First Financial Bancorp (FFBC)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 34.10 $ — 84% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
8/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 14.4%
- Exp. sales growth 3Y > 5% -2.2%
- EBIT growth 10Y > 5% 10.5%
- Exp. EBIT growth 3Y > 5% 14.2%
- Net debt < 4x EBIT -9.2x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 24.1%
- Return on equity > 15% 16.5%
- ROCE > 15% 8.0%
- Expected return > 10% 24.4%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 17.6% passed
- More than 10% revenue growth is expected for the coming year 2.7% failed
- Share count grows by less than 3% a year 0.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.9% failed
- Gross margin at 40% or higher and without meaningful erosion 68.4% failed
- Goodwill from acquisitions does not grow faster than revenue 5.2% passed
- Net debt below twice EBITDA 2,961 m net cash passed
- Operating cash flow covers the profits of the last three years 347 m passed
- Return on capital at 15% or higher, or up versus two years ago 8.0% failed
- Insiders hold at least 10% or are net buyers 1.0% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 10.2% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 6
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.20 | 3.08 – 3.29 | 1,079 | 9.2% | 7 |
| 12/31/2027 | 3.48 | 3.40 – 3.55 | 1,205 | 8.7% | 6 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.84 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.68 | 13.90 | 321 | 12.60 | 20.20 | 74 | 67 |
| 2025: Q1 | 0.54 | 0.80 | 292 | 1.50 | 17.60 | 56 | 52 |
| 2025: Q2 | 0.73 | 14.80 | 314 | -0.10 | 22.30 | 70 | 65 |
| 2025: Q3 | 0.75 | 36.70 | 324 | 6.90 | 22.20 | 90 | 99 |
| 2025: Q4 | 0.65 | -4.10 | 330 | 2.70 | 18.90 | 122 | 114 |
| 2026: Q1 | 0.71 | 32.50 | 364 | 25.00 | 20.40 | 549 | 536 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 376 | 131 | 89 | 1.43 | 143 | 865 | 8,438 |
| 2017 | 409 | 116 | 97 | 1.56 | 124 | 931 | 8,897 |
| 2018 | 644 | 214 | 173 | 1.93 | 260 | 2,078 | 13,987 |
| 2019 | 739 | 243 | 198 | 2.00 | 186 | 2,248 | 14,512 |
| 2020 | 714 | 184 | 156 | 1.59 | 110 | 2,282 | 15,973 |
| 2021 | 655 | 241 | 205 | 2.14 | 390 | 2,259 | 16,329 |
| 2022 | 775 | 242 | 218 | 2.30 | 201 | 2,041 | 17,003 |
| 2023 | 1,115 | 319 | 256 | 2.69 | 487 | 2,268 | 17,533 |
| 2024 | 1,226 | 268 | 229 | 2.40 | 262 | 2,438 | 18,570 |
| 2025 | 1,259 | 321 | 256 | 2.67 | 338 | 2,769 | 21,129 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
First Financial Bancorp. ist die Bankholdinggesellschaft der First Financial Bank, die Firmenkunden-Bankdienstleistungen und bankbezogene Dienstleistungen für Privatpersonen und Unternehmen in Ohio, Indiana, Kentucky und Illinois anbietet.
| CEO Insider Trades (12 Mo.) | selling own stock |
|---|---|
| Employees | 2,371 |
| Headquarters | Cincinnati, OH |
| Address | 255 East Fifth Street, 45202 Cincinnati, United States |
| Phone | 877-322-9530 |
| Website | bankatfirst.com |
| IPO Date | 26. Mar 1990 |
| ISIN | US3202091092 |
| Stock Split | 105:100 on 03/07/2001 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Archie M. Brown Jr. | President, CEO & Director | 1961 |
| James Michael Anderson | Executive VP, CFO & COO | 1972 |
| Karen Ball Woods J.D. | Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary | 1968 |
| Richard S. Dennen CPA | Executive VP & Chief Corporate Banking Officer | 1967 |
| Amanda N. Neeley | Executive VP and Chief Consumer Banking & Strategy Officer | 1981 |
| Gregory A. Harris | President of Yellow Cardinal Advisory Group | 1970 |
| Roddell McCullough | Chief Responsibility Officer | – |
| William R. Harrod | Executive VP & Chief Credit Officer | 1968 |
| James R. Shank | Chief Internal Auditor | – |
| Ann Davis | Mortgage Lending President | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 31. Jul 2026 | Anderson James M | Chief Financial Officer | Sell | 4,000 | 33.73 | 134,920 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.