Fair Isaac Corporation (FICO)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 1,123.00 $ — 21% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AI Rating
Sells AIFair Isaac verkauft KI/ML als Produkt der Software-Sparte: Die FICO® Platform und ihre Bausteine — FICO® Analytics Workbench (Erstellen und Ausrollen erklärbarer Machine-Learning-Modelle) und FICO® Fraud Solutions (Falcon®-Betrugserkennung auf Basis fortgeschrittener Analytik in Echtzeit) — beruhen laut 10-K ausdrücklich auf machine learning und artificial intelligence und sind eine dokumentierte Umsatzquelle (Software-Segmentumsatz 822,3 Mio. US-Dollar im Geschäftsjahr 2025). Auch das margenstarke Scores-Geschäft nutzt dieselben prädiktiven Analytik-/ML-Verfahren. Nach der Vorrang-Regel (verkauft > bedroht > nutzt > neutral) ist FICO damit klar in der Kategorie »Verkauft KI«.
View the full file — quotes, sources, reviewed filings
„These include proprietary applications of both linear and nonlinear optimization algorithms, advanced neural systems, machine learning and artificial intelligence (“AI”)."
Dazu gehören firmeneigene Anwendungen sowohl linearer als auch nichtlinearer Optimierungsalgorithmen, fortgeschrittener neuronaler Systeme, maschinellen Lernens und künstlicher Intelligenz („KI“).
„FICO® Analytics Workbench is a predictive analytics tool that allows businesses to create and deploy explainable machine learning models for use in decisions that typically require strict governance and compliance, often including regulatory oversight. FICO Analytics Workbench runs on FICO® Platform."
FICO® Analytics Workbench ist ein Werkzeug für vorausschauende Analytik, mit dem Unternehmen erklärbare Machine-Learning-Modelle erstellen und ausrollen können — für Entscheidungen, die typischerweise strenge Governance und Compliance erfordern, oft unter regulatorischer Aufsicht. FICO Analytics Workbench läuft auf der FICO® Platform.
„FICO® Fraud Solutions empower organizations to safeguard the business and their customers from payments fraud and application fraud. Leveraging advanced analytic capabilities on a large scale and in real-time, FICO Fraud Solutions identify fraud and enable strategies designed to prevent fraud across payment cards, money transfers, and instances where stolen or synthetic identities are exploited to open accounts."
FICO® Fraud Solutions befähigen Organisationen, das Geschäft und ihre Kunden vor Zahlungs- und Antragsbetrug zu schützen. Gestützt auf fortgeschrittene Analytik-Fähigkeiten in großem Maßstab und in Echtzeit erkennen die FICO Fraud Solutions Betrug und ermöglichen Strategien zu seiner Verhinderung — bei Zahlungskarten, Geldtransfers und in Fällen, in denen gestohlene oder synthetische Identitäten zur Kontoeröffnung missbraucht werden.
Filings Reviewed: 10-K 2025-11-07 · 10-Q 2026-04-28 · 10-Q 2026-01-28 · DEF 14A 2026-01-27
Rated on July 10, 2026 · How the Rating Is Built
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Analysts & Price Target
The price target sits 34.0% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 19
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 09/30/2026 | 43.11 | 42.25 – 44.48 | 2,550 | 44.3% | 18 |
| 09/30/2027 | 53.51 | 50.26 – 57.33 | 2,903 | 24.1% | 21 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 6.14 | 28.00 | 440 | 15.20 | 34.70 | 194 | 187 |
| 2025: Q1 | 6.59 | 27.70 | 499 | 15.00 | 32.60 | 75 | 66 |
| 2025: Q2 | 7.40 | 46.60 | 536 | 19.80 | 33.90 | 286 | 276 |
| 2025: Q3 | 6.42 | 18.60 | 516 | 13.60 | 30.10 | 224 | 220 |
| 2025: Q4 | 6.61 | 7.60 | 512 | 16.40 | 30.90 | 174 | 174 |
| 2026: Q1 | 11.14 | 69.00 | 692 | 38.70 | 38.20 | 223 | 223 |
| 2026: Q2 | 10.45 | 41.20 | 674 | 25.70 | 35.20 | 380 | 380 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 881 | 170 | 109 | 3.39 | 185 | 447 | 1,221 |
| 2017 | 932 | 182 | 128 | 3.98 | 226 | 427 | 1,256 |
| 2018 | 1,032 | 175 | 142 | 4.57 | 223 | 264 | 1,255 |
| 2019 | 1,160 | 254 | 192 | 6.34 | 260 | 290 | 1,433 |
| 2020 | 1,295 | 296 | 236 | 7.90 | 365 | 331 | 1,606 |
| 2021 | 1,317 | 505 | 392 | 13.40 | 424 | -111 | 1,568 |
| 2022 | 1,377 | 542 | 374 | 14.18 | 509 | -802 | 1,442 |
| 2023 | 1,514 | 643 | 429 | 16.93 | 469 | -688 | 1,575 |
| 2024 | 1,718 | 734 | 513 | 20.45 | 633 | -963 | 1,718 |
| 2025 | 1,991 | 925 | 652 | 26.54 | 779 | -1,746 | 1,868 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Fair Isaac Corporation bietet Analysesoftware in Nord- und Südamerika, Europa, dem Nahen Osten, Afrika und dem asiatisch-pazifischen Raum an. Es ist in zwei Segmenten tätig: Scores und Software.
| CEO Insider Trades (12 Mo.) | selling own stock |
|---|---|
| Employees | 3,876 |
| Headquarters | Bozeman, MT |
| Address | 5 West Mendenhall, 59715 Bozeman, United States |
| Phone | (406) 982-7276 |
| Website | fico.com |
| IPO Date | 22. Jul 1987 |
| ISIN | US3032501047 |
| Stock Split | 3:2 on 03/11/2004 |
Management
| Name | Title | Birth Year |
|---|---|---|
| William J. Lansing J.D. | President, CEO & Director | 1958 |
| Steven P. Weber | Executive VP & CFO | – |
| Mark Russell Scadina | Executive VP, General Counsel & Corporate Secretary | 1969 |
| Richard Shawn Deal | Executive VP & Chief Human Resources Officer | 1967 |
| Nikhil Behl | President of Software | 1974 |
| Michael S. Leonard | VP & Chief Accounting Officer | 1965 |
| Amir Hermelin | VP & CTO | – |
| Dave Singleton | Vice President of Investor Relations | – |
| John Chen | Managing Director of China Operations | – |
| Thomas A. Bowers | Executive Vice President of Corporate Strategy | 1956 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 29. Jul 2026 | Manolis Eva | Director | Sell | 967 | 1,400.00 | 1,353,800 |
| 29. Jul 2026 | Manolis Eva | Director | Other | 967 | 391.57 | 378,648 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.