CF Bankshares Inc (CFBK)
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This stock currently matches 4 of our scanner strategies — each hit links to the scanner.
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Trading Day
Key levels of the most recently completed trading day — not a live quote.
52-Week Range
Current price 35.60 $ — 95% of the range above the low.
Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.
Basics
Performance
Technical Indicators
Calculated from the price history · as of 08/04/2026
Valuation
Profitability
Balance Sheet & Safety
Growth
Dividend
Quality & Screener
AAQS
6/10The AAQS (AlleAktien Quality Score) checks 10 quality criteria on growth, profitability, and balance-sheet strength — per the methodology developed and published by AlleAktien, calculated by us from our own fundamental data. A stock counts as a quality stock from 9 out of 10 points. Where a company has a shorter listing history, we calculate over the fiscal years available (at least five).
- Sales growth 10Y > 5% 26.3%
- Exp. sales growth 3Y > 5% -23.6%
- EBIT growth 10Y > 5% 27.4%
- Exp. EBIT growth 3Y > 5% 25.1%
- Net debt < 4x EBIT -7.2x
- EBIT positive, 10Y straight 10
- Max. EBIT decline < 50% 55.5%
- Return on equity > 15% 9.2%
- ROCE > 15% 1.0%
- Expected return > 10% 34.8%
View all AAQS quality stocks · Read the methodology at AlleAktien
Source: fundamental data
AI Rating
–Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built
Growth Score
8 of 10 Growth gemTen checks against the annual reports — each one passed counts a point.
- Revenue grows by more than 15% a year over three years 21.5% passed
- More than 10% revenue growth is expected for the coming year 11.4% passed
- Share count grows by less than 3% a year -1.1% passed
- Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 17.5% failed
- Gross margin at 40% or higher and without meaningful erosion 41.9% passed
- Goodwill from acquisitions does not grow faster than revenue 0.0% passed
- Net debt below twice EBITDA 155 m net cash passed
- Operating cash flow covers the profits of the last three years 4 m passed
- Return on capital at 15% or higher, or up versus two years ago 1.0% failed
- Insiders hold at least 10% or are net buyers 17.1% passed
A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail
Analysts & Price Target
The price target sits 12.4% above the current price.
- Consensus
- Hold
- Analyst Ratings
- 1
Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.
Estimates by Fiscal Year
| Fiscal Year | EPS Estimate ($) | EPS Range ($) | Revenue Estimate ($M) | Expected Growth | Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 3.56 | 3.56 – 3.56 | 66 | 32.3% | 1 |
| 12/31/2027 | 4.20 | 4.20 – 4.20 | 73 | 18.0% | 1 |
Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.
Revenue & Profit
Cash Flow
Balance Sheet
Margins
Per Share
Click the chart or tab into it, then use ← and → to step through the periods.
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· Total · per year
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The figures could not be loaded right now.
Source: fundamental data
Quarterly Figures
| Quarter | EPS (Earnings Per Share) | EPS YoY (%) | Sales ($M) | Sales YoY (%) | Net Margin (%) | OCF ($M) | FCF ($M) |
|---|---|---|---|---|---|---|---|
| 2024: Q4 | 0.69 | 4.30 | 31 | 1.10 | 14.30 | 13 | 12 |
| 2025: Q1 | 0.69 | 44.30 | 30 | 1.80 | 14.70 | 2 | 2 |
| 2025: Q2 | 0.76 | 187.90 | 32 | 4.90 | 15.40 | 8 | 8 |
| 2025: Q3 | 0.36 | -44.40 | 32 | 1.60 | 7.30 | 6 | 5 |
| 2025: Q4 | 0.87 | 25.90 | 32 | 1.60 | 17.70 | 3 | 3 |
| 2026: Q1 | 0.78 | 13.40 | 30 | -1.50 | 17.00 | 5 | 5 |
- EPS (Earnings Per Share):
- Quarterly profit divided by the total share count — how much of the profit works out to a single share.
- YoY (Year over Year):
- Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
- Sales:
- All revenue for the quarter, before any costs are deducted — the top line of the income statement.
- Net Margin:
- What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
- OCF (Operating Cash Flow):
- The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
- FCF (Free Cash Flow):
- Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.
Annual Figures
| Fiscal Year | Revenue ($M) | EBIT ($M) | Net Income ($M) | EPS ($) | Operating Cash Flow ($M) | Equity ($M) | Total Assets ($M) |
|---|---|---|---|---|---|---|---|
| 2016 | 15 | 2 | 2 | 0.56 | 2 | 39 | 436 |
| 2017 | 18 | 3 | 1 | 0.38 | 4 | 40 | 481 |
| 2018 | 27 | 5 | 4 | 0.98 | -12 | 46 | 665 |
| 2019 | 47 | 12 | 10 | 2.07 | -104 | 81 | 881 |
| 2020 | 102 | 36 | 30 | 4.85 | -123 | 110 | 1,477 |
| 2021 | 64 | 23 | 18 | 2.77 | 253 | 125 | 1,496 |
| 2022 | 70 | 23 | 18 | 2.78 | 40 | 139 | 1,820 |
| 2023 | 112 | 21 | 17 | 2.63 | 18 | 155 | 2,059 |
| 2024 | 122 | 16 | 13 | 2.12 | 14 | 168 | 2,066 |
| 2025 | 126 | 22 | 17 | 2.69 | 19 | 184 | 2,117 |
Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.
About the Company
CF Bankshares Inc. ist die Bankholding der CFBank, National Association, die verschiedene Bankprodukte und -dienstleistungen anbietet.
| Employees | 98 |
|---|---|
| Headquarters | Columbus, OH |
| Address | 4960 East Dublin Granville Road, 43081 Columbus, United States |
| Phone | 614 334 7979 |
| Website | cf.bank |
| IPO Date | 30. Dec 1998 |
| ISIN | US12520L1098 |
| Stock Split | 181:1000 on 08/21/2018 |
Management
| Name | Title | Birth Year |
|---|---|---|
| Timothy T. O'Dell | President, CEO & Director | 1953 |
| Kevin J. Beerman | Executive VP & CFO | 1973 |
| Marianne N. McKinney | Executive VP & Chief Operating Officer of CFBank | 1975 |
| Timothy Meder | Executive VP & Chief Credit Officer of CFBank | 1965 |
| Matt Tuohey | Market President of Northeast Ohio Region-Greater Cleveland | – |
| John Wilgus | Senior Vice President | – |
| Gregory Perelka | President of Residential Mortgage Lending | – |
| Barbara Pyke | Corporate Secretary | – |
Executives per the latest required filings; titles kept in their original language. Source: fundamental data.
Chart
Interactive price chart (TradingView).
Data as of: August 3, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.