Loandepot Inc (LDI)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 0.98 $ — 0% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 2.9% failed
- More than 10% revenue growth is expected for the coming year 10.4% passed
- Share count grows by less than 3% a year 10.6% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -10.2% failed
- Gross margin at 40% or higher and without meaningful erosion 88.3% passed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 20.5 x EBITDA failed
- Operating cash flow covers the profits of the last three years -1,476 m failed
- Return on capital at 15% or higher, or up versus two years ago 5.1% passed
- Insiders hold at least 10% or are net buyers 3.3% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 40.8% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 6
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | -0.08 | -0.15 – 0.02 | 1,333 | 73.2% | 3 |
| 12/31/2027 | 0.11 | 0.05 – 0.21 | 1,465 | 232.0% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.01 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | -0.14 | – | 283 | 13.60 | -11.80 | 41 | 34 |
| 2025: Q1 | -0.09 | – | 284 | 19.80 | -7.70 | -180 | -187 |
| 2025: Q2 | -0.06 | – | 305 | 13.10 | -4.40 | 65 | 58 |
| 2025: Q3 | -0.02 | -456.60 | 341 | 8.30 | -1.40 | 43 | 39 |
| 2025: Q4 | -0.10 | – | 410 | 45.00 | -5.50 | -639 | -648 |
| 2026: Q1 | -0.16 | – | 387 | 36.60 | -9.70 | -169 | -177 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 1,342 | 213 | 169 | – | – | – | – |
| 2017 | 1,644 | 32 | 30 | 0.20 | -482 | – | – |
| 2018 | 1,133 | -103 | -103 | -0.70 | -429 | 349 | 3,437 |
| 2019 | 1,383 | 33 | 34 | 0.27 | -1,497 | 376 | 4,953 |
| 2020 | 4,345 | 2,015 | 2,013 | 15.93 | -2,031 | 1,657 | 10,893 |
| 2021 | 3,757 | 667 | 114 | 0.83 | -1,466 | 1,600 | 11,783 |
| 2022 | 1,412 | -690 | -273 | -1.75 | 4,461 | 1,409 | 7,098 |
| 2023 | 1,044 | -278 | -110 | -0.63 | -174 | 353 | 6,151 |
| 2024 | 1,117 | -243 | -98 | -0.53 | -865 | 273 | 6,344 |
| 2025 | 1,537 | 203 | -63 | -0.30 | -708 | 235 | 6,858 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
loanDepot, Inc. befasst sich mit der Vergabe, Finanzierung, dem Verkauf und der Verwaltung von Wohnhypothekendarlehen in den USA.
| Employees | 4,695 |
|---|---|
| Headquarters | Irvine, CA |
| Address | 6561 Irvine Center Drive, 92618 Irvine, United States |
| Phone | 888 337 6888 |
| Website | loandepot.com |
| IPO Date | 11. Feb 2021 |
| ISIN | US53946R1068 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Anthony Li Hsieh | Founder, CEO, Chairman & President | 1965 |
| David R. Hayes | Chief Financial Officer | 1975 |
| Dominick E. Marchetti | Chief Digital Officer | 1974 |
| Jeffrey Michael DerGurahian | Executive VP, Chief Investment Officer & Head Economist | 1976 |
| Darren Graeler | Executive VP & Chief Accounting Officer | 1968 |
| George Brady | Executive VP & Chief Information Officer | – |
| Gerhard Erdelji | Senior Vice President of Investor Relations | – |
| Joseph J. Grassi III | Chief Legal & Risk Officer | 1963 |
| Rebecca Anderson | Senior VP of Strategic Communications & Public Relations | – |
| T. J. Freeborn | Chief Marketing & Customer Experience Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.