Fair Isaac Corporation
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Price history
Chart
Interactive price chart (TradingView).
52-week range: 922.40 $ to 1,879.60 $ · Last price: 966.30 $ (As of: September 17, 2026)
Key figures
Key figures at a glance
Every figure we hold for this stock, grouped by topic. The question mark next to a label explains what the number means.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 09/18/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.
Comparison
Industry comparison
The stock alongside the largest companies in the same group. The median row is the middle value of the companies shown above — not of the whole industry.
Industry: Software - Application
| Company | Market cap ($B) | P/E | EV/EBITDA | Gross Margin % | EBIT Margin % | Sales Growth (Year) % | Perf. 1Y % |
|---|---|---|---|---|---|---|---|
| Fair Isaac Corporation FICO | 22.4 | 31.0 | 21.3 | 85.1 | 58.2 | 15.9 | -37.7 |
| Salesforce.com Inc CRM | 194.7 | 24.2 | 14.3 | 77.3 | 21.8 | 9.6 | 1.1 |
| Uber Technologies Inc UBER | 144.3 | 18.9 | 19.7 | 40.8 | 14.6 | 18.3 | -23.8 |
| ServiceNow Inc NOW | 138.5 | 82.3 | 40.2 | 74.8 | 13.3 | 20.9 | -27.2 |
| Snowflake Inc. SNOW | 115.4 | – | -76.6 | 67.0 | -22.2 | 29.2 | 55.3 |
| Automatic Data Processing Inc ADP | 108.8 | 25.1 | 16.4 | 48.7 | 30.2 | 7.1 | -3.0 |
| Adobe Systems Incorporated ADBE | 99.2 | 14.3 | 9.8 | 89.3 | 35.3 | 10.5 | -30.2 |
| Intuit Inc INTU | 86.0 | 20.0 | 12.2 | 81.0 | 47.0 | 15.6 | -52.2 |
| Datadog Inc DDOG | 84.3 | 631.8 | 268.8 | 79.5 | 0.8 | 27.7 | 75.8 |
| Median of companies shown | 108.8 | 24.6 | 16.4 | 77.3 | 21.8 | 15.9 | -23.8 |
Based on the most recently reported figures. Only stocks from the same trading venue are lined up, so the market caps are counted in one currency. Compare in a chart →
Fiscal years
Annual Figures
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
Revenue, operating income and net income per fiscal year $M
Revenue Operating income Net income
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 881 | 170 | 109 | 3.39 | 185 | 447 | 1,221 |
| 2017 | 932 | 182 | 128 | 3.98 | 226 | 427 | 1,256 |
| 2018 | 1,032 | 175 | 142 | 4.57 | 223 | 264 | 1,255 |
| 2019 | 1,160 | 254 | 192 | 6.34 | 260 | 290 | 1,433 |
| 2020 | 1,295 | 296 | 236 | 7.90 | 365 | 331 | 1,606 |
| 2021 | 1,317 | 505 | 392 | 13.40 | 424 | -111 | 1,568 |
| 2022 | 1,377 | 542 | 374 | 14.18 | 509 | -802 | 1,442 |
| 2023 | 1,514 | 643 | 429 | 16.93 | 469 | -688 | 1,575 |
| 2024 | 1,718 | 734 | 513 | 20.45 | 633 | -963 | 1,718 |
| 2025 | 1,991 | 925 | 652 | 26.54 | 779 | -1,746 | 1,868 |
Quarters
Quarterly Figures
Each bar is one quarter, the last one is the most recent. Use the switch to step through the individual figures.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 6.14 | 28.00 | 440 | 15.20 | 34.70 | 194 | 187 |
| 2025: Q1 | 6.59 | 27.70 | 499 | 15.00 | 32.60 | 75 | 66 |
| 2025: Q2 | 7.40 | 46.60 | 536 | 19.80 | 33.90 | 286 | 276 |
| 2025: Q3 | 6.42 | 18.60 | 516 | 13.60 | 30.10 | 224 | 220 |
| 2025: Q4 | 6.61 | 7.60 | 512 | 16.40 | 30.90 | 174 | 174 |
| 2026: Q1 | 11.14 | 69.00 | 692 | 38.70 | 38.20 | 223 | 223 |
| 2026: Q2 | 10.45 | 41.20 | 674 | 25.70 | 35.20 | 380 | 380 |
What Do These Terms Mean?
