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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Flywire Corp (FLYW)

Technology Software - Infrastructure
16.00 $
-1.6% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 11 of our scanner strategies — each hit links to the scanner.

Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners

Trading Day

Previous Close
16.30$
Open
16.10$
Day High
16.30$
Day Low
15.60$
Volume
2,590,519shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
10.30 $ 18.80 $
08/04/2025 07/15/2026

Current price 16.00 $ — 67% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.9$B
Shares Outstanding
122Mio.
Float
75.4%
Beta
1.3

Performance

Perf. 1M
11.00%
Perf. 3M
54.90%
Perf. 6M
21.60%
YTD Performance (%)
10.20%
52-Week-High Distance
-6.5%
Perf. 1Y
47.02%
Perf. 3Y
-53.10%
Perf. 5Y
-49.59%
Perf. Since Inception
-54.39%

Technical Indicators

MA 38 Days
16.70$
MA 50 Days
16.50$
MA 200 Days
14.10$
RSI (14)
41.6
Volatility 30 Days
47.5%
Volatility 250 Days
47.3%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
23.0
PEG
P/B
P/S
2.9
EV/EBITDA
22.7
Price/FCF
12.5

Profitability

Gross Margin
60.6%
EBIT Margin
6.4%
Net Margin
4.5%
Return on Equity
3.7%
Return on Assets
1.9%

Balance Sheet & Safety

Equity Ratio
73.3%
Debt/Equity
fortress balance sheet
Altman Z″
7.22
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
41.00%
EPS Growth Last Quarter
-23.30%
Sales Growth (Year)
26.59%
Forward Sales Growth
15.44%
Forward EPS Growth
22.70%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
RS Rating
68
EPS Rating
22
Piotroski
5 out of 9
Fundamental Rating
B (64 out of 100)
fortress balance sheet
Altman Z″
7.22

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

6 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 29.1% passed
  • More than 10% revenue growth is expected for the coming year 15.4% passed
  • Share count grows by less than 3% a year 5.8% failed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 42.5% passed
  • Gross margin at 40% or higher and without meaningful erosion 61.4% failed
  • Goodwill from acquisitions does not grow faster than revenue 32.4% failed
  • Net debt below twice EBITDA 354 m net cash passed
  • Operating cash flow covers the profits of the last three years 264 m passed
  • Return on capital at 15% or higher, or up versus two years ago 2.4% passed
  • Insiders hold at least 10% or are net buyers 3.5% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 16.00 $
Price Target (average) 19.31 $

The price target sits 20.7% above the current price.

Consensus
Sell
Analyst Ratings
16
Distribution of Recommendations
Strong Buy 4
Buy 2
Hold 9
Sell 1
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 1.03 0.88 – 1.20 746 119.4% 7
12/31/2027 1.25 1.11 – 1.46 861 22.1% 7

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

4. Aug 2026 · after the close · Q2 2026
Expected Earnings per Share
-0.03 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 117.5 $M Q4 2025: Q1 · 133.5 $M Q1 2025: Q2 · 131.9 $M Q2 2025: Q3 · 200.1 $M Q3 2025: Q4 · 157.5 $M Q4 2026: Q1 · 188.1 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 -0.13 -1,379.20 118 16.90 -13.50 -42 -42
2025: Q1 -0.03 134 17.00 -3.10 -79 -80
2025: Q2 -0.10 132 27.20 -9.10 24 21
2025: Q3 0.23 -22.90 200 27.60 14.80 150 150
2025: Q4 0.00 158 34.00 0.00 5 5
2026: Q1 0.10 188 41.00 6.70 -16 -19
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2019 95 -17 -20 -0.20 4 -75 141
2020 132 -16 -11 -0.11 -14 -82 271
2021 201 -13 -28 -0.26 17 482 640
2022 289 -30 -39 -0.36 5 482 674
2023 403 -22 -9 -0.07 81 786 1,080
2024 492 -7 3 0.02 91 815 1,122
2025 623 20 14 0.11 100 835 1,253

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Flywire Corporation ist gemeinsam mit ihren Tochtergesellschaften als Zahlungsabwicklungs- und Softwareunternehmen in den USA, Europa, dem Nahen Osten, Afrika und im asiatisch-pazifischen Raum tätig. Das Unternehmen bietet eine Zahlungsplattform, die sich in bestehende Apps und Workflows integriert und Zugang zu…

Employees1,460
HeadquartersBoston, MA
Address141 Tremont Street, 02111 Boston, United States
Phone617 329 4524
Websiteflywire.com
IPO Date26. May 2021
ISINUS3024921039

Management

Management
Name Title Birth Year
Michael Massaro CEO & Director 1980
Robert Orgel J.D. President & COO 1970
Cosmin Pitigoi Chief Financial Officer 1977
Maria Leonidovna Kahn C.F.A. Vice President of Investor Relations
Peter Butterfield J.D. General Counsel & Chief Compliance Officer 1966
David R. King Chief Product Officer & Co-President of Global Education 1970
Patrick Blanc Chief Technology Officer
Nicole James Chief People Officer
Sharon Butler Co-President of Global Education 1967
John Talaga Executive Vice President of Healthcare 1968

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
17. Jul 2026 Massaro Michael Chief Executive Officer Sell 32,328 18.20 588,295
16. Jul 2026 Massaro Michael Chief Executive Officer Sell 92,672 18.62 1,725,729

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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