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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Beacon Financial Corporation (BBT)

Financial Services Banks - Regional
31.50 $
+2.9% vs. previous close
Closing price · As of: 31. Jul 2026
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Appears in These Scanners

This stock currently matches 10 of our scanner strategies — each hit links to the scanner.

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Trading Day

Previous Close
30.60$
Open
30.50$
Day High
31.50$
Day Low
30.30$
Volume
1,059,847shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
23.10 $ 32.50 $
10/29/2025 04/20/2026

Current price 31.50 $ — 89% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
0.0$B
Shares Outstanding
84Mio.
Float
92.6%
Beta
0.9

Performance

Perf. 1M
6.30%
Perf. 3M
6.90%
Perf. 6M
16.80%
YTD Performance (%)
17.20%
52-Week-High Distance
-6.1%
Perf. 1Y
33.28%
Perf. 3Y
52.71%
Perf. 5Y
34.46%
Perf. 10Y
78.95%
Perf. Since Inception
616.41%

Technical Indicators

MA 38 Days
30.20$
MA 50 Days
29.90$
MA 200 Days
28.50$
RSI (14)
63.0
Volatility 30 Days
22.0%
Volatility 250 Days
27.9%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
30.4
Forward P/E
9.4
PEG
2.6
P/B
1.1
P/S
EV/EBITDA
0.0
Price/FCF

Profitability

Gross Margin
100.0%
EBIT Margin
44.3%
Net Margin
18.6%
Return on Equity
6.3%
Return on Assets
0.7%

Balance Sheet & Safety

Equity Ratio
11.3%
Debt/Equity
0.5
Altman Z″
3.54
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
0.00%
EPS Growth Last Quarter
Sales Growth (Year)
18.02%
Forward Sales Growth
4.56%
Forward EPS Growth
10.40%

Dividend

Dividend Yield
4.26%
Dividend Per Share (TTM)
1.15$
Payout Ratio
43.9%
Years Without a Cut
4Years
Increase Streak
1Years

Quality & Screener

Stage
2
RS Rating
56
EPS Rating
50
Piotroski
5 out of 9
Fundamental Rating
C (48 out of 100)
Altman Z″
3.54

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

6 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 20.1% passed
  • More than 10% revenue growth is expected for the coming year 4.6% failed
  • Share count grows by less than 3% a year -1.5% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 46.0% passed
  • Gross margin at 40% or higher and without meaningful erosion 51.1% failed
  • Goodwill from acquisitions does not grow faster than revenue 1.5% failed
  • Net debt below twice EBITDA 2,851 m net cash passed
  • Operating cash flow covers the profits of the last three years 225 m passed
  • Return on capital at 15% or higher, or up versus two years ago 3.9% passed
  • Insiders hold at least 10% or are net buyers 1.3% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 31.50 $
Price Target (average) 33.17 $

The price target sits 5.3% above the current price.

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 160.8 $M Q4 2025: Q1 · 164.1 $M Q1 2025: Q2 · 170.2 $M Q2 2025: Q3 · 228.5 $M Q3 2025: Q4 · 309.7 $M Q4 2026: Q1 · 290.3 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.23 161 19.30 12.20 44 42
2025: Q1 0.28 164 46.30 15.70 8 8
2025: Q2 0.33 16.80 170 -2.70 17.80 34 34
2025: Q3 -0.57 -343.00 229 37.70 -22.00 15 12
2025: Q4 0.64 178.80 310 92.60 17.20 167 160
2026: Q1 0.55 97.30 290 76.90 15.90 -14 -16
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

About the Company

Beacon Financial Corporation ist die Bankholdinggesellschaft der Beacon Bank & Trust, die verschiedene Bankdienstleistungen in den USA und international anbietet. Das Unternehmen nimmt Gewerbe-, Kommunal- und Privatkundeneinlagen an.

Employees1,972
HeadquartersBoston, MA
Websitebeaconfinancialcorporation.com
IPO Date28. Jun 2000

Management

Management
Name Title Birth Year
Paul A. Perrault CEO, President & Director 1952
Carl M. Carlson Chief Financial & Strategy Officer 1964
Sean A. Gray Chief Operations Officer 1976
Wm. Gordon Prescott Esq. Senior EVP, General Counsel & Corporate Secretary 1962
Jacqueline Courtwright Chief Human Resources Officer 1964
Gary R. Levante Chief Marketing Officer
Mark J. Meiklejohn Chief Credit Officer 1964
Michael W. McCurdy Esq. Chief Banking Officer 1969
Dario Hernandez VP & Corporate Counsel

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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