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Screening
Appears in These Scanners
This stock currently matches 7 of our scanner strategies — each hit links to the scanner.
Backtested Scanners
Growth
Quality & Balance Sheet
Momentum & Trend
Only genuine hits from verified scanners count; pure ranking metrics (P/E, P/S, and similar, which just sort the whole universe) don't count as a hit. View all scanners
Outlook
Analysts & Price Target
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Distribution of Recommendations
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 09/30/2026 | 43.02 | 42.25 – 44.92 | 2,543 | 44.0% | 21 |
| 09/30/2027 | 53.11 | 50.08 – 55.03 | 2,897 | 23.5% | 21 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Valuation
What is priced in?
Instead of guessing what the stock is worth, we turn the question around: what free cash flow growth has to happen for today’s market value to add up? The assumptions behind it can be moved.
Today’s market value implies roughly 9.3% growth in free cash flow per year over ten years (assumptions: discount rate 10.0%, terminal growth 2.5%).
| Free cash flow (last twelve months) | $1.00B |
|---|---|
| Market cap | $22.42B |
| Free cash flow in year ten | $2.43B |
| Terminal value as a share of market value | 57.1% |
For comparison: over the past five years free cash flow grew by 17.6% per year.
It shows which assumption is built into today’s price, not whether that assumption will hold. Every assumption can be changed with the sliders; the figures move with them.
A simplified model calculation — not a forecast and not a recommendation.
AI classification
AI Rating
Fair Isaac verkauft KI/ML als Produkt der Software-Sparte: Die FICO® Platform und ihre Bausteine — FICO® Analytics Workbench (Erstellen und Ausrollen erklärbarer Machine-Learning-Modelle) und FICO® Fraud Solutions (Falcon®-Betrugserkennung auf Basis fortgeschrittener Analytik in Echtzeit) — beruhen laut 10-K ausdrücklich auf machine learning und artificial intelligence und sind eine dokumentierte Umsatzquelle (Software-Segmentumsatz 822,3 Mio. US-Dollar im Geschäftsjahr 2025). Auch das margenstarke Scores-Geschäft nutzt dieselben prädiktiven Analytik-/ML-Verfahren. Nach der Vorrang-Regel (verkauft > bedroht > nutzt > neutral) ist FICO damit klar in der Kategorie »Verkauft KI«.
View the full file — quotes, sources, reviewed filings
„These include proprietary applications of both linear and nonlinear optimization algorithms, advanced neural systems, machine learning and artificial intelligence (“AI”)."
Dazu gehören firmeneigene Anwendungen sowohl linearer als auch nichtlinearer Optimierungsalgorithmen, fortgeschrittener neuronaler Systeme, maschinellen Lernens und künstlicher Intelligenz („KI“).
10-K · 2025-11-07 · View SEC filing
„FICO® Analytics Workbench is a predictive analytics tool that allows businesses to create and deploy explainable machine learning models for use in decisions that typically require strict governance and compliance, often including regulatory oversight. FICO Analytics Workbench runs on FICO® Platform."
FICO® Analytics Workbench ist ein Werkzeug für vorausschauende Analytik, mit dem Unternehmen erklärbare Machine-Learning-Modelle erstellen und ausrollen können — für Entscheidungen, die typischerweise strenge Governance und Compliance erfordern, oft unter regulatorischer Aufsicht. FICO Analytics Workbench läuft auf der FICO® Platform.
10-K · 2025-11-07 · View SEC filing
„FICO® Fraud Solutions empower organizations to safeguard the business and their customers from payments fraud and application fraud. Leveraging advanced analytic capabilities on a large scale and in real-time, FICO Fraud Solutions identify fraud and enable strategies designed to prevent fraud across payment cards, money transfers, and instances where stolen or synthetic identities are exploited to open accounts."
FICO® Fraud Solutions befähigen Organisationen, das Geschäft und ihre Kunden vor Zahlungs- und Antragsbetrug zu schützen. Gestützt auf fortgeschrittene Analytik-Fähigkeiten in großem Maßstab und in Echtzeit erkennen die FICO Fraud Solutions Betrug und ermöglichen Strategien zu seiner Verhinderung — bei Zahlungskarten, Geldtransfers und in Fällen, in denen gestohlene oder synthetische Identitäten zur Kontoeröffnung missbraucht werden.
