FS Bancorp Inc (FSBW)
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Appears in These Scanners
This stock currently matches 11 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 42.30 $ — 64% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 15.6%
- Exp. sales growth 3Y > 5% -10.7%
- EBIT growth 10Y > 5% 12.0%
- Exp. EBIT growth 3Y > 5% 5.9%
- Net debt < 4x EBIT -3.6x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 25.8%
- Return on equity > 15% 11.4%
- ROCE > 15% 10.1%
- Expected return > 10% 23.6%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
6 of 10 Solid growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 17.5% passed
- More than 10% revenue growth is expected for the coming year 8.9% failed
- Share count grows by less than 3% a year -1.5% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 30.7% failed
- Gross margin at 40% or higher and without meaningful erosion 66.6% failed
- Goodwill from acquisitions does not grow faster than revenue 0.1% passed
- Net debt below twice EBITDA 161 m net cash passed
- Operating cash flow covers the profits of the last three years 96 m passed
- Return on capital at 15% or higher, or up versus two years ago 10.1% passed
- Insiders hold at least 10% or are net buyers 8.6% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 6.4% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 4.36 | 4.35 – 4.37 | 159 | 15.8% | 2 |
| 12/31/2027 | 4.88 | 4.70 – 5.15 | 174 | 12.0% | 3 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.11 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.93 | -25.40 | 59 | 19.40 | 12.50 | 41 | 41 |
| 2025: Q1 | 1.03 | -4.30 | 51 | 24.70 | 15.60 | 8 | 8 |
| 2025: Q2 | 1.00 | -12.60 | 53 | 3.90 | 14.50 | 7 | 6 |
| 2025: Q3 | 1.19 | -9.00 | 56 | 6.90 | 16.40 | 45 | 42 |
| 2025: Q4 | 1.10 | 17.70 | 57 | -3.40 | 14.70 | 12 | -3 |
| 2026: Q1 | 1.02 | -0.50 | 55 | 6.70 | 14.30 | 9 | 8 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 59 | 16 | 11 | 1.76 | 4 | 81 | 828 |
| 2017 | 67 | 21 | 14 | 2.14 | 15 | 122 | 982 |
| 2018 | 79 | 29 | 24 | 3.15 | 21 | 180 | 1,622 |
| 2019 | 110 | 28 | 23 | 2.51 | 9 | 200 | 1,713 |
| 2020 | 142 | 50 | 39 | 4.51 | -32 | 230 | 2,113 |
| 2021 | 131 | 47 | 37 | 4.32 | 109 | 248 | 2,286 |
| 2022 | 134 | 37 | 30 | 3.70 | 185 | 232 | 2,633 |
| 2023 | 185 | 45 | 36 | 4.56 | 78 | 264 | 2,973 |
| 2024 | 204 | 42 | 35 | 4.44 | 51 | 296 | 3,029 |
| 2025 | 218 | 45 | 33 | 4.36 | 72 | 308 | 3,197 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
FS Bancorp, Inc. ist die Bankholding der 1st Security Bank of Washington, die Bank- und Finanzdienstleistungen für ortsansässige Familien, lokale und regionale Unternehmen sowie Branchennischen in Washington anbietet.
| Employees | 593 |
|---|---|
| Headquarters | Mountlake Terrace, WA |
| Address | 6920 220th Street SW, 98043 Mountlake Terrace, United States |
| Phone | 425 771 5299 |
| Website | fsbwa.com |
| IPO Date | 10. Jul 2012 |
| ISIN | US30263Y1047 |
| Stock Split | 2:1 on 07/15/2021 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Matthew D. Mullet | CEO, President, Treasurer & Secretary | 1979 |
| Phillip D. Whittington | VP & CFO | – |
| Shana C. Allen | Executive VP & Chief Information Officer | 1970 |
| Donn C. Costa | Executive VP & Chief Home Lending Officer | 1962 |
| May-Ling Sowell CRCM | Senior VP & Chief Compliance Officer | – |
| Vickie A. Jarman | Executive VP & Chief Human Resources Officer | 1978 |
| Robert A. Nesbitt | Executive VP & Chief Credit Operations Officer | 1977 |
| Kelli B. Nielsen | Executive VP & Chief Retail Banking Officer | 1972 |
| Erin M. Burr | Executive VP, Chief Risk Officer & CRA Officer | 1978 |
| Sean P. McCormick | Executive VP & Chief Credit Administration Officer | 1979 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.