Pinnacle Financial Partners, Inc. (PNFP)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 107.50 $ — 100% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
8/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 23.7%
- Exp. sales growth 3Y > 5% 36.7%
- EBIT growth 10Y > 5% 16.9%
- Exp. EBIT growth 3Y > 5% 17.7%
- Net debt < 4x EBIT -13.2x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 25.4%
- Return on equity > 15% 12.4%
- ROCE > 15% 8.4%
- Expected return > 10% 22.5%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
7 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 23.6% passed
- More than 10% revenue growth is expected for the coming year 8.4% failed
- Share count grows by less than 3% a year 0.7% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 25.2% failed
- Gross margin at 40% or higher and without meaningful erosion 65.9% passed
- Goodwill from acquisitions does not grow faster than revenue 3.2% passed
- Net debt below twice EBITDA 10,297 m net cash passed
- Operating cash flow covers the profits of the last three years 462 m passed
- Return on capital at 15% or higher, or up versus two years ago 8.4% passed
- Insiders hold at least 10% or are net buyers 1.4% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 9.9% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 11
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 10.19 | 10.05 – 10.44 | 5,038 | 21.7% | 19 |
| 12/31/2027 | 11.45 | 11.10 – 12.06 | 5,460 | 12.4% | 19 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 2.64 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.95 | 58.10 | 746 | 14.00 | 20.30 | 500 | 473 |
| 2025: Q1 | 1.82 | 12.50 | 711 | 0.60 | 19.70 | -22 | -43 |
| 2025: Q2 | 2.05 | 195.80 | 820 | 25.50 | 19.30 | 262 | 244 |
| 2025: Q3 | 2.24 | 17.40 | 545 | -27.50 | 31.80 | 403 | 443 |
| 2025: Q4 | 2.18 | 11.70 | 846 | 13.50 | 20.10 | 116 | 89 |
| 2026: Q1 | 1.93 | 5.80 | 1,798 | 152.80 | 8.30 | 926 | 911 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 431 | 191 | 127 | 2.91 | 152 | 1,497 | 11,195 |
| 2017 | 715 | 298 | 174 | 2.70 | 166 | 3,708 | 22,206 |
| 2018 | 1,050 | 450 | 359 | 4.64 | 471 | 3,966 | 25,031 |
| 2019 | 1,195 | 498 | 401 | 5.22 | 434 | 4,356 | 27,806 |
| 2020 | 1,199 | 371 | 312 | 4.13 | 428 | 4,905 | 34,933 |
| 2021 | 1,216 | 652 | 527 | 6.95 | 657 | 5,311 | 38,469 |
| 2022 | 1,549 | 697 | 561 | 7.37 | 605 | 5,519 | 41,970 |
| 2023 | 2,475 | 714 | 562 | 7.33 | 478 | 6,036 | 47,960 |
| 2024 | 2,854 | 581 | 475 | 6.16 | 904 | 6,432 | 52,589 |
| 2025 | 2,922 | 780 | 642 | 8.26 | 759 | 7,044 | 57,706 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Pinnacle Financial Partners, Inc. ist die Bankholding der Pinnacle Bank, die diverse Bankprodukte und -dienste für Privatpersonen, Unternehmen und professionelle Einheiten in den USA anbietet.
| Employees | 3,709 |
|---|---|
| Headquarters | Atlanta, GA |
| Address | 3400 Overton Park Drive, 30339 Atlanta, United States |
| Phone | 706 641 6500 |
| Website | pnfp.com |
| IPO Date | 22. Aug 2000 |
| ISIN | US72346Q1040 |
| Stock Split | 2:1 on 05/11/2004 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Michael Terry Turner | Founder & Chairman | 1955 |
| Robert A. McCabe Jr. | Founder, Executive VP, Chief Banking Officer & Vice Chair | 1951 |
| Charissa D. Sumerlin | Executive VP & Chief Credit Officer | 1977 |
| Kevin S. Blair | President, CEO & Director | 1971 |
| Andrew Jamie Gregory Jr. | Executive VP & CFO | 1976 |
| Daniel Zachary Bishop | Executive VP & COO | 1976 |
| Jill K. Hurley | Chief Accounting Officer & Controller | 1980 |
| Randall L. Withrow | Chief Information Officer, Senior VP, Chief Solutions Officer & EVP of Bank Operations | – |
| Jennifer S. Upshaw | Executive VP & Chief Administrative Officer | 1981 |
| Mary W. Schneider | Chief Compliance Officer | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.