10-K · 2025-11-07 · View SEC filing
Filings Reviewed: 10-K 2025-11-07 · 10-Q 2026-04-28 · 10-Q 2026-01-28 · DEF 14A 2026-01-27
Rated on July 10, 2026 · How the Rating Is Built
Growth
Growth Score
Ten checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 13.1%
- More than 10% revenue growth is expected for the coming year 15.2%
- Share count grows by less than 3% a year -2.3%
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 54.6%
- Gross margin at 40% or higher and without meaningful erosion 82.2%
- Goodwill from acquisitions does not grow faster than revenue 41.9%
- Net debt below twice EBITDA 3.1 x EBITDA
- Operating cash flow covers the profits of the last three years 287 m
- Return on capital at 15% or higher, or up versus two years ago 90.8%
- Insiders hold at least 10% or are net buyers 2.8%
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Quality check
AAQS
9/10 Quality stockThe AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 9.5%
- Exp. sales growth 3Y > 5% 20.6%
- EBIT growth 10Y > 5% 20.7%
- Exp. EBIT growth 3Y > 5% 41.5%
- Net debt < 4x EBIT 3.2x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 3.7%
- Return on equity > 15% –
- ROCE > 15% 90.8%
- Expected return > 10% 46.3%
View stocks with the full AAQS score · Read the methodology at AlleAktien
Source: fundamental data
Insiders
Insider Transactions
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Aug 24, 2026 | Kelly Braden R | Director | Other | 1,285 | 475.46 | 610,966 |
| Aug 24, 2026 | Kelly Braden R | Director | Other | 1,386 | 455.13 | 630,810 |
| Aug 22, 2026 | Stansbury Henry Tayloe | Director | Other | 91 | 0.00 | – |
| Aug 21, 2026 | Kelly Braden R | Director | Other | 1,682 | 391.57 | 658,621 |
| Jul 29, 2026 | Manolis Eva | Director | Sell | 967 | 1,400.00 | 1,353,800 |
| Jul 29, 2026 | Manolis Eva | Director | Other | 967 | 391.57 | 378,648 |
The company
About the Company
Fair Isaac Corporation bietet Analysesoftware in Nord- und Südamerika, Europa, dem Nahen Osten, Afrika und dem asiatisch-pazifischen Raum an. Es ist in zwei Segmenten tätig: Scores und Software.
- CEO Insider Trades (12 Mo.)
- selling own stock
- Employees
- 3,876
- Headquarters
- Bozeman, MT
- Address
- 5 West Mendenhall, 59715 Bozeman, United States
- Phone
- (406) 982-7276
- Website
- fico.com
- IPO Date
- 07/22/1987
- ISIN
- US3032501047
- Stock Split
- 3:2 on 03/11/2004
- Stock Split
- 3:2 on 06/06/2002
- Stock Split
- 3:2 on 06/05/2001
Management
| Name | Title | Birth Year |
|---|---|---|
| William J. Lansing J.D. | President, CEO & Director | 1958 |
| Steven P. Weber | Executive VP & CFO | – |
| Mark Russell Scadina | Executive VP, General Counsel & Corporate Secretary | 1969 |
| Richard Shawn Deal | Executive VP & Chief Human Resources Officer | 1967 |
| Nikhil Behl | President of Software | 1974 |
| Michael S. Leonard | VP & Chief Accounting Officer | 1965 |
| Amir Hermelin | VP & CTO | – |
| Dave Singleton | Vice President of Investor Relations | – |
| John Chen | Managing Director of China Operations | – |
| Thomas A. Bowers | Executive Vice President of Corporate Strategy | 1956 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Filings
Company Filings (8-K)
An 8-K is the filing a US company must use to disclose material events immediately — takeovers, changes at the top, major contracts or payment troubles, for instance. The links open the original document at the US Securities and Exchange Commission (SEC).
- 07/29/2026 FAIR ISAAC CORP (FICO): Results of Operations and Financial Condition; Financial Statements and Exhibits SEC ↗
Data as of: September 17, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.