TransUnion (TRU)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 78.60 $ — 46% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 7.3% failed
- More than 10% revenue growth is expected for the coming year 8.0% failed
- Share count grows by less than 3% a year 0.6% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 23.8% failed
- Gross margin at 40% or higher and without meaningful erosion 59.1% passed
- Goodwill from acquisitions does not grow faster than revenue 47.3% passed
- Net debt below twice EBITDA 3.0 x EBITDA failed
- Operating cash flow covers the profits of the last three years 1,932 m passed
- Return on capital at 15% or higher, or up versus two years ago 8.6% passed
- Insiders hold at least 10% or are net buyers 0.4% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 22.4% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 20
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 4.85 | 4.78 – 4.94 | 5,166 | 12.8% | 19 |
| 12/31/2027 | 5.61 | 5.29 – 6.10 | 5,575 | 15.6% | 20 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.34 | -25.10 | 1,037 | 8.60 | 6.40 | 254 | 137 |
| 2025: Q1 | 0.75 | 125.20 | 1,096 | 7.30 | 13.50 | 53 | -16 |
| 2025: Q2 | 0.56 | 27.60 | 1,140 | 9.50 | 9.60 | 291 | 214 |
| 2025: Q3 | 0.49 | 41.90 | 1,170 | 7.80 | 8.30 | 324 | 240 |
| 2025: Q4 | 0.52 | 54.80 | 1,171 | 13.00 | 8.60 | 320 | 223 |
| 2026: Q1 | 2.04 | 171.80 | 1,246 | 13.70 | 31.90 | 84 | 19 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 1,705 | 301 | 121 | 0.65 | 390 | 1,363 | 4,781 |
| 2017 | 1,934 | 465 | 441 | 2.32 | 468 | 1,729 | 5,119 |
| 2018 | 2,317 | 513 | 277 | 1.45 | 556 | 1,890 | 7,040 |
| 2019 | 2,463 | 542 | 347 | 1.81 | 777 | 2,245 | 7,113 |
| 2020 | 2,531 | 500 | 343 | 1.79 | 787 | 2,540 | 7,312 |
| 2021 | 2,960 | 652 | 1,390 | 7.20 | 808 | 3,908 | 12,635 |
| 2022 | 3,710 | 626 | 266 | 1.38 | 297 | 4,170 | 11,666 |
| 2023 | 3,831 | 129 | -206 | -1.07 | 645 | 4,008 | 11,105 |
| 2024 | 4,184 | 667 | 284 | 1.45 | 833 | 4,217 | 10,985 |
| 2025 | 4,576 | 858 | 455 | 2.32 | 988 | 4,439 | 11,113 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
TransUnion ist eine globale Verbraucher-Kreditauskunftei, die Risiko- und Informationslösungen anbietet. Das Unternehmen ist in zwei Segmenten tätig: U.S. Markets und International.
| Employees | 13,000 |
|---|---|
| Headquarters | Chicago, IL |
| Address | 555 West Adams, 60661 Chicago, United States |
| Phone | 312 985 2000 |
| Website | transunion.com |
| IPO Date | 25. Jun 2015 |
| ISIN | US89400J1079 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Christopher A. Cartwright | President, CEO & Director | 1965 |
| Todd M. Cello CPA | Executive VP & CFO | 1976 |
| Tiffani L. Chambers | Executive VP & COO | 1978 |
| Alicia B. Zuiker | Executive VP & Chief Human Resources Officer | 1982 |
| Mohamed F. Abdelsadek | Executive VP & Chief Global Solutions Officer | 1976 |
| Jennifer A. Williams | Senior VP & Chief Accounting Officer | 1974 |
| Venkat Achanta | Executive VP and Chief Technology, Data & Analytics Officer | 1973 |
| Gregory R. Bardi C.F.A. | Vice President of Investor Relations | – |
| Heather J. Russell J.D. | Executive VP & Chief Legal Officer | 1972 |
| Clayton F. Ruebensaal III | Executive VP & Chief Marketing and Communications Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 28. Jul 2026 | Abdelsadek Mohamed | EVP, Chief Global Solutions | Sell | 23,495 | 85.00 | 1,997,075 |
| 7. Jul 2026 | Williams Jennifer A. | SVP, Chief Accounting Officer | Sell | 972 | 80.00 | 77,760 |
| 21. Apr 2026 | Heather J Russell | EVP | Sell | 1,983 | 80.00 | 158,640 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.