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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Kemper Corporation (KMPR)

Financial Services Insurance - Property & Casualty
28.40 $
-2.5% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 6 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners

Trading Day

Previous Close
29.10$
Open
28.70$
Day High
29.10$
Day Low
28.00$
Volume
696,929shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
22.90 $ 61.60 $
06/03/2026 07/31/2025

Current price 28.40 $ — 14% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.7$B
Shares Outstanding
59Mio.
Float
98.8%
Beta
1.0

Performance

Perf. 1M
7.40%
Perf. 3M
-7.70%
Perf. 6M
-32.00%
YTD Performance (%)
-34.00%
52-Week-High Distance
-61.0%
Perf. 1Y
-52.27%
Perf. 3Y
-39.74%
Perf. 5Y
-51.26%
Perf. 10Y
2.28%
Perf. Since Inception
523.22%

Technical Indicators

MA 38 Days
27.40$
MA 50 Days
27.10$
MA 200 Days
34.10$
RSI (14)
49.8
Volatility 30 Days
46.4%
Volatility 250 Days
47.1%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
5.0
PEG
0.8
P/B
P/S
0.4
EV/EBITDA
0.0
Price/FCF
3.6

Profitability

Gross Margin
27.0%
EBIT Margin
0.8%
Net Margin
0.9%
Return on Equity
1.1%
Return on Assets
0.5%

Balance Sheet & Safety

Equity Ratio
21.3%
Debt/Equity
Altman Z″
Piotroski
3 out of 9

Growth

Sales Growth Last Quarter
-7.10%
EPS Growth Last Quarter
-3.40%
Sales Growth (Year)
3.62%
Forward Sales Growth
5.48%
Forward EPS Growth
124.10%

Dividend

Dividend Yield
4.51%
Dividend Per Share (TTM)
1.28$
Payout Ratio
1.6%
Years Without a Cut
15Years
Increase Streak
1Years

Quality & Screener

Stage
4
RS Rating
8
EPS Rating
30
Piotroski
3 out of 9
Fundamental Rating
D (40 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

2 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years -4.1% failed
  • More than 10% revenue growth is expected for the coming year 5.5% failed
  • Share count grows by less than 3% a year -0.6% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 15.2% failed
  • Gross margin at 40% or higher and without meaningful erosion 29.7% failed
  • Goodwill from acquisitions does not grow faster than revenue 10.0% failed
  • Net debt below twice EBITDA 2.0 x EBITDA failed
  • Operating cash flow covers the profits of the last three years 719 m passed
  • Return on capital at 15% or higher, or up versus two years ago no data
  • Insiders hold at least 10% or are net buyers 1.1% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 28.40 $
Price Target (average) 51.00 $

The price target sits 79.6% above the current price.

Consensus
Sell
Analyst Ratings
6
Distribution of Recommendations
Strong Buy 3
Buy 2
Hold 1
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 1.99 1.60 – 2.28 4,650 -44.6% 6
12/31/2027 4.41 3.50 – 4.85 4,885 121.5% 5

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

5. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
0.32 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 1,183.4 $M Q4 2025: Q1 · 1,190.0 $M Q1 2025: Q2 · 1,227.8 $M Q2 2025: Q3 · 1,235.8 $M Q3 2025: Q4 · 1,135.8 $M Q4 2026: Q1 · 1,108.9 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 1.51 89.30 1,183 0.30 8.20 175 219
2025: Q1 1.54 40.10 1,190 4.20 8.40 180 172
2025: Q2 1.12 -3.30 1,228 7.80 5.90 90 82
2025: Q3 -0.34 -130.10 1,236 5.70 -1.70 140 133
2025: Q4 -0.14 -109.00 1,136 -4.00 -0.70 175 166
2026: Q1 -0.03 -101.90 1,109 -6.80 -0.20 89 78
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 2,522 4 17 0.33 241 1,975 8,211
2017 2,669 161 121 2.34 241 2,116 8,376
2018 3,688 199 190 3.24 540 3,050 11,545
2019 5,020 662 531 7.98 538 3,972 12,989
2020 5,179 510 410 6.14 425 12,883 14,342
2021 5,615 -249 -124 -1.92 351 13,568 14,917
2022 5,451 -371 -287 -4.49 -210 2,443 13,364
2023 4,944 -347 -347 -5.42 -134 2,505 12,743
2024 4,633 389 318 4.91 383 2,788 12,630
2025 4,801 161 143 2.29 585 2,681 12,473

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Kemper Corporation, eine Versicherungsholding, bietet Versicherungsprodukte in den USA an. Sie ist in zwei Segmenten tätig: Specialty Property & Casualty Insurance sowie Life Insurance.

Employees7,300
HeadquartersChicago, IL
Address200 East Randolph Street, 60601 Chicago, United States
Phone312 661 4600
Websitekemper.com
IPO Date18. Sep 1991
ISINUS4884011002
Stock Split2:1 on 03/29/1999

Management

Management
Name Title Birth Year
Bradley Thomas Camden C.F.A. Executive VP & CFO 1979
John Michael Boschelli CPA Executive VP & Chief Investment Officer 1969
Carl Thomas Evans Jr. Executive Vice President, Secretary, & General Counsel 1959
Laura Allynn Rock Executive VP & Chief Human Resources Officer 1968
Joseph Patrick Lacher Jr. Advisor 1969
Matthew Andrew Hunton Executive VP & President of Kemper Auto 1981
Stephen Joseph McAnena President, CEO & Director 1972
Charles Tipton Brooks Executive Vice President of Operations & Systems 1967
James A. Alexander Senior VP & Chief Accounting Officer 1968
Barbara Ciesemier Assistant Vice President of Corporate Communications

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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