ACI Worldwide Inc (ACIW)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 57.30 $ — 87% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 7.4% failed
- More than 10% revenue growth is expected for the coming year 7.6% failed
- Share count grows by less than 3% a year -2.8% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 28.0% failed
- Gross margin at 40% or higher and without meaningful erosion 49.0% passed
- Goodwill from acquisitions does not grow faster than revenue 39.7% passed
- Net debt below twice EBITDA 1.4 x EBITDA passed
- Operating cash flow covers the profits of the last three years 299 m passed
- Return on capital at 15% or higher, or up versus two years ago 13.8% passed
- Insiders hold at least 10% or are net buyers 1.3% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 16.4% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 7
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.52 | 3.41 – 3.68 | 1,902 | 24.3% | 3 |
| 12/31/2027 | 3.84 | 3.80 – 3.88 | 2,046 | 9.2% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 0.31 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.93 | -17.50 | 453 | -4.90 | 21.80 | 127 | 120 |
| 2025: Q1 | 0.55 | – | 395 | 24.90 | 14.90 | 78 | 69 |
| 2025: Q2 | 0.12 | -60.10 | 401 | 7.40 | 3.00 | 50 | 42 |
| 2025: Q3 | 0.88 | 14.40 | 482 | 6.80 | 18.90 | 73 | 63 |
| 2025: Q4 | 0.62 | -32.90 | 482 | 6.30 | 13.40 | 122 | 117 |
| 2026: Q1 | 0.37 | -32.40 | 426 | 7.90 | 9.00 | 64 | 50 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 1,006 | 221 | 130 | 1.09 | 100 | 755 | 1,902 |
| 2017 | 1,024 | 85 | 5 | 0.04 | 146 | 765 | 1,862 |
| 2018 | 1,010 | 126 | 69 | 0.59 | 184 | 1,048 | 2,122 |
| 2019 | 1,258 | 124 | 67 | 0.57 | 138 | 1,130 | 3,258 |
| 2020 | 1,294 | 145 | 73 | 0.62 | 336 | 1,207 | 3,387 |
| 2021 | 1,371 | 210 | 128 | 1.08 | 220 | 1,245 | 3,159 |
| 2022 | 1,422 | 204 | 142 | 1.24 | 143 | 1,193 | 3,210 |
| 2023 | 1,453 | 220 | 122 | 1.12 | 169 | 1,324 | 3,445 |
| 2024 | 1,594 | 308 | 203 | 1.91 | 359 | 1,424 | 3,025 |
| 2025 | 1,760 | 330 | 227 | 2.16 | 323 | 1,519 | 3,105 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
ACI Worldwide, Inc. entwickelt, vermarktet, installiert und unterstützt Softwareprodukte und -dienstleistungen zur Ermöglichung elektronischer Zahlungen in den USA und weltweit.
| Employees | 2,930 |
|---|---|
| Headquarters | Elkhorn, NE |
| Address | 6060 Coventry Drive, 68022-6482 Elkhorn, United States |
| Phone | 402 390 7600 |
| Website | aciworldwide.com |
| IPO Date | 23. Feb 1995 |
| ISIN | US0044981019 |
| Stock Split | 3:1 on 07/11/2014 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Thomas Woodrow Warsop III | CEO, President & Director | 1966 |
| Robert W. Leibrock | Chief Financial Officer | 1982 |
| J. P. Krishnamoorthy | Chief Innovation & Technology Officer | 1968 |
| Dennis P. Byrnes J.D. | Executive VP, Chief Legal and Risk Officer, General Counsel & Secretary | 1963 |
| Praveena Nathawat | Chief Human Resources Officer | – |
| Craig A. Maki | Chief Development Officer | 1966 |
| John Kraft | Head of Strategy & Finance | – |
| Craig Ramsey | Head of Real-Time Payments, Product Management | – |
| Philip Bruno | Chief Strategy & Growth Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.