First Commonwealth Financial Corporation (FCF)
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Appears in These Scanners
This stock currently matches 3 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 21.70 $ — 99% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
7/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 11.1%
- Exp. sales growth 3Y > 5% -10.0%
- EBIT growth 10Y > 5% 9.8%
- Exp. EBIT growth 3Y > 5% 15.8%
- Net debt < 4x EBIT 1.8x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 32.1%
- Return on equity > 15% 13.2%
- ROCE > 15% 1.6%
- Expected return > 10% 24.8%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 19.4% passed
- More than 10% revenue growth is expected for the coming year 6.4% failed
- Share count grows by less than 3% a year 3.4% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 27.7% failed
- Gross margin at 40% or higher and without meaningful erosion 67.6% failed
- Goodwill from acquisitions does not grow faster than revenue 3.1% passed
- Net debt below twice EBITDA 1.7 x EBITDA passed
- Operating cash flow covers the profits of the last three years 16 m passed
- Return on capital at 15% or higher, or up versus two years ago 1.6% failed
- Insiders hold at least 10% or are net buyers 1.7% failed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 9.8% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 6
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 1.73 | 1.68 – 1.75 | 557 | 12.9% | 6 |
| 12/31/2027 | 1.97 | 1.90 – 2.05 | 590 | 14.1% | 6 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.35 | -19.80 | 175 | 4.00 | 20.40 | 14 | 10 |
| 2025: Q1 | 0.32 | -12.60 | 170 | 0.10 | 19.30 | 56 | 51 |
| 2025: Q2 | 0.32 | -11.40 | 184 | 4.40 | 18.20 | 30 | 25 |
| 2025: Q3 | 0.39 | 25.90 | 188 | 4.80 | 22.00 | 50 | 60 |
| 2025: Q4 | 0.43 | 23.20 | 189 | 7.60 | 23.80 | 52 | 36 |
| 2026: Q1 | 0.37 | 14.20 | 179 | 5.70 | 20.90 | 87 | 83 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 282 | 85 | 60 | 0.67 | 89 | 750 | 6,684 |
| 2017 | 331 | 104 | 55 | 0.57 | 88 | 888 | 7,309 |
| 2018 | 381 | 133 | 108 | 1.08 | 135 | 975 | 7,828 |
| 2019 | 411 | 131 | 105 | 1.07 | 108 | 1,056 | 8,309 |
| 2020 | 396 | 90 | 73 | 0.75 | 106 | 1,069 | 9,068 |
| 2021 | 401 | 173 | 138 | 1.44 | 165 | 1,109 | 9,545 |
| 2022 | 429 | 160 | 128 | 1.37 | 151 | 1,052 | 9,806 |
| 2023 | 627 | 198 | 157 | 1.54 | 151 | 1,314 | 11,459 |
| 2024 | 700 | 178 | 143 | 1.40 | 129 | 1,405 | 11,585 |
| 2025 | 729 | 198 | 152 | 1.47 | 187 | 1,554 | 12,366 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
First Commonwealth Financial Corporation, eine Finanzholding, bietet verschiedene Privat- und Firmenkunden-Bankprodukte und -dienstleistungen in den USA an. Zu den Privatkundendiensten zählen Internet-, Mobil- und Telefonbanking; ein Geldautomatennetz; persönliche Schecks…
| Employees | 1,589 |
|---|---|
| Headquarters | Indiana, PA |
| Address | 601 Philadelphia Street, 15701 Indiana, United States |
| Phone | 724 349 7220 |
| Website | fcbanking.com |
| IPO Date | 19. Jan 1992 |
| ISIN | US3198291078 |
| Stock Split | 2:1 on 11/19/1999 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Thomas Michael Price | President, CEO & Director | 1963 |
| James R. Reske CFA | Executive VP, CFO & Treasurer | 1964 |
| Michael P. McCuen | Chief Banking Officer, EVP & Chief Lending Officer | 1963 |
| Ryan Lysaght Gorney | Executive VP & Chief Information Officer | 1981 |
| Ryan M. Thomas | Vice President / Finance and Investor Relations | 1981 |
| Matthew C. Tomb J.D. | Executive VP, General Counsel & Secretary | 1977 |
| Kristine N. Levan | SVP & Chief Marketing and Experience Officer | – |
| Carrie L. Riggle | Executive Vice President of Human Resources | 1970 |
| Linda D. Metzmaier | Executive VP & Chief Risk Officer | – |
| Rob Boyer | President of Equipment Finance Group | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.