Bank Ozk (OZK)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 51.30 $ — 83% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 26.7% passed
- More than 10% revenue growth is expected for the coming year 6.4% failed
- Share count grows by less than 3% a year -2.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.2% failed
- Gross margin at 40% or higher and without meaningful erosion 55.4% failed
- Goodwill from acquisitions does not grow faster than revenue 1.6% passed
- Net debt below twice EBITDA 2,370 m net cash passed
- Operating cash flow covers the profits of the last three years 431 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.5% failed
- Insiders hold at least 10% or are net buyers 6.8% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 5.7% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 9
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 5.80 | 5.41 – 5.91 | 1,734 | -6.1% | 9 |
| 12/31/2027 | 6.11 | 5.53 – 6.50 | 1,811 | 5.3% | 10 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.41 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.60 | 3.80 | 696 | 7.00 | 26.20 | 154 | 121 |
| 2025: Q1 | 1.51 | -2.30 | 671 | 0.60 | 25.60 | 269 | 242 |
| 2025: Q2 | 1.61 | 3.30 | 700 | 0.40 | 26.20 | 147 | 128 |
| 2025: Q3 | 1.63 | 2.30 | 731 | 2.20 | 25.20 | 215 | 186 |
| 2025: Q4 | 1.57 | -1.70 | 705 | 1.30 | 25.00 | 206 | 175 |
| 2026: Q1 | 1.47 | -2.20 | 662 | -1.30 | 24.70 | 239 | 212 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 756 | 424 | 270 | 2.58 | 242 | 2,792 | 18,890 |
| 2017 | 1,045 | 581 | 422 | 3.35 | 384 | 3,464 | 21,276 |
| 2018 | 1,201 | 554 | 417 | 3.24 | 705 | 3,773 | 22,388 |
| 2019 | 1,263 | 564 | 426 | 3.30 | 425 | 4,153 | 23,556 |
| 2020 | 1,177 | 376 | 292 | 2.26 | 552 | 4,272 | 27,163 |
| 2021 | 1,187 | 753 | 579 | 4.47 | 543 | 4,836 | 26,530 |
| 2022 | 1,381 | 722 | 564 | 4.67 | 765 | 4,690 | 27,657 |
| 2023 | 2,251 | 867 | 691 | 6.02 | 882 | 5,139 | 34,237 |
| 2024 | 2,774 | 931 | 716 | 6.28 | 834 | 5,706 | 38,259 |
| 2025 | 2,806 | 934 | 715 | 6.38 | 838 | 6,130 | 40,786 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Bank OZK ist eine Full-Service-Bank mit Charter im Bundesstaat Arkansas, die Privat- und Firmenkunden-Bankdienstleistungen anbietet. Das Unternehmen bietet Einlagendienste, darunter unverzinsliche Girokonten, verzinsliche Transaktionskonten, Business-Sweep-, Spar-, Geldmarkt-, individuelle Altersvorsorge- und…
| Employees | 3,280 |
|---|---|
| Headquarters | Little Rock, AR |
| Address | 18000 Cantrell Road, 72223 Little Rock, United States |
| Phone | 501 978 2265 |
| Website | ozk.com |
| IPO Date | 17. Jul 1997 |
| ISIN | US06417N1037 |
| Stock Split | 2:1 on 06/24/2014 |
Management
| Name | Title | Birth Year |
|---|---|---|
| George G. Gleason II | Chairman & CEO | 1954 |
| Paschall Brannon Hamblen | President | 1966 |
| Tim Hicks CPA | Chief Financial Officer | 1973 |
| Cynthia Wolfe | Chief Operating Officer | 1966 |
| John Carter | Chief Credit Officer | 1981 |
| Stan Thomas | Chief Accounting Officer | 1972 |
| Jason Cathey | Chief Information Officer | 1982 |
| Tamara Gotham | Chief Administrative Officer | 1984 |
| Helen Woodyard Brown J.D. | General Counsel & Corporate Secretary | 1978 |
| Candace Graham | Executive VP & Director of Corporate Communication | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.