | -176 | 367 | 3,395 |
| 2018 | 186 | 84 | 63 | 1.46 | 204 | 421 | 3,884 |
| 2019 | 255 | 102 | 77 | 1.79 | -1,257 | 654 | 6,372 |
| 2020 | 401 | 243 | 181 | 4.18 | -875 | 8,277 | 9,645 |
| 2021 | 462 | 305 | 227 | 5.24 | -49 | 1,155 | 11,279 |
| 2022 | 602 | 291 | 220 | 5.07 | 976 | 1,460 | 12,615 |
| 2023 | 1,189 | 348 | 279 | 6.44 | -356 | 1,701 | 16,953 |
| 2024 | 1,447 | 423 | 320 | 7.12 | -835 | 2,243 | 18,806 |
| 2025 | 1,365 | 264 | 219 | 4.76 | -149 | 2,281 | 19,449 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Merchants Bancorp ist eine diversifizierte Bankholding in den USA. Es ist in drei Segmenten tätig: Multi-family Mortgage Banking, Mortgage Warehousing und Banking.
| Employees | 735 |
|---|---|
| Headquarters | Carmel, IN |
| Address | 410 Monon Boulevard, 46032 Carmel, United States |
| Phone | 317 569 7420 |
| Website | bankmerchants.com |
| IPO Date | 27. Oct 2017 |
| ISIN | US58844R1086 |
| Stock Split | 3:2 on 01/18/2022 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Michael F. Petrie CMB | Co-Founder, Chairman & CEO | 1954 |
| Michael J. Dunlap | President, COO & Director | 1966 |
| Sean A. Sievers | Chief Financial Officer | 1968 |
| Martin A. Schroeter | President of Warehouse Lending | 1962 |
| Michael R. Dury | President & CEO of Merchants Capital Corp | 1985 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 30. Jul 2026 | Kaercher Julia L. | Director | Sell | 9,000 | 55.20 | 496,800 |
| 30. Jul 2026 | Petrie Michael F. | Chairman and CEO | Sell | 9,000 | 55.20 | 496,800 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.