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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Triumph Financial, Inc. (TFIN)

Financial Services Banks - Regional
75.90 $
+2.8% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
73.80$
Open
73.40$
Day High
76.40$
Day Low
73.40$
Volume
221,202shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
47.00 $ 81.10 $
10/10/2025 07/22/2026

Current price 75.90 $ — 85% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
1.8$B
Shares Outstanding
24Mio.
Float
88.9%
Beta
1.4

Performance

Perf. 1M
7.30%
Perf. 3M
35.90%
Perf. 6M
17.40%
YTD Performance (%)
18.10%
52-Week-High Distance
-1.5%
Perf. 1Y
33.87%
Perf. 3Y
7.08%
Perf. 5Y
-0.95%
Perf. 10Y
458.64%
Perf. Since Inception
665.45%

Technical Indicators

MA 38 Days
76.30$
MA 50 Days
74.70$
MA 200 Days
64.50$
RSI (14)
48.6
Volatility 30 Days
35.2%
Volatility 250 Days
43.9%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
63.8
Forward P/E
10.5
PEG
1.6
P/B
2.0
P/S
EV/EBITDA
0.0
Price/FCF
19.2

Profitability

Gross Margin
100.0%
EBIT Margin
14.1%
Net Margin
8.5%
Return on Equity
3.4%
Return on Assets
0.6%

Balance Sheet & Safety

Equity Ratio
13.8%
Debt/Equity
0.2
Altman Z″
Piotroski
5 out of 9

Growth

Sales Growth Last Quarter
6.20%
EPS Growth Last Quarter
Sales Growth (Year)
5.83%
Forward Sales Growth
10.73%
Forward EPS Growth
52.90%

Dividend

This stock currently pays no dividend.

Quality & Screener

Stage
2
RS Rating
72
Top 10%
EPS Rating
95
Piotroski
5 out of 9
Fundamental Rating
B (68 out of 100)
Altman Z″

AI Rating

Not yet rated — we only show a category once an SEC-backed file with at least two cited passages is available. How the Rating Is Built

Growth Score

4 of 10 Weak growth

Ten checks against the annual reports — each one passed counts a point.

  • Revenue grows by more than 15% a year over three years 0.9% failed
  • More than 10% revenue growth is expected for the coming year 10.7% passed
  • Share count grows by less than 3% a year -1.6% passed
  • Revenue growth plus cash-flow margin add up to at least 40 ("Rule of 40") 15.6% failed
  • Gross margin at 40% or higher and without meaningful erosion 83.9% failed
  • Goodwill from acquisitions does not grow faster than revenue 5.6% failed
  • Net debt below twice EBITDA 220 m net cash passed
  • Operating cash flow covers the profits of the last three years 106 m passed
  • Return on capital at 15% or higher, or up versus two years ago 2.3% failed
  • Insiders hold at least 10% or are net buyers 5.4% failed

A criterion without figures counts neither as passed nor as failed; a score is only produced from 7 judgeable criteria upwards. Source: fundamental data. All ten criteria in detail

Highlighted are things our editorial team noticed: green = stands out as strong, red = deserves a closer look. No single metric is a verdict on its own — always read it in context.

Analysts & Price Target

Current Price 75.90 $
Price Target (average) 85.80 $

The price target sits 13.0% above the current price.

Consensus
Hold
Analyst Ratings
5
Distribution of Recommendations
Strong Buy 0
Buy 0
Hold 5
Sell 0
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 2.05 1.93 – 2.22 475 247.3% 5
12/31/2027 3.16 2.73 – 3.71 525 54.6% 5

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

14. Oct 2026 · after the close · Q3 2026
Expected Earnings per Share
0.59 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

None of the selected stocks reports this metric. Pick another metric or switch between annual and quarterly.

These companies report in different currencies — switch on “Indexed” or pick a margin for a fair comparison.

The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 121.1 $M Q4 2025: Q1 · 119.5 $M Q1 2025: Q2 · 128.6 $M Q2 2025: Q3 · 109.3 $M Q3 2025: Q4 · 140.4 $M Q4 2026: Q1 · 122.5 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 0.12 -68.40 121 -0.90 3.20 37 7
2025: Q1 0.00 -99.60 120 2.10 0.00 -3 -8
2025: Q2 0.15 87.50 129 3.50 3.40 9 7
2025: Q3 0.04 -78.90 109 -12.80 1.60 24 22
2025: Q4 0.77 541.70 140 16.00 13.70 37 25
2026: Q1 0.26 36,234.10 123 2.50 5.20 5 3
2026: Q2 0.44 193.30 46 43
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 145 34 21 1.15 31 289 2,641
2017 197 61 36 1.81 47 392 3,499
2018 285 67 52 2.03 74 637 4,560
2019 343 75 59 2.25 72 637 5,060
2020 373 85 64 2.60 97 727 5,936
2021 442 145 113 4.47 137 859 5,956
2022 503 137 102 4.09 74 889 5,334
2023 418 38 38 1.63 60 864 5,347
2024 488 20 16 0.68 59 891 5,949
2025 516 33 25 1.06 67 942 6,381

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Triumph Financial, Inc., eine Finanzholding, bietet Bank-, Factoring-, Zahlungs- und Intelligence-Dienstleistungen in den USA an.

CEO Insider Trades (12 Mo.)selling own stock
Employees1,441
HeadquartersDallas, TX
Address12700 Park Central Drive, 75251 Dallas, United States
Phone214 365 6900
Websitetriumph.io
IPO Date7. Nov 2014
ISINUS89679E3009

Management

Management
Name Title Birth Year
Aaron P. Graft J.D. Founder, Vice Chairman, President & CEO 1978
William Bradley Voss Executive VP & CFO 1976
Hon. Edward J. Schreyer SIOR Executive VP & COO 1967
Adam D. Nelson J.D. Executive VP, General Counsel & Secretary 1978
Renee Galitis Executive VP & Chief Information Officer 1966
Luke Wyse Executive VP & Head of Investor Relations
Amanda Tavackoli Senior VP & Director of Corporate Communication
Stephen D. Grossi Executive VP & Chief Human Resources Officer 1964
Rob Wright Chief Product Officer - Triumph Business Capital
Matt Levy President of TriumphX

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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