Farmers & Merchants Bancorp Inc (FMAO)
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Appears in These Scanners
This stock currently matches 13 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 33.30 $ — 85% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Analysts & Price Target
The price target sits 8.1% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.17 | 3.16 – 3.19 | 115 | 30.6% | 3 |
| 12/31/2027 | 3.27 | 3.25 – 3.28 | 122 | 3.1% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.71 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.61 | 50.80 | 45 | 9.30 | 18.50 | 3 | 2 |
| 2025: Q1 | 0.51 | 31.00 | 44 | 6.10 | 15.60 | 11 | 11 |
| 2025: Q2 | 0.57 | 37.10 | 47 | 5.50 | 16.40 | 1 | 0 |
| 2025: Q3 | 0.65 | 35.70 | 48 | 5.90 | 18.50 | 11 | 11 |
| 2025: Q4 | 0.71 | 16.10 | 49 | 7.30 | 20.10 | 14 | 14 |
| 2026: Q1 | 0.69 | 35.30 | 48 | 7.50 | 20.00 | 8 | 7 |
| 2026: Q2 | 0.86 | 50.90 | – | – | – | 11 | 11 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 48 | 16 | 12 | 1.27 | 12 | 126 | 1,056 |
| 2017 | 51 | 18 | 13 | 1.38 | 18 | 134 | 1,107 |
| 2018 | 56 | 18 | 15 | 1.61 | 11 | 143 | 1,116 |
| 2019 | 78 | 23 | 18 | 1.67 | 24 | 230 | 1,607 |
| 2020 | 85 | 25 | 20 | 1.82 | 27 | 249 | 1,910 |
| 2021 | 92 | 30 | 24 | 2.03 | 35 | 2,540 | 2,638 |
| 2022 | 114 | 40 | 33 | 2.48 | 41 | 298 | 3,015 |
| 2023 | 152 | 28 | 23 | 1.67 | 22 | 317 | 3,283 |
| 2024 | 177 | 33 | 26 | 1.93 | 32 | 335 | 3,365 |
| 2025 | 189 | 43 | 33 | 2.44 | 36 | 371 | 3,434 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Farmers & Merchants Bancorp, Inc. ist die Bankholding der Farmers & Merchants State Bank, die Geschäftsbankdienstleistungen für Privatpersonen und kleine Unternehmen im Nordwesten Ohios, im Nordosten Indianas und im Südosten Michigans anbietet.
| Employees | 477 |
|---|---|
| Headquarters | Archbold, OH |
| Address | 307 North Defiance Street, 43502 Archbold, United States |
| Phone | 419 446 2501 |
| Website | fm.bank |
| IPO Date | 23. Nov 2004 |
| ISIN | US30779N1054 |
| Stock Split | 2:1 on 09/21/2017 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Lars B. Eller | President, CEO & Director | 1967 |
| Barbara J. Britenriker | Executive VP & CFO | 1962 |
| Andrew S. Baker | Senior VP & Chief Strategy Officer | 1973 |
| David R. Gerken | Executive VP & Chief Lending Officer | 1972 |
| Katrina L. DeGroff | Senior VP & Chief Accounting Officer | – |
| Tim Carsey | Senior VP & Chief Administrative Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 31. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 33.07 | 99,210 |
| 30. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 34.86 | 104,580 |
| 29. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 34.48 | 103,440 |
| 28. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 31.59 | 94,770 |
| 27. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 30.98 | 92,940 |
| 22. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 30.84 | 92,520 |
| 21. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 30.75 | 92,250 |
| 20. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 30.47 | 91,410 |
| 17. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 31.06 | 93,180 |
| 16. Jul 2026 | Briggs Andrew J | Director | Sell | 3,000 | 30.06 | 90,180 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.