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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Business First Bancshares Inc (BFST)

Financial Services Banks - Regional
31.80 $
-0.4% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
31.90$
Open
32.00$
Day High
32.00$
Day Low
31.30$
Volume
232,557shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
22.70 $ 32.10 $
10/16/2025 07/28/2026

Current price 31.80 $ — 97% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.0$B
Shares Outstanding
33Mio.
Float
94.4%
Beta
0.8

Performance

Perf. 1M
8.60%
Perf. 3M
15.90%
Perf. 6M
15.50%
YTD Performance (%)
14.30%
52-Week-High Distance
-1.1%
Perf. 1Y
37.02%
Perf. 3Y
66.97%
Perf. 5Y
52.98%
Perf. Since Inception
49.83%

Technical Indicators

MA 38 Days
30.30$
MA 50 Days
29.70$
MA 200 Days
27.60$
RSI (14)
63.5
Volatility 30 Days
22.5%
Volatility 250 Days
24.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
11.6
Forward P/E
9.7
PEG
P/B
1.1
P/S
2.6
EV/EBITDA
0.0
Price/FCF
10.4

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
27.8%
Return on Equity
10.0%
Return on Assets
1.1%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
0.4
Altman Z″
-1.02
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
14.80%
EPS Growth Last Quarter
4.60%
Sales Growth (Year)
11.84%
Forward Sales Growth
6.44%
Forward EPS Growth
8.80%

Dividend

Dividend Yield
1.89%
Dividend Per Share (TTM)
0.59$
Payout Ratio
20.3%
Years Without a Cut
7Years
Increase Streak
7Years

Quality & Screener

Stage
2
RS Rating
58
EPS Rating
54
Piotroski
7 out of 9
Fundamental Rating
B (55 out of 100)
Altman Z″
-1.02

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 24.7% passed
  • More than 10% revenue growth is expected for the coming year 6.4% failed
  • Share count grows by less than 3% a year 9.1% failed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 29.8% failed
  • Gross margin at 40% or higher and without meaningful erosion 60.9% failed
  • Goodwill from acquisitions does not grow faster than revenue 1.5% passed
  • Net debt below twice EBITDA 451 m net cash passed
  • Operating cash flow covers the profits of the last three years 22 m passed
  • Return on capital at 15% or higher, or up versus two years ago 9.2% passed
  • Insiders hold at least 10% or are net buyers 4.9% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 31.80 $
Price Target (average) 34.70 $

The price target sits 9.1% above the current price.

Consensus
Strong Sell
Analyst Ratings
5
Distribution of Recommendations
Strong Buy 4
Buy 1
Hold 0
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 3.00 2.96 – 3.03 369 6.1% 4
12/31/2027 3.28 3.11 – 3.40 393 9.3% 5

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

22. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.74 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 127.8 $M Q4 2025: Q1 · 125.5 $M Q1 2025: Q2 · 126.2 $M Q2 2025: Q3 · 130.2 $M Q3 2025: Q4 · 130.0 $M Q4 2026: Q1 · 133.8 $M Q1 2026: Q2 · 3.2 $M Q2

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.51 -10.50 128 25.20 12.90 17 18
2025: Q1 0.65 35.40 126 19.40 16.40 29 28
2025: Q2 0.70 12.90 126 13.00 17.50 14 14
2025: Q3 0.73 12.30 130 15.10 17.60 32 32
2025: Q4 0.71 39.20 130 1.70 17.20 17 14
2026: Q1 0.72 10.80 134 6.60 17.60 27 27
2026: Q2 0.70 0.00 3 -97.50 756.20 27 27
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 49 7 5 0.74 8 114 1,106
2017 57 9 5 0.42 8 180 1,321
2018 84 17 14 1.22 19 260 2,095
2019 113 30 24 1.74 24 285 2,274
2020 169 37 30 1.64 29 410 4,160
2021 203 65 52 2.53 56 433 4,726
2022 264 69 54 2.38 70 580 5,990
2023 386 91 71 2.81 92 644 6,585
2024 458 83 65 2.46 61 799 7,857
2025 512 113 88 2.96 92 897 8,215

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Business First Bancshares, Inc. ist die Bankholding der b1BANK, die verschiedene Bankprodukte und -dienstleistungen in Louisiana und Texas anbietet.

Employees821
HeadquartersBaton Rouge, LA
Address500 Laurel Street, 70801 Baton Rouge, United States
Phone225 248 7600
Websiteb1bank.com
IPO Date9. Apr 2018
ISINUS12326C1053

Management

Management
Name Title Birth Year
David R. Melville III Chairman, President & CEO 1975
Gregory Robertson Executive VP, CFO & Treasurer 1972
Keith Mansfield Executive VP & COO 1977
Philip Jordan Executive VP & Chief Banking Officer 1973
Norman Jerome Vascocu Jr. President of b1BANK 1974
Heather Gatte Roemer Executive VP & Chief Administrative Officer 1982
Saundra Strong Executive VP, General Counsel & Corporate Secretary 1979
Senna Bayasgalan Chief Marketing Officer
Kathryn Manning Executive VP & Chief Risk Officer 1989
Warren McDonald Executive VP & Chief Credit Officer 1967

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
31. Jul 2026 Cummings George W. III Director Sell 10,000 31.50 315,000
30. Jul 2026 Mansfield Keith EVP&COO of b1Bank Sell 4,200 32.08 134,736
30. Jul 2026 Cummings George W. III Director Sell 10,000 32.08 320,800
29. Jul 2026 Cummings George W. III Director Sell 10,000 31.88 318,800
29. Jul 2026 Johnson Joseph Vernon Director Sell 2,000 31.15 62,300
28. Jul 2026 Cummings George W. III Director Sell 10,000 31.86 318,600
28. Jul 2026 Johnson Joseph Vernon Director Sell 10,000 31.75 317,500
28. Jul 2026 Day Rick D. Director Buy 1,500 31.61 47,415

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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