Independent Bank (INDB)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 83.80 $ — 87% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 15.9% passed
- More than 10% revenue growth is expected for the coming year 5.7% failed
- Share count grows by less than 3% a year 2.2% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 40.3% passed
- Gross margin at 40% or higher and without meaningful erosion 67.9% failed
- Goodwill from acquisitions does not grow faster than revenue 4.4% passed
- Net debt below twice EBITDA 2.2 x EBITDA failed
- Operating cash flow covers the profits of the last three years 121 m passed
- Return on capital at 15% or higher, or up versus two years ago 1.1% failed
- Insiders hold at least 10% or are net buyers 1.6% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 10.6% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 4
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 7.16 | 7.04 – 7.28 | 1,034 | 26.9% | 6 |
| 12/31/2027 | 8.31 | 7.92 – 8.47 | 1,086 | 16.2% | 7 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.85 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.18 | -6.60 | 247 | 4.10 | 20.30 | 43 | 37 |
| 2025: Q1 | 1.04 | -7.00 | 243 | 3.00 | 18.30 | 13 | 11 |
| 2025: Q2 | 1.20 | -0.80 | 251 | 3.30 | 20.40 | 107 | 103 |
| 2025: Q3 | 0.69 | -32.10 | 335 | 34.40 | 10.20 | 52 | 58 |
| 2025: Q4 | 1.52 | 29.40 | 339 | 37.50 | 22.20 | 79 | 76 |
| 2026: Q1 | 1.63 | 56.30 | 290 | 19.70 | 27.50 | 117 | 112 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 326 | 112 | 77 | 2.90 | 93 | 865 | 7,709 |
| 2017 | 357 | 135 | 87 | 3.19 | 131 | 944 | 8,082 |
| 2018 | 412 | 156 | 122 | 4.40 | 142 | 1,073 | 8,852 |
| 2019 | 557 | 218 | 165 | 5.03 | 217 | 11,092 | 11,395 |
| 2020 | 507 | 153 | 121 | 3.64 | 65 | 1,703 | 13,204 |
| 2021 | 516 | 157 | 121 | 3.47 | 190 | 3,018 | 20,423 |
| 2022 | 750 | 348 | 264 | 5.69 | 421 | 2,887 | 19,294 |
| 2023 | 796 | 315 | 240 | 5.42 | 277 | 2,895 | 19,347 |
| 2024 | 974 | 247 | 192 | 4.52 | 230 | 2,993 | 19,374 |
| 2025 | 1,167 | 267 | 205 | 4.15 | 251 | 3,566 | 24,913 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Independent Bank Corp. ist die Bankholdinggesellschaft der Rockland Trust Company, die Firmenkunden-Bankprodukte und -dienstleistungen für Privatpersonen und kleine bis mittelgroße Unternehmen in den USA anbietet.
| Employees | 2,294 |
|---|---|
| Headquarters | Rockland, MA |
| Address | 288 Union Street, 02370 Rockland, United States |
| Phone | 781 878 6100 |
| Website | rocklandtrust.com |
| IPO Date | 27. Mar 1990 |
| ISIN | US4538361084 |
| Stock Split | 3:2 on 10/01/1987 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Jeffrey J. Tengel | President, CEO & Director | 1963 |
| Mark J. Ruggiero CPA | Chief Financial Officer | 1977 |
| Patricia M. Natale Esq. | Executive VP, General Counsel & Corporate Secretary | 1966 |
| Lee C. Powlus | Executive VP & Chief Administrative Officer of Rockland Trust Company | 1961 |
| James Rizzo | Executive VP & Chief Commercial Banking Officer of Rockland Trust Company | 1963 |
| David Byron Smith C.F.A. | Executive VP & Chief Investment Officer | – |
| Maureen A. Gaffney | Senior VP, Controller & Principal Accounting Officer | 1979 |
| Alastair Ironside | Executive VP & Chief Marketing Officer | – |
| Maria S. Harris | Executive VP & Chief Human Resource Officer of Rockland Trust Company | 1971 |
| Timothy C. Lane | Executive VP & Chief Internal Auditor | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.