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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

First Mid Illinois Bancshares Inc (FMBH)

Financial Services Banks - Regional
52.10 $
+0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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This stock currently matches 1 of our scanner strategies — each hit links to the scanner.

Risk & Weakness

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Trading Day

Previous Close
51.90$
Open
51.70$
Day High
52.40$
Day Low
50.30$
Volume
118,345shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
35.00 $ 52.60 $
10/16/2025 07/28/2026

Current price 52.10 $ — 97% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.4$B
Shares Outstanding
27Mio.
Float
90.4%
Beta
0.8

Performance

Perf. 1M
9.00%
Perf. 3M
20.00%
Perf. 6M
20.70%
YTD Performance (%)
21.90%
52-Week-High Distance
-3.2%
Perf. 1Y
40.65%
Perf. 3Y
84.24%
Perf. 5Y
45.93%
Perf. 10Y
162.91%
Perf. Since Inception
2,611.47%

Technical Indicators

MA 38 Days
48.30$
MA 50 Days
47.30$
MA 200 Days
42.30$
RSI (14)
67.3
Volatility 30 Days
23.8%
Volatility 250 Days
24.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
12.0
PEG
1.3
P/B
P/S
3.0
EV/EBITDA
0.0
Price/FCF
13.7

Profitability

Gross Margin
100.0%
EBIT Margin
40.5%
Net Margin
26.9%
Return on Equity
9.9%
Return on Assets
1.2%

Balance Sheet & Safety

Equity Ratio
11.6%
Debt/Equity
Altman Z″
-1.38
Piotroski
4 out of 9

Growth

Sales Growth Last Quarter
14.50%
EPS Growth Last Quarter
14.10%
Sales Growth (Year)
4.19%
Forward Sales Growth
6.20%
Forward EPS Growth
7.30%

Dividend

Dividend Yield
2.00%
Dividend Per Share (TTM)
1.00$
Payout Ratio
23.0%
Years Without a Cut
20Years
Increase Streak
15Years

Quality & Screener

Stage
2
RS Rating
64
EPS Rating
61
Piotroski
4 out of 9
Fundamental Rating
C (53 out of 100)
Altman Z″
-1.38

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

5 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 17.6% passed
  • More than 10% revenue growth is expected for the coming year 6.2% failed
  • Share count grows by less than 3% a year 5.8% failed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 30.8% failed
  • Gross margin at 40% or higher and without meaningful erosion 72.8% failed
  • Goodwill from acquisitions does not grow faster than revenue 2.6% passed
  • Net debt below twice EBITDA 521 m net cash passed
  • Operating cash flow covers the profits of the last three years 88 m passed
  • Return on capital at 15% or higher, or up versus two years ago 8.6% passed
  • Insiders hold at least 10% or are net buyers 9.8% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 52.10 $
Price Target (average) 56.50 $

The price target sits 8.4% above the current price.

Consensus
Sell
Analyst Ratings
7
Distribution of Recommendations
Strong Buy 2
Buy 2
Hold 3
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 4.73 4.68 – 4.82 316 19.0% 7
12/31/2027 4.94 4.74 – 5.12 334 4.4% 7

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

29. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.15 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 114.2 $M Q4 2025: Q1 · 110.6 $M Q1 2025: Q2 · 115.8 $M Q2 2025: Q3 · 122.3 $M Q3 2025: Q4 · 117.6 $M Q4 2026: Q1 · 100.6 $M Q1

Source: fundamental data

Compare with other stocks →

Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.80 6.10 114 3.40 16.80 38 37
2025: Q1 0.93 8.10 111 -0.30 20.00 48 46
2025: Q2 0.98 18.70 116 5.50 20.20 8 6
2025: Q3 0.94 15.40 122 8.90 18.40 33 32
2025: Q4 0.99 23.10 118 3.00 20.10 42 40
2026: Q1 1.06 14.30 101 -9.00 26.20 25 23
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 100 34 22 2.05 27 281 2,885
2017 128 42 27 2.13 46 308 2,842
2018 157 49 37 2.52 42 476 3,840
2019 202 63 48 2.87 63 527 3,839
2020 201 60 45 2.70 64 568 4,726
2021 250 67 51 2.87 70 634 5,987
2022 286 91 73 3.60 66 633 6,744
2023 300 88 69 3.15 72 793 7,587
2024 447 104 79 3.30 124 846 7,520
2025 466 117 92 3.83 131 959 7,967

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

First Mid Bancshares, Inc., eine Finanzholding, bietet kommunale Bankprodukte und -dienstleistungen für Geschäfts-, Privat- und Landwirtschaftskunden in den USA an.

Employees1,316
HeadquartersMattoon, IL
Address1421 Charleston Avenue, 61938 Mattoon, United States
Phone217 234 7454
Websitefirstmid.com
IPO Date16. Mar 1999
ISINUS3208661062
Stock Split3:2 on 07/02/2007

Management

Management
Name Title Birth Year
Joseph R. Dively Executive Chairman 1959
Matthew K. Smith CPA President, CEO & Director 1975
Jordan D. Read Executive VP, CFO & Chief Risk Officer 1990
Michael L. Taylor Senior EVP & COO 1969
Eric S. McRae Executive VP & & Chief Lending Officer 1965
Amanda D. Lewis Executive VP & COO 1980
Jeremy R. Frieburg Senior VP & Chief Information Officer 1981
Jason M. Crowder Executive VP & General Counsel 1971
Regina P. Nelson EVP & Chief Marketing Officer 1971
Rhonda R. Gatons Executive VP, Director of Human Resources & Chief Human Resources Officer 1972

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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