ACI Worldwide Inc
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Price history
Chart
Interactive price chart (TradingView).
52-week range: 38.50 $ to 60.20 $ · Last price: 51.20 $ (As of: September 17, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 09/18/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Software - Infrastructure
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| ACI Worldwide Inc ACIW | 5.2 | 25.3 | 12.5 | 49.1 | 14.8 | 10.4 | 2.9 |
| Microsoft Corporation MSFT | 3,632.6 | 30.8 | 17.6 | 67.9 | 46.3 | 14.9 | -1.6 |
| Oracle Corporation ORCL | 435.3 | 24.7 | 14.8 | 64.0 | 36.2 | 17.4 | -49.5 |
| Palantir Technologies Inc. PLTR | 432.5 | 199.0 | 147.5 | 84.8 | 46.2 | 56.2 | 4.7 |
| Palo Alto Networks Inc PANW | 305.7 | 302.6 | 194.0 | 70.4 | -2.5 | 14.9 | 84.7 |
| Crowdstrike Holdings Inc CRWD | 248.2 | – | 490.1 | 75.2 | -2.2 | 21.7 | 120.6 |
| Fortinet Inc FTNT | 124.2 | 61.8 | 39.6 | 80.2 | 31.3 | 14.2 | 115.0 |
| Cloudflare Inc NET | 115.1 | – | 2,805.8 | 72.6 | -9.7 | 29.9 | 56.1 |
| Synopsys Inc SNPS | 73.0 | 77.0 | 22.3 | 82.9 | 10.4 | 15.1 | -10.4 |
| Median of companies shown | 248.2 | 61.8 | 39.6 | 72.6 | 14.8 | 15.1 | 4.7 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 1,006 | 221 | 130 | 1.09 | 100 | 755 | 1,902 |
| 2017 | 1,024 | 85 | 5 | 0.04 | 146 | 765 | 1,862 |
| 2018 | 1,010 | 126 | 69 | 0.59 | 184 | 1,048 | 2,122 |
| 2019 | 1,258 | 124 | 67 | 0.57 | 138 | 1,130 | 3,258 |
| 2020 | 1,294 | 145 | 73 | 0.62 | 336 | 1,207 | 3,387 |
| 2021 | 1,371 | 210 | 128 | 1.08 | 220 | 1,245 | 3,159 |
| 2022 | 1,422 | 204 | 142 | 1.24 | 143 | 1,193 | 3,210 |
| 2023 | 1,453 | 220 | 122 | 1.12 | 169 | 1,324 | 3,445 |
| 2024 | 1,594 | 308 | 203 | 1.91 | 359 | 1,424 | 3,025 |
| 2025 | 1,760 | 330 | 227 | 2.16 | 323 | 1,519 | 3,105 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.93 | -17.50 | 453 | -4.90 | 21.80 | 127 | 120 |
| 2025: Q1 | 0.55 | – | 395 | 24.90 | 14.90 | 78 | 69 |
| 2025: Q2 | 0.12 | -60.10 | 401 | 7.40 | 3.00 | 50 | 42 |
| 2025: Q3 | 0.88 | 14.40 | 482 | 6.80 | 18.90 | 73 | 63 |
| 2025: Q4 | 0.62 | -32.90 | 482 | 6.30 | 13.40 | 122 | 117 |
| 2026: Q1 | 0.37 | -32.40 | 426 | 7.90 | 9.00 | 64 | 50 |
| 2026: Q2 | 0.31 | 158.30 | 430 | 7.30 | 7.40 | 71 | 64 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 8 of our scanner strategies — each hit links to the scanner.
Quality & Balance Sheet
Breakout & Setup
Momentum & Trend
Risk & Weakness
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. Scanners marked in red are red-flag signals (risk/short scanners) — appearing there is not a seal of approval. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.59 | 3.50 – 3.72 | 1,905 | 26.9% | 3 |
| 12/31/2027 | 3.89 | 3.87 – 3.92 | 2,050 | 8.4% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly 3.5% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $354.6M |
|---|---|
| Market cap | $5.20B |
| Free cash flow in year ten | $499.1M |
| Terminal value as a share of market value | 50.5% |
For comparison: over the past five years free cash flow grew by 1.4% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available.
