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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Amalgamated Bank (AMAL)

Financial Services Banks - Regional
49.40 $
+0.0% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
49.40$
Open
49.40$
Day High
49.70$
Day Low
48.50$
Volume
114,176shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
25.30 $ 49.90 $
10/16/2025 07/28/2026

Current price 49.40 $ — 98% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.5$B
Shares Outstanding
30Mio.
Float
68.9%
Beta
0.8

Performance

Perf. 1M
12.10%
Perf. 3M
23.40%
Perf. 6M
43.40%
YTD Performance (%)
42.80%
52-Week-High Distance
-0.5%
Perf. 1Y
73.50%
Perf. 3Y
161.12%
Perf. 5Y
252.38%
Perf. Since Inception
330.53%

Technical Indicators

MA 38 Days
46.30$
MA 50 Days
45.20$
MA 200 Days
38.00$
RSI (14)
63.4
Volatility 30 Days
25.2%
Volatility 250 Days
29.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
Forward P/E
0.0
PEG
P/B
P/S
3.1
EV/EBITDA
0.0
Price/FCF
9.9

Profitability

Gross Margin
100.0%
EBIT Margin
Net Margin
34.0%
Return on Equity
13.6%
Return on Assets
1.3%

Balance Sheet & Safety

Equity Ratio
Debt/Equity
Altman Z″
Piotroski
6 out of 9

Growth

Sales Growth Last Quarter
4.70%
EPS Growth Last Quarter
3.70%
Sales Growth (Year)
4.52%
Forward Sales Growth
6.49%
Forward EPS Growth
15.30%

Dividend

Dividend Yield
1.38%
Dividend Per Share (TTM)
0.62$
Payout Ratio
17.1%
Years Without a Cut
7Years
Increase Streak
4Years

Quality & Screener

Stage
2
RS Rating
79
EPS Rating
54
Piotroski
6 out of 9
Fundamental Rating
C (53 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

7 of 10 Solid growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 16.9% passed
  • More than 10% revenue growth is expected for the coming year 6.5% failed
  • Share count grows by less than 3% a year -1.0% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 34.1% failed
  • Gross margin at 40% or higher and without meaningful erosion 70.3% passed
  • Goodwill from acquisitions does not grow faster than revenue 0.2% passed
  • Net debt below twice EBITDA 0.3 x EBITDA passed
  • Operating cash flow covers the profits of the last three years 78 m passed
  • Return on capital at 15% or higher, or up versus two years ago 1.6% failed
  • Insiders hold at least 10% or are net buyers 40.0% passed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Analysts & Price Target

Current Price 49.40 $
Price Target (average) 53.50 $

The price target sits 8.3% above the current price.

Consensus
Hold
Analyst Ratings
2
Distribution of Recommendations
Strong Buy 0
Buy 1
Hold 1
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 4.04 4.01 – 4.06 382 10.9% 2
12/31/2027 4.66 4.61 – 4.70 408 15.4% 2

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

22. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
1.06 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 107.9 $M Q4 2025: Q1 · 109.6 $M Q1 2025: Q2 · 112.1 $M Q2 2025: Q3 · 118.1 $M Q3 2025: Q4 · 115.2 $M Q4 2026: Q1 · 122.6 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.79 6.80 108 6.10 22.70 29 28
2025: Q1 0.81 -8.80 110 4.30 22.80 34 33
2025: Q2 0.84 -2.60 112 2.10 23.20 25 26
2025: Q3 0.88 -2.50 118 4.90 22.70 40 38
2025: Q4 0.88 11.20 115 6.80 23.10 37 34
2026: Q1 0.84 3.40 123 11.90 20.60 57 51
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 158 16 11 0.35 8 341 4,043
2017 167 20 6 0.19 24 344 4,041
2018 192 50 45 1.46 31 439 4,685
2019 215 64 47 1.47 83 490 5,325
2020 224 62 46 1.48 66 536 5,979
2021 209 71 53 1.68 71 564 7,078
2022 285 108 81 2.61 147 509 7,843
2023 382 125 88 2.86 117 585 7,972
2024 435 145 106 3.44 124 708 8,257
2025 455 140 104 3.45 136 794 8,870

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Employees450
HeadquartersNew York, NY
Address275 Seventh Avenue, 10001 New York, United States
Phone212 255 6200
Websiteamalgamatedbank.com
IPO Date9. Aug 2018
ISINUS0226711010
Stock Split20:1 on 08/01/2018

Management

Management
Name Title Birth Year
Priscilla Sims Brown President, CEO & Director 1957
Jason M. Darby CPA Senior EVP & CFO 1973
Sean Searby Executive VP & Chief Information and Operations Officer 1982
Edgar Romney Jr. Executive VP & Chief Strategy and Administrative Officer 1980
Sam D. Brown Senior EVP & Chief Banking Officer 1982
Eleanor Innes Senior VP & Chief Investment Officer
Leslie S. Veluswamy Executive VP & Chief Accounting Officer 1985
Adrian Glace Senior VP & Chief Technology Officer 1977
Mandy Tenner J.D. Executive VP & Chief Legal Officer 1980
Tyrone Graham Executive VP & Chief Human Resources Officer 1964

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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