Capitol Federal Financial Inc (CFFN)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 9.10 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
2/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 3.2%
- Exp. sales growth 3Y > 5% -22.5%
- EBIT growth 10Y > 5% -4.2%
- Exp. EBIT growth 3Y > 5% 21.7%
- Net debt < 4x EBIT 10.0x
- EBIT positive, 10Y straight 9
- Max. EBIT decline < 50% 100.0%
- Return on equity > 15% 6.6%
- ROCE > 15% 2.6%
- Expected return > 10% 27.1%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 11.7% failed
- More than 10% revenue growth is expected for the coming year 3.4% failed
- Share count grows by less than 3% a year -1.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 22.0% failed
- Gross margin at 40% or higher and without meaningful erosion 47.3% passed
- Goodwill from acquisitions does not grow faster than revenue 0.1% passed
- Net debt below twice EBITDA 9.2 x EBITDA failed
- Operating cash flow covers the profits of the last three years 83 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.6% passed
- Insiders hold at least 10% or are net buyers 8.1% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 0.8% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 2
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 09/30/2026 | 0.69 | 0.68 – 0.69 | 235 | 31.7% | 2 |
| 09/30/2027 | 0.78 | 0.75 – 0.80 | 251 | 13.1% | 2 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.12 | 517.90 | 102 | 23.70 | 15.20 | 6 | 5 |
| 2025: Q1 | 0.12 | 12.30 | 102 | 5.30 | 15.10 | 16 | 15 |
| 2025: Q2 | 0.14 | 90.30 | 104 | 5.30 | 17.60 | 12 | 11 |
| 2025: Q3 | 0.14 | 55.90 | 109 | 8.00 | 17.20 | 22 | 20 |
| 2025: Q4 | 0.16 | 32.60 | 111 | 8.90 | 18.30 | 17 | 16 |
| 2026: Q1 | 0.16 | 34.30 | 110 | 7.60 | 18.30 | 21 | 20 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 315 | 122 | 83 | 0.63 | 85 | 1,393 | 9,267 |
| 2017 | 330 | 128 | 84 | 0.63 | 85 | 1,368 | 9,193 |
| 2018 | 338 | 124 | 99 | 0.73 | 124 | 1,392 | 9,450 |
| 2019 | 349 | 121 | 94 | 0.68 | 81 | 1,336 | 9,340 |
| 2020 | 322 | 81 | 65 | 0.47 | 93 | 1,285 | 9,487 |
| 2021 | 279 | 96 | 76 | 0.56 | 74 | 1,242 | 9,631 |
| 2022 | 300 | 107 | 84 | 0.62 | 97 | 1,097 | 9,625 |
| 2023 | 186 | -139 | -102 | -0.76 | 1 | 1,044 | 10,177 |
| 2024 | 379 | 54 | 38 | 0.29 | 31 | 1,032 | 9,528 |
| 2025 | 417 | 83 | 68 | 0.52 | 55 | 1,048 | 9,779 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Capitol Federal Financial, Inc. ist die Holdinggesellschaft der Capitol Federal Savings Bank, die verschiedene Privatkundenbankprodukte und -dienstleistungen in den USA anbietet.
| Employees | 604 |
|---|---|
| Headquarters | Topeka, KS |
| Address | 700 South Kansas Avenue, 66603 Topeka, United States |
| Phone | 785 235 1341 |
| Website | capfed.com |
| IPO Date | 1. Apr 1999 |
| ISIN | US14057J1016 |
| Stock Split | 22637:10000 on 12/22/2010 |
Management
| Name | Title | Birth Year |
|---|---|---|
| John B. Dicus | Chairman, President & CEO | 1961 |
| Kent G. Townsend | Executive VP, CFO & Treasurer | 1961 |
| Natalie G. Haag J.D. | Executive VP, General Counsel & Corporate Secretary - submit | 1959 |
| Rick Cordell Jackson | Chief Lending Officer and Executive VP | 1965 |
| Anthony S. Barry J.D. | Executive VP & Chief Corporate Services Officer | 1965 |
| Tara D. Van Houweling | First VP, Principal Accounting Officer & Reporting Director | 1974 |
| William Joseph Skrobacz Jr. | Executive VP & Chief Retail Operations Officer | 1992 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.