Ames National Corporation (ATLO)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 30.90 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
5/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 7.3%
- Exp. sales growth 3Y > 5% -100.0%
- EBIT growth 10Y > 5% 0.3%
- Exp. EBIT growth 3Y > 5% 15.0%
- Net debt < 4x EBIT -26.6x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 60.1%
- Return on equity > 15% 9.8%
- ROCE > 15% 1.3%
- Expected return > 10% 23.8%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 11.3% failed
- More than 10% revenue growth is expected for the coming year no data
- Share count grows by less than 3% a year -0.4% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.4% failed
- Gross margin at 40% or higher and without meaningful erosion 66.3% passed
- Goodwill from acquisitions does not grow faster than revenue 0.6% passed
- Net debt below twice EBITDA 616 m net cash passed
- Operating cash flow covers the profits of the last three years 15 m passed
- Return on capital at 15% or higher, or up versus two years ago 1.3% failed
- Insiders hold at least 10% or are net buyers 1.3% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 0.3% above the current price.
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 2.70 | 2.70 – 2.70 | 0 | – | 1 |
| 12/31/2027 | 2.82 | 2.82 – 2.82 | 0 | 4.4% | 1 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.65 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.40 | 64.20 | 24 | 7.80 | 14.70 | 6 | 6 |
| 2025: Q1 | 0.39 | 49.40 | 24 | 6.20 | 14.50 | 7 | 7 |
| 2025: Q2 | 0.51 | 106.50 | 24 | 4.20 | 18.70 | 4 | 4 |
| 2025: Q3 | 0.51 | 105.60 | 24 | 5.50 | 18.70 | 3 | 3 |
| 2025: Q4 | 0.74 | 85.40 | 26 | 9.20 | 25.00 | 8 | 8 |
| 2026: Q1 | 0.67 | 73.10 | 25 | 5.60 | 23.80 | 8 | 8 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 52 | 23 | 16 | 1.69 | 21 | 165 | 1,366 |
| 2017 | 54 | 21 | 14 | 1.47 | 19 | 171 | 1,375 |
| 2018 | 58 | 21 | 17 | 1.83 | 21 | 173 | 1,456 |
| 2019 | 65 | 21 | 17 | 1.86 | 20 | 188 | 1,737 |
| 2020 | 74 | 23 | 19 | 2.06 | 30 | 209 | 1,976 |
| 2021 | 71 | 31 | 24 | 2.62 | 31 | 208 | 2,137 |
| 2022 | 71 | 25 | 19 | 2.14 | 21 | 149 | 2,135 |
| 2023 | 84 | 13 | 11 | 1.20 | 19 | 166 | 2,155 |
| 2024 | 92 | 12 | 10 | 1.14 | 14 | 175 | 2,133 |
| 2025 | 98 | 23 | 19 | 2.13 | 21 | 208 | 2,134 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Ames National Corporation ist eine Multi-Bank-Holding, die hauptsächlich in den Countys Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor und Union im zentralen, nördlich-zentralen und südlich-zentralen Iowa Bankprodukte und -dienstleistungen anbietet. Das Unternehmen nimmt verschiedene Einlagenprodukte an, darunter…
| Employees | 247 |
|---|---|
| Headquarters | Ames, IA |
| Address | 323 Sixth Street, 50010 Ames, United States |
| Phone | 515 232 6251 |
| Website | amesnational.com |
| IPO Date | 15. Feb 2000 |
| ISIN | US0310011004 |
| Stock Split | 3:1 on 07/18/2005 |
Management
| Name | Title | Birth Year |
|---|---|---|
| John P. Nelson | President, CEO & Director | 1967 |
| Scott T. Bauer | President & Director of First National Bank | 1963 |
| Michael A. Wilson | Chief Lending Officer | 1965 |
| Justin C. Clausen | CFO & Secretary | 1988 |
| Timothy J. Lupardus | Senior VP & Chief Information Officer | – |
| Lori J. Hill | Valuation Services Coordinator & Administrative Officer | – |
| Dena M. Gray-Fisher | VP & Marketing Director | – |
| Jennifer J. Hanson | VP & Human Resources Director | – |
| Joel L. Regenwether | Senior VP & Operations Project Manager | – |
| Richard J. Schreier | President & Director of Reliance State Bank | 1968 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.