Columbia Financial Inc (CLBK)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 10.60 $ — 0% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
This stock currently pays no dividend.
Quality & Screener
AAQS
3/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 11.7%
- Exp. sales growth 3Y > 5% 0.0%
- EBIT growth 10Y > 5% 2.1%
- Exp. EBIT growth 3Y > 5% 23.6%
- Net debt < 4x EBIT 14.0x
- EBIT positive, 10Y straight 9
- Max. EBIT decline < 50% 100.0%
- Return on equity > 15% 5.0%
- ROCE > 15% 1.0%
- Expected return > 10% 26.6%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
4 of 10 Weak growthTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 14.3% failed
- More than 10% revenue growth is expected for the coming year 46.1% passed
- Share count grows by less than 3% a year 28.1% failed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 23.5% failed
- Gross margin at 40% or higher and without meaningful erosion 50.3% failed
- Goodwill from acquisitions does not grow faster than revenue 1.0% passed
- Net debt below twice EBITDA 12.2 x EBITDA failed
- Operating cash flow covers the profits of the last three years 66 m passed
- Return on capital at 15% or higher, or up versus two years ago 1.0% failed
- Insiders hold at least 10% or are net buyers 75.1% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 18.5% below the current price.
- Consensus
- Sell
- Analyst Ratings
- 2
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 0.34 | 0.34 – 0.34 | 347 | 42.2% | 2 |
| 12/31/2027 | 0.35 | 0.35 – 0.36 | 507 | 5.4% | 2 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.
· Total · per year
These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.
The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | -0.21 | -423.00 | 90 | -26.40 | -23.60 | 29 | 27 |
| 2025: Q1 | 0.09 | – | 121 | 3.90 | 7.40 | -2 | -5 |
| 2025: Q2 | 0.12 | 170.40 | 127 | 3.40 | 9.70 | 15 | 13 |
| 2025: Q3 | 0.15 | 139.90 | 130 | 3.90 | 11.50 | 31 | 28 |
| 2025: Q4 | 0.15 | – | 130 | 45.10 | 12.00 | 24 | 22 |
| 2026: Q1 | 0.13 | 47.70 | 122 | 1.10 | 10.70 | 3 | 1 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 188 | 50 | 33 | 0.13 | 59 | 440 | 5,037 |
| 2017 | 201 | 47 | 31 | 0.12 | 36 | 472 | 5,767 |
| 2018 | 247 | 34 | 23 | 0.20 | 57 | 972 | 6,692 |
| 2019 | 292 | 71 | 55 | 0.22 | 124 | 983 | 8,189 |
| 2020 | 326 | 76 | 58 | 0.52 | 48 | 7,999 | 8,799 |
| 2021 | 309 | 126 | 92 | 0.88 | 99 | 8,847 | 9,224 |
| 2022 | 340 | 117 | 86 | 0.81 | 142 | 1,054 | 10,408 |
| 2023 | 422 | 46 | 36 | 0.16 | 41 | 1,040 | 10,646 |
| 2024 | 453 | -16 | -12 | -0.05 | 33 | 1,080 | 10,475 |
| 2025 | 507 | 60 | 52 | 0.23 | 68 | 1,161 | 11,019 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Columbia Financial, Inc. ist die Bankholding der Columbia Bank, die Bank- und andere Finanzdienstleistungen für Unternehmen und Verbraucher in den USA anbietet.
| Employees | 749 |
|---|---|
| Headquarters | Fair Lawn, NJ |
| Address | 19-01 Route 208 North, 07410 Fair Lawn, United States |
| Phone | 800 522 4167 |
| Website | columbiabankonline.com |
| IPO Date | 20. Apr 2018 |
| ISIN | US1976411033 |
| Stock Split | 22:10 on 07/21/2026 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Thomas J. Kemly | President, CEO & Director | 1958 |
| John Klimowich | Senior Executive VP & Chief Risk Officer | 1963 |
| Allyson Katz Schlesinger | Senior Executive VP & Head of Consumer Banking | 1972 |
| Oliver Edward Lewis Jr. | Senior EVP and Head of Commercial Banking | 1965 |
| Thomas F. Splaine Jr. | CFO, Executive VP, Principal Financial & Accounting Officer | 1966 |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Insider Transactions
| Date | Person | Role | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 24. Jul 2026 | Kemly Thomas J. | President & CEO | Other | 171 | 10.88 | 1,860 |
| 24. Jul 2026 | Klimowich John | SEVP & Chief Risk Officer | Other | 63 | 10.88 | 685 |
| 10. Jul 2026 | Kemly Thomas J. | President & CEO | Other | 87 | 21.25 | 1,849 |
| 10. Jul 2026 | Klimowich John | SEVP & Chief Risk Officer | Other | 32 | 21.25 | 680 |
| 10. Jul 2026 | Holland Noel R. | Director | Other | 8 | 21.25 | 170 |
Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.
View all insider transactions →Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.