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 7.4%
- More than 10% revenue growth is expected for the coming year 7.6%
- Share count grows by less than 3% a year -2.8%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 28.0%
- Gross margin at 40% or higher and without meaningful erosion 49.0%
- Goodwill from acquisitions does not grow faster than revenue 39.7%
- Net debt below twice EBITDA 1.4 x EBITDA
- Operating cash flow covers the profits of the last three years 299 m
- Return on capital at 15% or higher, or up versus two years ago 13.8%
- Insiders hold at least 10% or are net buyers 1.3%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 6.4%
- Exp. sales growth 3Y > 5% 7.9%
- EBIT growth 10Y > 5% 4.5%
- Exp. EBIT growth 3Y > 5% 34.1%
- Net debt < 4x EBIT 2.0x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 61.7%
- Return on equity > 15% 357.7%
- ROCE > 15% 13.8%
- Expected return > 10% 42.1%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 6, 2026 | Leibrock Robert William | Chief Financial Officer | Other | 1,905 | 52.95 | 100,870 |
| Sep 6, 2026 | Shultz Ronald Craig | GM, ACI Speedpay | Other | 724 | 52.95 | 38,336 |
| Sep 6, 2026 | Litch Erich J | GM, Payment Software | Other | 963 | 52.95 | 50,991 |
| Sep 4, 2026 | Shultz Ronald Craig | GM, ACI Speedpay | Other | 765 | 52.95 | 40,507 |
| Sep 4, 2026 | Shultz Ronald Craig | GM, ACI Speedpay | Other | 385 | 52.95 | 20,386 |
| Sep 4, 2026 | Litch Erich J | GM, Payment Software | Other | 667 | 52.95 | 35,318 |
| Sep 4, 2026 | Litch Erich J | GM, Payment Software | Other | 136 | 52.95 | 7,201 |
The company
About the Company
ACI Worldwide, Inc. entwickelt, vermarktet, installiert und unterstützt Softwareprodukte und -dienstleistungen zur Ermöglichung elektronischer Zahlungen in den USA und weltweit.
- Employees
- 2,930
- Headquarters
- Elkhorn, NE
- Address
- 6060 Coventry Drive, 68022-6482 Elkhorn, United States
- Phone
- 402 390 7600
- Website
- aciworldwide.com
- IPO Date
- 02/23/1995
- ISIN
- US0044981019
- Stock Split
- 959692:319897 on 07/11/2014
- Stock Split
- 2:1 on 07/02/1996
Management
| Name | Title | Birth Year |
|---|---|---|
| Thomas Woodrow Warsop III | CEO, President & Director | 1966 |
| Robert W. Leibrock | Chief Financial Officer | 1982 |
| J. P. Krishnamoorthy | Chief Innovation & Technology Officer | 1968 |
| Dennis P. Byrnes J.D. | Executive VP, Chief Legal and Risk Officer, General Counsel & Secretary | 1963 |
| Bindu Chellappan | Senior Vice President of Marketing | – |
| Praveena Nathawat | Chief Human Resources Officer | – |
| Craig A. Maki | Chief Development Officer | 1966 |
| John Kraft | Head of Strategy & Finance | – |
| Craig Ramsey | Head of Real-Time Payments, Product Management | – |
| Philip Bruno | Chief Strategy & Growth Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Filings
Company Filings (8-K)
An 8-K is the filing a US company must use to disclose material events immediately — takeovers, changes at the top, major contracts or payment troubles, for instance. The links open the original document at the US Securities and Exchange Commission (SEC).
- 08/06/2026 ACI WORLDWIDE, INC. (ACIW): Results of Operations and Financial Condition; Regulation FD Disclosure; Financial Statements and Exhibits SEC ↗
Data as of: September 17, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.