Chemung Financial Corp (CHMG)
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 81.30 $ — 98% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/03/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Analysts & Price Target
The price target sits 2.7% above the current price.
- Consensus
- Sell
- Analyst Ratings
- 3
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 7.57 | 7.38 – 7.75 | 125 | 30.4% | 2 |
| 12/31/2027 | 7.95 | 7.40 – 8.50 | 134 | 5.1% | 2 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Next Reporting Date
- Expected Earnings per Share
- 1.91 $
Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 1.23 | 55.50 | 38 | 7.40 | 15.40 | 6 | 4 |
| 2025: Q1 | 1.25 | -14.60 | 37 | 1.90 | 16.10 | 7 | 7 |
| 2025: Q2 | -1.34 | -229.40 | 22 | -40.10 | -29.30 | 10 | 9 |
| 2025: Q3 | 1.62 | 36.20 | 40 | 4.70 | 19.60 | 12 | 12 |
| 2025: Q4 | 1.61 | 30.90 | 41 | 6.80 | 18.90 | 16 | 16 |
| 2026: Q1 | 1.91 | 52.70 | 40 | 6.90 | 23.10 | 9 | 9 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 77 | 14 | 10 | 2.11 | 22 | 144 | 1,657 |
| 2017 | 80 | 15 | 7 | 1.55 | 24 | 150 | 1,711 |
| 2018 | 87 | 24 | 20 | 4.06 | 28 | 165 | 1,755 |
| 2019 | 86 | 19 | 16 | 3.21 | 26 | 183 | 1,788 |
| 2020 | 87 | 24 | 19 | 4.01 | 29 | 200 | 2,279 |
| 2021 | 92 | 34 | 26 | 5.64 | 35 | 211 | 2,418 |
| 2022 | 102 | 37 | 29 | 6.13 | 35 | 166 | 2,646 |
| 2023 | 113 | 32 | 25 | 5.28 | 31 | 195 | 2,711 |
| 2024 | 150 | 30 | 24 | 4.96 | 30 | 215 | 2,776 |
| 2025 | 140 | 20 | 15 | 3.14 | 46 | 255 | 2,710 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
Chemung Financial Corporation ist eine Bankholding der Chemung Canal Trust Company, die eine Reihe von Bank-, Finanzierungs-, Treuhand- und anderen Finanzdienstleistungen anbietet. Das Unternehmen bietet Sicht-, Spar- und Termineinlagen, unverzinste und verzinste Girokonten sowie…
| Employees | 348 |
|---|---|
| Headquarters | Elmira, NY |
| Address | One Chemung Canal Plaza, 14901 Elmira, United States |
| Phone | 607 737 3711 |
| Website | chemungcanal.com |
| IPO Date | 4. Jan 1999 |
| ISIN | US1640241014 |
| Stock Split | 2:1 on 06/03/1998 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Anders M. Tomson | President, CEO & Director | 1967 |
| Dale M. McKim III | Executive VP, CFO & Treasurer | 1975 |
| Peter K. Cosgrove | Executive VP & Chief Credit Officer | 1961 |
| Jeffrey Patrick Kenefick | Executive VP, President of Chemung Canal Division & Interim Head of Wealth Management Group | 1967 |
| Daniel D. Fariello | Executive VP of the Bank & President of Capital Bank | 1977 |
| Kristen Henderson | Vice President of Operations & Technology Division | – |
| Loren Dale Cole | Executive VP & Chief Information Officer | 1973 |
| Kathleen S. McKillip | Senior VP & Corporate Secretary | – |
| Tyler Wilson | Vice President of Compliance | – |
| Scott T. Heffner | Senior VP & Director of Marketing | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.