Preferred Bank (PFBC)
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Appears in These Scanners
This stock currently matches 4 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 106.90 $ — 91% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/05/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
Industry comparison
Industry: Banks - RegionalThe stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Preferred Bank PFBC | 1.2 | – | 0.0 | 100.0 | – | -4.1 | 21.6 |
| PNC Financial Services Group Inc PNC | 101.1 | 14.9 | 0.0 | 100.0 | 36.7 | -7.0 | 38.9 |
| U.S. Bancorp USB | 98.6 | 13.6 | 0.0 | 100.0 | 37.8 | 0.4 | 50.4 |
| Nu Holdings Ltd NU | 69.7 | 22.1 | 0.0 | 100.0 | 48.2 | 43.0 | 19.1 |
| Truist Financial Corp TFC | 65.7 | 13.0 | 0.0 | 100.0 | 39.0 | 25.5 | 26.8 |
| Fifth Third Bancorp FITB | 52.8 | 19.6 | 0.0 | 100.0 | 8.0 | -1.4 | 44.2 |
| M&T Bank Corporation MTB | 36.5 | 14.2 | 0.0 | 100.0 | 38.9 | -8.2 | 38.4 |
| Huntington Bancshares Incorporated HBAN | 35.0 | 13.5 | 0.0 | 100.0 | 40.7 | 4.4 | 12.0 |
| Citizens Financial Group, Inc. CFG | 30.7 | 17.5 | 0.0 | 100.0 | 32.1 | -9.7 | 59.5 |
| Median of companies shown | 52.8 | 14.5 | 0.0 | 100.0 | 38.4 | -1.4 | 38.4 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly -6.0% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $166.8M |
|---|---|
| Market cap | $1.25B |
| Free cash flow in year ten | $89.7M |
| Terminal value as a share of market value | 37.9% |
For comparison: over the past five years free cash flow grew by 10.3% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 16.4%
- Exp. sales growth 3Y > 5% -21.7%
- EBIT growth 10Y > 5% 13.7%
- Exp. EBIT growth 3Y > 5% 2.7%
- Net debt < 4x EBIT -2.3x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 13.1%
- Return on equity > 15% 16.9%
- ROCE > 15% 2.5%
- Expected return > 10% 16.4%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
5 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 18.3% passed
- More than 10% revenue growth is expected for the coming year 7.4% failed
- Share count grows by less than 3% a year -4.7% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 29.3% failed
- Gross margin at 40% or higher and without meaningful erosion 55.0% failed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 443 m net cash passed
- Operating cash flow covers the profits of the last three years 94 m passed
- Return on capital at 15% or higher, or up versus two years ago 2.5% failed
- Insiders hold at least 10% or are net buyers 8.0% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 4.3% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 5
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 10.74 | 10.58 – 10.94 | 291 | 3.2% | 5 |
| 12/31/2027 | 10.98 | 10.60 – 11.15 | 306 | 2.2% | 5 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 2.70 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 2.25 | -13.40 | 127 | 2.90 | 23.70 | 40 | 40 |
| 2025: Q1 | 2.23 | -8.40 | 119 | -8.50 | 25.30 | 45 | 44 |
| 2025: Q2 | 2.52 | 1.60 | 124 | -5.00 | 26.40 | 26 | 26 |
| 2025: Q3 | 2.84 | 15.40 | 131 | -1.80 | 27.50 | 11 | 11 |
| 2025: Q4 | 2.79 | 24.10 | 129 | 1.60 | 26.90 | 87 | 86 |
| 2026: Q1 | 2.53 | 13.50 | 121 | 1.90 | 25.80 | 46 | 44 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 128 | 60 | 36 | 2.60 | 53 | 298 | 3,222 |
| 2017 | 163 | 80 | 43 | 2.99 | 53 | 355 | 3,770 |
| 2018 | 204 | 99 | 71 | 4.71 | 99 | 417 | 4,216 |
| 2019 | 233 | 111 | 78 | 5.20 | 87 | 470 | 4,628 |
| 2020 | 220 | 97 | 69 | 4.67 | 104 | 525 | 5,144 |
| 2021 | 219 | 134 | 95 | 6.41 | 120 | 587 | 6,046 |
| 2022 | 301 | 179 | 129 | 8.70 | 144 | 630 | 6,425 |
| 2023 | 482 | 211 | 150 | 10.52 | 175 | 695 | 6,659 |
| 2024 | 520 | 184 | 131 | 9.64 | 165 | 763 | 6,923 |
| 2025 | 499 | 190 | 134 | 10.41 | 168 | 789 | 7,601 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Preferred Bank bietet verschiedene Bankprodukte und -dienstleistungen für kleine und mittlere Unternehmen, Unternehmer, Immobilienentwickler, Selbständige und vermögende Privatpersonen an. Das Unternehmen nimmt Giro-, Spar- und Geldmarktkonten an; festverzinsliche und festlaufende Privat- a…
| Employees | 324 |
|---|---|
| Headquarters | Los Angeles, CA |
| Address | 601 South Figueroa Street, 90017 Los Angeles, United States |
| Phone | 213 891 1188 |
| Website | preferredbank.com |
| IPO Date | 7. Apr 1998 |
| ISIN | US7403674044 |
| Stock Split | 1:5 on 06/20/2011 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Li Yu | Chairman, CEO & Corporate Secretary | 1941 |
| Wellington Chen | President & COO | 1960 |
| Edward J. Czajka | Executive VP & CFO | 1964 |
| Nick Pi | Executive VP & Chief Risk Officer | 1961 |
| Johnny Hsu | Executive VP & Deputy COO | 1975 |
| Stella Chen | Senior Vice President | – |
| Robert J. Kosof | Executive Vice President of Commercial Lending | 1944 |
| Sandy Ho | Executive VP & Regional Manager | – |
| Erika Chi | Executive Vice President | – |
| Ted Hsu | Executive Vice President | 1958 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
52-week range: 82.70 $ to 109.40 $ · Last price: 106.90 $ (As of: August 4, 2026)
Data as of: August 4, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.