CVB Financial Corporation (CVBF)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 22.40 $ — 83% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 4.6% failed
- More than 10% revenue growth is expected for the coming year 13.5% passed
- Share count grows by less than 3% a year -1.0% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 31.5% failed
- Gross margin at 40% or higher and without meaningful erosion 79.9% failed
- Goodwill from acquisitions does not grow faster than revenue 4.9% passed
- Net debt below twice EBITDA 3.0 x EBITDA failed
- Operating cash flow covers the profits of the last three years 135 m passed
- Return on capital at 15% or higher, or up versus two years ago 7.7% failed
- Insiders hold at least 10% or are net buyers 5.1% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 13.8% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 6
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 1.74 | 1.70 – 1.79 | 699 | 13.8% | 6 |
| 12/31/2027 | 1.98 | 1.90 – 2.10 | 797 | 14.1% | 6 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.44 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.37 | 4.80 | 144 | -18.90 | 35.20 | 75 | 73 |
| 2025: Q1 | 0.37 | 4.60 | 159 | -7.30 | 32.10 | 42 | 41 |
| 2025: Q2 | 0.36 | 0.50 | 159 | -8.40 | 31.80 | 53 | 52 |
| 2025: Q3 | 0.38 | 3.00 | 163 | -3.70 | 32.20 | 82 | 81 |
| 2025: Q4 | 0.40 | 10.40 | 163 | 12.90 | 33.80 | 45 | 43 |
| 2026: Q1 | 0.38 | 2.30 | 161 | 0.90 | 31.80 | 62 | 61 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 301 | 162 | 101 | 0.94 | 125 | 991 | 8,074 |
| 2017 | 326 | 189 | 104 | 0.95 | 140 | 1,069 | 8,271 |
| 2018 | 405 | 211 | 152 | 1.25 | 165 | 1,851 | 11,529 |
| 2019 | 506 | 291 | 208 | 1.49 | 208 | 11,257 | 11,282 |
| 2020 | 479 | 250 | 177 | 1.30 | 185 | 2,008 | 14,419 |
| 2021 | 468 | 298 | 213 | 1.57 | 195 | 2,082 | 15,884 |
| 2022 | 562 | 328 | 235 | 1.68 | 274 | 1,949 | 16,477 |
| 2023 | 666 | 315 | 221 | 1.60 | 296 | 2,078 | 16,021 |
| 2024 | 659 | 271 | 201 | 1.45 | 250 | 2,186 | 15,154 |
| 2025 | 643 | 282 | 209 | 1.54 | 221 | 2,295 | 15,631 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
CVB Financial Corp. ist die Bankholdinggesellschaft der Citizens Business Bank, National Association, einer staatlich konzessionierten Bank, die Bank- und Finanzdienstleistungen für kleine bis mittelgroße Unternehmen und Privatpersonen anbietet.
| Employees | 1,079 |
|---|---|
| Headquarters | Ontario, CA |
| Address | 701 North Haven Avenue, 91764 Ontario, United States |
| Phone | 909 980 4030 |
| Website | cbbank.com |
| IPO Date | 17. Mar 1992 |
| ISIN | US1266001056 |
| Stock Split | 11:10 on 01/03/2007 |
Management
| Name | Title | Birth Year |
|---|---|---|
| David A. Brager | CEO & Director | 1968 |
| E. Allen Nicholson CPA | Executive VP & CFO | 1967 |
| David C. Harvey | Executive VP & COO | 1968 |
| David F. Farnsworth | Executive VP & Chief Credit Officer | 1957 |
| Robertson Jones Jr. | President & Director | 1971 |
| Donald E. Evenson CFA | Senior VP & Chief Investment Officer | – |
| Sheryl P. Laygo | Senior VP & Chief Accounting Officer | 1981 |
| Michael K. Currie | Senior VP & Chief Information Officer | – |
| Joyce Y. Kwon | Executive VP & Director of Human Resources | – |
| G. Larry Zivelonghi | Executive VP and Dairy & Livestock Industries Group Manager | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 28. Jul 2026 | O Brien Raymond V III | Director | Buy | 20,000 | 22.77 | 455,300 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.