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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

First Community Bancshares Inc (FCBC)

Financial Services Banks - Regional
47.70 $
+0.2% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
47.60$
Open
47.40$
Day High
48.70$
Day Low
46.80$
Volume
91,664shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
31.40 $ 48.50 $
11/18/2025 07/24/2026

Current price 47.70 $ — 95% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.9$B
Shares Outstanding
19Mio.
Float
84.4%
Beta
0.5

Performance

Perf. 1M
4.20%
Perf. 3M
9.40%
Perf. 6M
38.00%
YTD Performance (%)
38.00%
52-Week-High Distance
-1.7%
Perf. 1Y
39.32%
Perf. 3Y
61.15%
Perf. 5Y
99.76%
Perf. 10Y
202.52%
Perf. Since Inception
1,135.69%

Technical Indicators

MA 38 Days
45.00$
MA 50 Days
44.40$
MA 200 Days
39.10$
RSI (14)
63.9
Volatility 30 Days
25.3%
Volatility 250 Days
26.8%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
18.4
Forward P/E
8.5
PEG
1.3
P/B
1.8
P/S
5.1
EV/EBITDA
0.0
Price/FCF
26.3

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
31.7%
Return on Equity
9.6%
Return on Assets
1.8%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.01
Altman Z″
5.41
weak
Piotroski
2 out of 9

Growth

Sales Growth Last Quarter
10.40%
EPS Growth Last Quarter
-1.60%
Sales Growth (Year)
5.42%
Forward Sales Growth
1.68%
Forward EPS Growth
1.70%

Dividend

Dividend Yield
2.64%
Dividend Per Share (TTM)
2.24$
Payout Ratio
65.9%
Years Without a Cut
6Years
Increase Streak
6Years

Quality & Screener

Stage
2
RS Rating
64
EPS Rating
31
weak
Piotroski
2 out of 9
Fundamental Rating
D (40 out of 100)
Altman Z″
5.41

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 47.70 $
Price Target (average) 50.00 $

The price target sits 4.8% above the current price.

Consensus
Hold
Analyst Ratings
1
Distribution of Recommendations
Strong Buy 0
Buy 0
Hold 1
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 3.03 3.01 – 3.04 191 8.8% 2
12/31/2027 3.07 3.04 – 3.10 191 1.5% 2

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

27. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.77 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 44.5 $M Q4 2025: Q1 · 42.9 $M Q1 2025: Q2 · 43.3 $M Q2 2025: Q3 · 43.9 $M Q3 2025: Q4 · 43.5 $M Q4 2026: Q1 · 44.6 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.71 11.60 45 0.60 29.30 15 15
2025: Q1 0.64 -7.90 43 0.20 27.50 13 12
2025: Q2 0.67 -3.80 43 -1.00 28.30 10 10
2025: Q3 0.67 -6.00 44 -2.30 28.00 19 19
2025: Q4 0.68 -4.30 44 -2.30 28.70 20 18
2026: Q1 0.63 -1.30 45 4.00 27.00 -11 -13
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 113 38 25 1.45 43 339 2,386
2017 117 42 21 1.26 36 351 2,388
2018 121 45 36 2.18 50 333 2,244
2019 117 50 39 2.46 57 429 2,799
2020 138 46 36 2.02 46 427 3,011
2021 133 67 51 2.94 48 428 3,195
2022 142 60 47 2.82 59 422 3,136
2023 166 62 48 2.66 62 503 3,269
2024 176 66 52 2.80 58 526 3,261
2025 185 63 49 2.65 63 501 3,260

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

First Community Bankshares, Inc. ist die Finanzholding der First Community Bank, die verschiedene Bankprodukte und -dienstleistungen anbietet.

Employees622
HeadquartersBluefield, VA
AddressOne Community Place, 24605-0989 Bluefield, United States
Phone276 326 9000
Websitefirstcommunitybank.com
IPO Date31. Dec 1992
ISINUS31983A1034
Stock Split11:10 on 07/30/2003

Management

Management
Name Title Birth Year
William P. Stafford II Chairman & CEO 1964
Gary R. Mills CPA President & Director 1968
David D. Brown V, CPA Chief Financial Officer 1975
Jason R. Belcher CPA Chief Operating Officer 1977
Sarah W. Harmon Chief Administrative Officer, General Counsel & Corporate Secretary 1983
Derek A. Bonnett Chief Risk Officer
P. Carter Bundy Treasurer

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
30. Jul 2026 Mills Gary R President Sell 3,500 47.67 166,849
28. Jul 2026 Mills Gary R President Other 3,500 33.00 115,500
28. Jul 2026 Mills Gary R President Other 865 24.65 21,322

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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