TickerGuard
Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Happen, Inc. Common Stock (HAPN)

Financial Services Banks - Regional
19.10 $
-1.0% vs. previous close
Closing price · As of: 31. Jul 2026
🔔 Watch stock

Stock Watch

Stock Watch will tell you what changes at Happen, Inc. Common Stock.

Later $1 a month per stock — signing up is free, and you'll be the first to know when it launches.

Appears in These Scanners

This stock currently matches 8 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Trading Day

Previous Close
19.30$
Open
19.40$
Day High
19.60$
Day Low
19.10$
Volume
1,210,995shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
13.30 $ 21.60 $
03/18/2026 01/22/2026

Current price 19.10 $ — 70% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.0$B
Shares Outstanding
115Mio.
Float
96.5%
Beta
1.9

Performance

Perf. 1M
20.10%
Perf. 3M
47.50%
Perf. 6M
3.60%
YTD Performance (%)
0.10%
52-Week-High Distance
-9.2%
Perf. 1Y
22.77%
Perf. 3Y
128.13%
Perf. 5Y
-21.56%
Perf. 10Y
-17.14%
Perf. Since Inception
-83.66%

Technical Indicators

MA 38 Days
19.10$
MA 50 Days
18.60$
MA 200 Days
17.50$
RSI (14)
51.3
Volatility 30 Days
42.6%
Volatility 250 Days
53.2%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
13.5
Forward P/E
11.6
PEG
P/B
1.5
P/S
EV/EBITDA
0.0
Price/FCF

Profitability

Gross Margin
38.8%
EBIT Margin
20.0%
Net Margin
12.8%
Return on Equity
12.2%
Return on Assets
1.3%

Balance Sheet & Safety

Equity Ratio
12.8%
Debt/Equity
Altman Z″
Piotroski
3 out of 9

Growth

Sales Growth Last Quarter
0.00%
EPS Growth Last Quarter
Sales Growth (Year)
26.92%
Forward Sales Growth
14.83%
Forward EPS Growth
31.80%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
3
RS Rating
71
EPS Rating
50
Piotroski
3 out of 9
Fundamental Rating
B (70 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

3 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years -5.6% failed
  • More than 10% revenue growth is expected for the coming year 14.8% passed
  • Share count grows by less than 3% a year 2.7% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") -260.1% failed
  • Gross margin at 40% or higher and without meaningful erosion no data
  • Goodwill from acquisitions does not grow faster than revenue 0.7% failed
  • Net debt below twice EBITDA 918 m net cash passed
  • Operating cash flow covers the profits of the last three years -6,724 m failed
  • Return on capital at 15% or higher, or up versus two years ago no data
  • Insiders hold at least 10% or are net buyers 3.2% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 19.10 $
Price Target (average) 23.75 $

The price target sits 24.3% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2025: Q1 · 217.7 $M Q1 2025: Q2 · 248.4 $M Q2 2025: Q3 · 266.2 $M Q3 2025: Q4 · 266.5 $M Q4 2026: Q1 · 252.3 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2025: Q1 0.10 218 5.40 -339 -352
2025: Q2 0.33 248 15.40 -713 -804
2025: Q3 0.38 266 16.60 -771 -792
2025: Q4 0.36 267 15.60 -904 -919
2026: Q1 0.45 337.20 252 15.90 20.50 -619 -645
2026: Q2 0.50 51.50 -573 -601
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

LendingClub Corporation ist als Bankholdinggesellschaft tätig, die eine Reihe von Finanzprodukten und -dienstleistungen in den USA anbietet. Sie bietet Einlagenprodukte, darunter Sparkonten, Girokonten und Festgeldkonten; Patienten- und Bildungsfinanzierungskredite; und Gewerbekred…

Employees1,075
HeadquartersSan Francisco, CA
Websitehappen.com
IPO Date11. Dec 2014

Management

Management
Name Title Birth Year
Scott C. Sanborn CEO & Director 1969
Andrew LaBenne Chief Financial Officer 1974
Jordan Cheng General Counsel & Corporate Secretary 1975
Steven C. Mattics Chief Lending Officer 1969
Anna Greenwald Chief Operations Officer 1978
Fergal Stack Principal Accounting Officer & Corporate Controller
Monica Khurana Chief Information Officer
Artem Nalivayko VP and Head of FP&A and Investor Relations
Tina Wilson Chief People Officer
Mark Elliot Chief Customer Officer 1970

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
15. Jul 2026 Sanborn Scott CEO Sell 28,750 20.08 577,243

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

Was this page helpful to you?