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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

BankUnited Inc (BKU)

Financial Services Banks - Regional
46.70 $
+1.2% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
46.10$
Open
46.40$
Day High
46.70$
Day Low
45.80$
Volume
730,311shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
35.40 $ 50.90 $
10/16/2025 02/06/2026

Current price 46.70 $ — 73% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
3.4$B
Shares Outstanding
72Mio.
Float
99.0%
Beta
1.2

Performance

Perf. 1M
4.10%
Perf. 3M
9.50%
Perf. 6M
8.50%
YTD Performance (%)
11.70%
52-Week-High Distance
-3.6%
Perf. 1Y
31.60%
Perf. 3Y
73.56%
Perf. 5Y
39.20%
Perf. 10Y
110.14%
Perf. Since Inception
157.14%

Technical Indicators

MA 38 Days
48.00$
MA 50 Days
47.70$
MA 200 Days
45.60$
RSI (14)
45.0
Volatility 30 Days
25.9%
Volatility 250 Days
28.8%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
12.9
Forward P/E
11.0
PEG
0.3
P/B
1.1
P/S
1.6
EV/EBITDA
0.0
Price/FCF
9.5

Profitability

Gross Margin
100.0%
EBIT Margin
32.4%
Net Margin
26.2%
Return on Equity
9.2%
Return on Assets
0.8%

Balance Sheet & Safety

Equity Ratio
8.5%
Debt/Equity
0.7
Altman Z″
3.37
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
3.70%
EPS Growth Last Quarter
6.40%
Sales Growth (Year)
5.84%
Forward Sales Growth
5.51%
Forward EPS Growth
11.50%

Dividend

Dividend Yield
2.83%
Dividend Per Share (TTM)
1.28$
Payout Ratio
34.7%
Years Without a Cut
10Years
Increase Streak
6Years

Quality & Screener

Stage
2
RS Rating
65
EPS Rating
55
Piotroski
5 out of 9
Fundamental Rating
C (53 out of 100)
Altman Z″
3.37

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 17.9% passed
  • More than 10% revenue growth is expected for the coming year 5.5% failed
  • Share count grows by less than 3% a year -0.8% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 22.6% failed
  • Gross margin at 40% or higher and without meaningful erosion 49.5% passed
  • Goodwill from acquisitions does not grow faster than revenue 0.2% passed
  • Net debt below twice EBITDA 4.5 x EBITDA failed
  • Operating cash flow covers the profits of the last three years 770 m passed
  • Return on capital at 15% or higher, or up versus two years ago 1.1% failed
  • Insiders hold at least 10% or are net buyers 0.9% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 46.70 $
Price Target (average) 50.55 $

The price target sits 8.2% above the current price.

Consensus
Sell
Analyst Ratings
11
Distribution of Recommendations
Strong Buy 4
Buy 1
Hold 5
Sell 0
Strong Sell 1

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 3.92 3.84 – 4.00 1,154 8
12/31/2027 4.48 4.16 – 4.70 1,216 14.2% 9

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

21. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.06 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 493.2 $M Q4 2025: Q1 · 466.0 $M Q1 2025: Q2 · 481.6 $M Q2 2025: Q3 · 722.5 $M Q3 2025: Q4 · 472.4 $M Q4 2026: Q1 · 446.9 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.93 229.20 493 -1.40 14.10 186 186
2025: Q1 0.79 20.70 466 -8.30 12.50 16 16
2025: Q2 0.92 27.40 482 -5.10 14.30 118 118
2025: Q3 0.97 17.10 723 40.20 9.90 100 100
2025: Q4 0.90 -3.50 472 -4.20 14.70 125 125
2026: Q1 0.80 2.30 447 -4.10 13.80 18 18
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 1,166 335 226 2.18 309 2,418 27,880
2017 1,362 404 614 5.80 319 3,026 30,347
2018 1,581 416 325 3.12 824 2,924 32,164
2019 1,429 404 313 3.27 636 2,981 32,871
2020 1,201 250 198 2.16 864 31,165 35,010
2021 1,094 449 415 4.59 1,220 33,189 35,815
2022 1,308 375 285 3.62 1,294 2,436 37,027
2023 1,944 237 179 2.43 658 2,578 35,762
2024 2,024 316 232 3.14 434 2,814 35,242
2025 2,142 357 268 3.49 359 3,054 35,039

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

BankUnited, Inc. ist die Bankholdinggesellschaft der BankUnited, einer nationalen Bankgesellschaft, die eine Reihe von Bankdienstleistungen in den USA anbietet.

Employees1,785
HeadquartersMiami Lakes, FL
Address14817 Oak Lane, 33016 Miami Lakes, United States
Phone305 569 2000
Websitebankunited.com
IPO Date28. Jan 2011
ISINUS06652K1034

Management

Management
Name Title Birth Year
Rajinder P. Singh Chairman, President & CEO 1971
James G. Mackey Chief Financial Officer 1967
Thomas M. Cornish Chief Operating Officer 1959
Rishi Bansal Chief Investment Officer of BankUnited, National Association 1974
Jay D. Richards Chief Risk Officer of BankUnited, National Association 1971
Christopher Perry Executive VP & Director of Human Resources
Lisa Shim Executive VP & Head of Consumer and Small Business
Benjamin Stacks Executive VP & Manager of Commercial Real Estate Lending for North Region
Joshua Kesner Senior VP & Director of Commercial Card Services
Kelly Taub Executive VP & Director of Credit Review

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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