Capital Bancorp (CBNK)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 37.30 $ — 96% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
7 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 19.0% passed
- More than 10% revenue growth is expected for the coming year 9.3% failed
- Share count grows by less than 3% a year 4.7% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 47.5% passed
- Gross margin at 40% or higher and without meaningful erosion 73.6% passed
- Goodwill from acquisitions does not grow faster than revenue 0.7% passed
- Net debt below twice EBITDA 209 m net cash passed
- Operating cash flow covers the profits of the last three years 28 m passed
- Return on capital at 15% or higher, or up versus two years ago 5.2% failed
- Insiders hold at least 10% or are net buyers 32.4% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 3.2% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 4
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.48 | 3.45 – 3.51 | 269 | 3.6% | 2 |
| 12/31/2027 | 3.79 | 3.71 – 3.86 | 295 | 9.0% | 4 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.46 | -16.60 | 71 | 34.60 | 10.60 | 26 | 24 |
| 2025: Q1 | 0.86 | 112.30 | 75 | 38.60 | 18.50 | 23 | 22 |
| 2025: Q2 | 0.81 | 60.10 | 77 | 34.50 | 17.10 | -4 | -5 |
| 2025: Q3 | 0.92 | 73.70 | 75 | 26.30 | 20.10 | 33 | 32 |
| 2025: Q4 | 0.92 | 99.60 | 80 | 12.30 | 18.80 | 19 | 18 |
| 2026: Q1 | 0.74 | -13.70 | 68 | -9.70 | 17.70 | 22 | 21 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 70 | 16 | 9 | 0.72 | 8 | 71 | 906 |
| 2017 | 72 | 14 | 7 | 0.54 | 35 | 80 | 1,026 |
| 2018 | 86 | 18 | 13 | 1.02 | 28 | 115 | 1,105 |
| 2019 | 108 | 23 | 17 | 1.21 | -27 | 133 | 1,428 |
| 2020 | 147 | 35 | 26 | 1.87 | 5 | 159 | 1,877 |
| 2021 | 174 | 54 | 40 | 2.84 | 132 | 198 | 2,055 |
| 2022 | 180 | 54 | 42 | 2.91 | 51 | 224 | 2,124 |
| 2023 | 207 | 46 | 36 | 2.55 | 47 | 255 | 2,226 |
| 2024 | 242 | 42 | 31 | 2.12 | 35 | 355 | 3,207 |
| 2025 | 304 | 71 | 57 | 3.47 | 70 | 402 | 3,606 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Capital Bancorp, Inc. ist die Bankholding der Capital Bank, N.
| Employees | 434 |
|---|---|
| Headquarters | Rockville, MD |
| Address | 2275 Research Boulevard, 20850 Rockville, United States |
| Phone | 301 468 8848 |
| Website | capitalbankmd.com |
| IPO Date | 26. Sep 2018 |
| ISIN | US1397371006 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Edward F. Barry | President, CEO & Director | 1970 |
| Steven M. Poynot | President & CEO of Capital Bank, NA and COO | 1979 |
| Jacob Dalaya | Chief Financial Officer | 1992 |
| Constance E. Egan CPA | Chief Accounting Officer | 1961 |
| Todd Warren | Senior VP & Market Executive for the Greater Chesapeake & Baltimore Regions | – |
| James D. Witty | Senior VP & Director of Contractor Banking | 1967 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.