White Mountains Insurance Group, Ltd. (WTM)
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This stock currently matches 6 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 2,098.00 $ — 67% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 32.7% passed
- More than 10% revenue growth is expected for the coming year no data
- Share count grows by less than 3% a year -3.3% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 14.7% failed
- Gross margin at 40% or higher and without meaningful erosion 53.7% passed
- Goodwill from acquisitions does not grow faster than revenue 1.8% passed
- Net debt below twice EBITDA 2,311 m net cash passed
- Operating cash flow covers the profits of the last three years -862 m failed
- Return on capital at 15% or higher, or up versus two years ago 16.7% passed
- Insiders hold at least 10% or are net buyers 3.1% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 82.8% below the current price.
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Next Reporting Date
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | -50.78 | -145.40 | 358 | -51.40 | -36.40 | 64 | 64 |
| 2025: Q1 | 13.34 | -85.70 | 578 | -10.70 | 5.90 | -40 | -40 |
| 2025: Q2 | 48.37 | – | 689 | 74.30 | 17.80 | 178 | 178 |
| 2025: Q3 | 44.79 | -36.60 | 864 | -9.40 | 13.20 | 359 | 359 |
| 2025: Q4 | 327.25 | – | 576 | 60.90 | 145.10 | 61 | 61 |
| 2026: Q1 | -12.18 | -191.30 | 515 | -10.80 | -6.00 | 37 | 37 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 158 | -147 | 402 | 80.06 | -131 | 3,737 | 6,545 |
| 2017 | 374 | 8 | 627 | 146.06 | -62 | 3,361 | 3,659 |
| 2018 | 369 | -178 | -141 | -42.25 | -31 | 2,718 | 3,363 |
| 2019 | 893 | 405 | 415 | 131.96 | -121 | 3,145 | 3,983 |
| 2020 | 896 | 660 | 709 | 229.99 | -61 | 3,818 | 4,831 |
| 2021 | 614 | -274 | -275 | -90.52 | 39 | 3,705 | 7,001 |
| 2022 | 1,158 | -149 | 793 | 280.52 | 326 | 3,935 | 7,389 |
| 2023 | 2,167 | 565 | 509 | 201.48 | 404 | 4,241 | 8,386 |
| 2024 | 2,354 | 317 | 230 | 91.00 | 587 | 4,484 | 9,926 |
| 2025 | 2,707 | 1,329 | 1,106 | 433.17 | -7 | 5,425 | 12,307 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
White Mountains Insurance Group, Ltd. bietet Versicherungsdienstleistungen in den USA, dem Vereinigten Königreich, Bermuda und international an.
| Employees | 1,648 |
|---|---|
| Headquarters | Hamilton, Bermuda |
| Address | A.S. Cooper Building, HM 11 Hamilton, Bermuda |
| Phone | 441 278 3160 |
| Website | whitemountains.com |
| IPO Date | 9. May 1986 |
| ISIN | BMG9618E1075 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Liam P. Caffrey | CEO & Director | 1973 |
| Giles Edward Harrison | President | 1970 |
| Michaela J. Hildreth | MD & Chief Accounting Officer | 1969 |
| Robert Lawrence Seelig Esq. | Executive VP, General Counsel & Investor Relation | 1969 |
| George Manning Rountree | Senior Advisor | 1972 |
| Michael Papamichael | MD & CFO | 1981 |
| Jonathan Adam Cramer | Chief Investment Officer | – |
| Jennifer L. Moyer | Chief Administrative Officer & Corporate Secretary | 1972 |
| David Grant Staples | Head of Tax | – |
| Dennis Beaulieu | Treasurer | 1947 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.